Stamp duty, a property transaction tax that's often overlooked, can add a significant amount to the overall cost of purchasing land or property in the UK. This tax is applicable to most land and property purchases above a certain threshold, but there are some exceptions. So, do you pay stamp duty on land in the UK?
In this insight, we will explore the details of stamp duty, answering questions such as, do you pay stamp duty on land and do you pay stamp duty on farming land?
Yes, you do pay stamp duty on land in the UK. Stamp Duty Land Tax (SDLT) is applicable to most land purchases above a certain threshold, including both residential and non-residential land.
The rates and thresholds for SDLT vary depending on the type of property and the circumstances of the buyer. For residential land purchases, the SDLT rates start at 0% for properties up to £125,000, and then progressively increase for higher purchase prices. There are also different rates and thresholds for first-time buyers and additional properties.
Stamp Duty Land Tax (SDLT) is a tax levied on the purchase of property or land over a certain value in England and Northern Ireland. In Scotland and Wales, similar taxes - Land and Buildings Transaction Tax (LBTT) and Land Transaction Tax (LTT) respectively - are imposed. The tax is named after the old system of using paper stamps to denote the payment of tax.
This tax applies to both residential and non-residential properties. However, the tax rates, brackets, and exceptions vary. Most importantly, SDLT is applicable not only to property purchases but also to land purchases.
Just as stamp duty applies to property purchases, it also applies when buying land. This is sometimes referred to as a kind of land tax. This tax is mandatory for both residential and non-residential land purchases above a certain price bracket in England and Northern Ireland.
First-time buyers are entitled to a stamp duty exemption on their land purchase, just as they are for their first property purchase. In England and Northern Ireland, no SDLT payment is required on the first £300,000 of a property costing less than £500,000 in total. However, the rules vary in Scotland and Wales, where the exemption is for land purchases up to £175,000 and £180,000, respectively.
When buying a new build property, SDLT can sometimes pose a barrier. However, there's a legal alternative that can lead to substantial SDLT savings. Some developers may allow you to buy a plot of vacant land and simultaneously enter into a building contract for the construction of the dwelling. In this case, the stamp duty on the building plot will be much less than if you were buying the fully built house.
A common query is: Do you pay stamp duty on land with planning permission? The answer is yes. SDLT applies to land purchases whether or not they have planning permission. However, the SDLT obligation can be structured in a more advantageous way when you buy land with planning permission and then enter into a building contract.
Another question often asked is: Do you pay stamp duty on farming land? The answer is yes, but with a caveat. Agricultural land that's part of a working farm or used for agricultural reasons is classified as non-residential property, and SDLT applies. However, if agricultural land is sold as part of the garden or grounds of a dwelling, residential SDLT rates apply.
A further query that arises is: Do you pay stamp duty on land without planning permission? The answer is yes, SDLT applies regardless of whether the land has planning permission or not. However, the valuation of land without planning permission might be lower, resulting in a lower SDLT obligation.
Yes, you may be required to pay Stamp Duty Land Tax (SDLT) on a second piece of land in the UK. This is the same tax as the second home stamp duty. The SDLT rules and rates for additional properties, including second homes and buy-to-let properties, are different from those for primary residences.
If you already own a property, purchasing an additional piece of land would generally be considered an additional property transaction subject to SDLT. The SDLT rates for additional properties start at 3% for properties up to £125,000 and increase progressively for higher purchase prices.
The purchase of land can be funded through a land mortgage, a long-term secured loan that uses the land as collateral. Like with a standard mortgage, if you can't make payments, your land may be repossessed.
The criteria for a land mortgage can vary depending on how the land will be used.
In the UK certain plots of land are designated for specific purposes, for example, Amenity Land. Seeking legal advice may be necessary to change the status of the land. As an example, if you purchase agricultural land it cannot be used to build residential properties. With the right advice, you can change the land status, but this can take time and is costly.
If you are considering buying land, start by researching the type of land mortgage you need.
So, do you pay stamp duty on land? Yes, you do, but the rates and thresholds vary depending on the type and use of land, as well as the buyer's circumstances. It's essential to consider this cost when budgeting for a land or property purchase to avoid unexpected expenses. Understanding SDLT (Stamp Duty Land Tax) can help you plan better and save money.
Source: Gov.uk
Stuart is an expert in Property, Money, Banking & Finance, having worked in retail and investment banking for 10+ years before founding Sunny Avenue. Stuart has spent his career studying finance. He holds qualifications in financial studies, mortgage advice & practice, banking operations, dealing & financial markets, derivatives, securities & investments.
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Now bringing up our own families in the area, we wanted to focus our mission around helping other families in Plymouth and surrounding areas achieve their dreams and ensure they’re protected.</p> <p style="text-align: center;">When we say we are an independent broker, we truly are. We work with the whole of market, meaning we can access lenders that aren’t on the High Street, that may be online or specialists that you wouldn’t have thought of. Unlike other brokers or your bank we can be completely unbiased about your mortgage and protection needs.</p> <p style="text-align: center;">As locals ourselves, we are heavily involved with local goings on. Nathan is a big rugby fan, and can be found playing for his local team. Charlie is a trampoline champion who loves to cook. Mark on the other hand can be found at the beach surfing away his spare time!</p> <p style="text-align: center;">Even if you aren’t local to the Plymouth area, you can still be part of the Mewstone family. We can service the whole of the UK with the help of technology.</p> <hr /> <p style="text-align:center"><img alt="mewstone mortgage advice" src="/webroot/img/userfiles/user_160/Capture.PNG" width="1355" /></p> <p> </p> <h2 class="h2Black">What we can help with:</h2> <p style="text-align:center"><img alt="mewstone mortgage advice" src="/webroot/img/userfiles/user_160/Capture2.PNG" width="1017" /></p> <p style="text-align: center;">We are passionate about our local area, we grew up here, and are now bringing our families up in the area. 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'upgrade_status' => 'created', 'title' => 'Joe Manns-Benson at Largemortgageloans.com', 'slug' => 'joe-manns-benson-at-largemortgageloans-com', 'description' => '<p>Every client is unique and has different financial solutions.</p> <p>Here at largemortgageloans.com we are committed to helping clients achieve their financial goals.</p> <p>Whether you are a first-time homebuyer, homemover, investor or seeking to refinance your existing mortgage, we provide personalised advice and support every step of the way.</p> <p>We are passionate about educating clients about the mortgage process, explaining complex financial concepts in easy-to-understand terms. </p> ', 'company_logo' => '20230307_COMLOGO_1678184295.png', 'online_business' => 'No', 'expire_date' => null, 'show_consultant_on_job_detail' => 'No', 'consultant_id' => (int) 0, 'consultant_name' => false, 'consultant_designation' => false, 'consultant_email' => false, 'consultant_mobile' => false, 'consultant_profile_picture' => false, 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'upgrade_status' => 'created', 'title' => 'XL Financial Services Limited', 'slug' => 'xl-financial-services-limited', 'description' => '<p>I am a mortgage and protection specialist with over 34 years of Financial Services industry experience.</p> <p>Having started in high street banks in the late 1980’s, I have worked primarily in lending teams and progressed through to underwriting mortgages for a top 5 UK bank. More recently, I have worked in the independent sector since 2001, initially as a mortgage adviser for an independent estate agent and since 2005 as an Independent Mortgage and Protection Adviser.</p> <p>I am qualified to give advice on all types of mortgage including Equity Release Schemes.</p> <p>I also specialise in looking after my clients protection needs, including life, critical illness and income protection, including any additional advice in the arranging these plans in trust (if appropriate).</p> <p>Many of my clients have been long standing clients and I am now happy to be looking after their children’s needs as they buy their own homes and start their own families.</p> <p>Most important in looking after my clients is honesty and integrity in all our dealings, something I ensure is there from the start of any new relationship.</p> <p>Whether looking for your first home, buying an investment property or looking for an Equity Release mortgage, I am happy to help with any mortgage enquiry. I liaise with all other parties involved in the house buying or remortgaging process, meaning that you have less stress and more support throughout the whole application.</p> <hr />', 'company_logo' => '20230323_COMLOGO_1679593672.png', 'online_business' => 'No', 'expire_date' => null, 'show_consultant_on_job_detail' => 'No', 'consultant_id' => (int) 0, 'consultant_name' => false, 'consultant_designation' => false, 'consultant_email' => false, 'consultant_mobile' => false, 'consultant_profile_picture' => false, 'cover_letter' => 'No', 'registered_candidates' => false, 'quick_application' => false, 'application_emails' => '', 'show_digi_business_type' => 'No', 'show_digi_comp_reg_no' => 'No', 'show_digi_reg_address' => 'No', 'show_digi_reg_location' => 'No', 'show_digi_reg_postcode' => 'No', 'show_digi_trading_address' => 'No', 'show_digi_location' => 'No', 'show_digi_trading_postcode' => 'No', 'show_digi_email_address' => 'No', 'show_digi_contact_no' => 'No', 'show_digi_website' => 'No', 'show_digi_facebook' => 'No', 'show_digi_linkedin' => 'No', 'show_digi_instagram' => 'No', 'show_digi_twitter' => 'No', 'pa_verified' => 'Yes', 'meta_title' => '', 'meta_keywords' => '', 'meta_description' => '', 'platform' => 'general', 'is_pause' => 'No', 'is_suspend' => 'No', 'request_to_archive' => 'No', 'status' => 'Live', 'archive_date' => null, 'added_by' => '', 'updated_by' => '', 'no_of_views' => (int) 0, 'created' => object(Cake\I18n\FrozenTime) {}, 'modified' => object(Cake\I18n\FrozenTime) {}, 'Packages' => object(App\Model\Entity\Package) {}, 'JobReviews' => [[maximum depth reached]], 'JobDetails' => [ [maximum depth reached] ], 'ParentJob' => null, 'SaveJobCount' => (int) 0, '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [ [maximum depth reached] ], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Jobs' }, (int) 4 => object(App\Model\Entity\Job) { 'id' => (int) 65, 'candidate_id' => (int) 168, 'package_id' => (int) 13, 'admin_id' => (int) 0, 'parent_id' => null, 'blog_count' => (int) 0, 'review_count' => (int) 0, 'testimonial_count' => (int) 2, 'all_blog_count' => (int) 0, 'all_review_count' => (int) 0, 'all_testimonial_count' => (int) 2, 'admin_name' => '', 'subscription_id' => '', 'upgrade_pack_id' => (int) 0, 'upgrade_pack_interval' => 'monthly', 'upgrade_type' => null, 'upgrade_status' => 'created', 'title' => 'UK Lending ', 'slug' => 'uk-lending', 'description' => '<p style="text-align:center"><img alt="UK lending 6" src="/webroot/img/userfiles/user_168/Uklending5.PNG" width="332" /></p> <p style="text-align: center;"><strong>We help first time buyers to professional landlords with mortgages and refinancing.</strong></p> <p style="text-align: center;"><strong>UK Lending provides holistic solutions that vary from each type of client.</strong></p> <p style="text-align: center;"><strong>Our typical client is someone who is self employed or had adverse credit in the background. These type of clients do not fit high street orders and need specialist advice which I can provide.</strong></p> <h5 class="h5Pink" style="text-align: center;"><strong>When your bank or building society says ‘No’ to your application because you don’t fit the mould, we aim to get the ‘Yes’ you’re looking for.</strong></h5> <h5 class="h5Pink" style="text-align: center;"><strong>UK Lending helps you apply for complex mortgages and property-secured loans, from specialist lenders who may well look on your application more favourably than middle-of-the-road high street lenders.</strong></h5> <p style="text-align: center;"><strong>YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE</strong></p> <hr /> <p style="text-align:center"><img alt="Uk Lending" src="/webroot/img/userfiles/user_168/Capture.PNG" width="1215" /></p> <p><img alt="Uklending buy to let" height="287" src="/webroot/img/userfiles/user_168/captir2.PNG" style="float:left" width="500" /></p> <p><img alt="Uk lending 3" height="320" src="/webroot/img/userfiles/user_168/Capture3.PNG" style="float:right" width="500" /></p> <p style="text-align: center;"> </p> <p style="text-align: center;"> </p> <p style="text-align: center;"> </p> <p style="text-align: center;"> </p> <p style="text-align: center;"> </p> <p style="text-align: center;"> </p> <p style="text-align: center;"> </p> ', 'company_logo' => '20230330_COMLOGO_1680179241.png', 'online_business' => 'No', 'expire_date' => null, 'show_consultant_on_job_detail' => 'No', 'consultant_id' => (int) 0, 'consultant_name' => false, 'consultant_designation' => false, 'consultant_email' => false, 'consultant_mobile' => false, 'consultant_profile_picture' => false, 'cover_letter' => 'No', 'registered_candidates' => false, 'quick_application' => false, 'application_emails' => '', 'show_digi_business_type' => 'No', 'show_digi_comp_reg_no' => 'No', 'show_digi_reg_address' => 'No', 'show_digi_reg_location' => 'No', 'show_digi_reg_postcode' => 'No', 'show_digi_trading_address' => 'No', 'show_digi_location' => 'No', 'show_digi_trading_postcode' => 'No', 'show_digi_email_address' => 'No', 'show_digi_contact_no' => 'No', 'show_digi_website' => 'No', 'show_digi_facebook' => 'No', 'show_digi_linkedin' => 'No', 'show_digi_instagram' => 'No', 'show_digi_twitter' => 'No', 'pa_verified' => 'Yes', 'meta_title' => '', 'meta_keywords' => '', 'meta_description' => '', 'platform' => 'general', 'is_pause' => 'No', 'is_suspend' => 'No', 'request_to_archive' => 'No', 'status' => 'Live', 'archive_date' => null, 'added_by' => '', 'updated_by' => '', 'no_of_views' => (int) 0, 'created' => object(Cake\I18n\FrozenTime) {}, 'modified' => object(Cake\I18n\FrozenTime) {}, 'Packages' => object(App\Model\Entity\Package) {}, 'JobReviews' => [[maximum depth reached]], 'JobDetails' => [ [maximum depth reached] ], 'ParentJob' => null, 'SaveJobCount' => (int) 0, '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [ [maximum depth reached] ], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Jobs' }, (int) 5 => object(App\Model\Entity\Job) { 'id' => (int) 68, 'candidate_id' => (int) 170, 'package_id' => (int) 13, 'admin_id' => (int) 0, 'parent_id' => null, 'blog_count' => (int) 4, 'review_count' => (int) 0, 'testimonial_count' => (int) 0, 'all_blog_count' => (int) 4, 'all_review_count' => (int) 0, 'all_testimonial_count' => (int) 0, 'admin_name' => '', 'subscription_id' => '', 'upgrade_pack_id' => (int) 0, 'upgrade_pack_interval' => 'monthly', 'upgrade_type' => null, 'upgrade_status' => 'created', 'title' => 'Ben Davies - City Finance Brokers', 'slug' => 'ben-davies-city-finance-brokers', 'description' => '<h5 class="h5Green">Impartial and independent advice on your bridging finance requirements:</h5> <ul> <li> <h5 class="h5Green">Property Finance</h5> </li> <li> <h5 class="h5Green">Property Development</h5> </li> <li> <h5 class="h5Green">Property Investment Finance</h5> </li> </ul> <h5 class="h5Pink">ben.davies@cfbrokers.co.uk</h5> <h5 class="h5Pink">07376 972 391</h5> ', 'company_logo' => '20230630_COMLOGO_1688118133.png', 'online_business' => 'No', 'expire_date' => null, 'show_consultant_on_job_detail' => 'No', 'consultant_id' => (int) 0, 'consultant_name' => false, 'consultant_designation' => false, 'consultant_email' => false, 'consultant_mobile' => false, 'consultant_profile_picture' => false, 'cover_letter' => 'No', 'registered_candidates' => false, 'quick_application' => false, 'application_emails' => '', 'show_digi_business_type' => 'No', 'show_digi_comp_reg_no' => 'No', 'show_digi_reg_address' => 'No', 'show_digi_reg_location' => 'No', 'show_digi_reg_postcode' => 'No', 'show_digi_trading_address' => 'No', 'show_digi_location' => 'No', 'show_digi_trading_postcode' => 'No', 'show_digi_email_address' => 'No', 'show_digi_contact_no' => 'No', 'show_digi_website' => 'No', 'show_digi_facebook' => 'No', 'show_digi_linkedin' => 'No', 'show_digi_instagram' => 'No', 'show_digi_twitter' => 'No', 'pa_verified' => 'Yes', 'meta_title' => '', 'meta_keywords' => '', 'meta_description' => '', 'platform' => 'general', 'is_pause' => 'No', 'is_suspend' => 'No', 'request_to_archive' => 'No', 'status' => 'Live', 'archive_date' => null, 'added_by' => '', 'updated_by' => '', 'no_of_views' => (int) 0, 'created' => object(Cake\I18n\FrozenTime) {}, 'modified' => object(Cake\I18n\FrozenTime) {}, 'Packages' => object(App\Model\Entity\Package) {}, 'JobReviews' => [[maximum depth reached]], 'JobDetails' => [ [maximum depth reached] ], 'ParentJob' => null, 'SaveJobCount' => (int) 0, '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [ [maximum depth reached] ], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Jobs' }, (int) 6 => object(App\Model\Entity\Job) { 'id' => (int) 69, 'candidate_id' => (int) 173, 'package_id' => (int) 13, 'admin_id' => (int) 0, 'parent_id' => null, 'blog_count' => (int) 0, 'review_count' => (int) 0, 'testimonial_count' => (int) 4, 'all_blog_count' => (int) 0, 'all_review_count' => (int) 0, 'all_testimonial_count' => (int) 4, 'admin_name' => '', 'subscription_id' => '', 'upgrade_pack_id' => (int) 0, 'upgrade_pack_interval' => 'monthly', 'upgrade_type' => null, 'upgrade_status' => 'created', 'title' => 'Active Financial', 'slug' => 'active-financial', 'description' => '<h2 class="h2Green">The Self Employed Finance Specialists</h2> <p>At Active, we exist to help business owners, entrepreneurs and company directors to secure mortgages and protection quickly, easily and without distracting you from your business and your family. <img alt="Active Financial" src="/webroot/img/userfiles/user_173/Untitled%20design%20(20).png" style="float:right" width="200" /></p> <h2 class="h2Green">What can Active Financial do for you?</h2> <p>Go to most mortgage brokers and lenders and you’ll find that getting a mortgage as a self-employed business owner is tough.</p> <p>You’ve probably already realised that.</p> <p>The truth is that the world of mortgages isn’t set up for people who run their businesses, which can make getting a mortgage for people like you harder.</p> <p>But we can help you make it happen.</p> <p>Because we specialise in this exact area, we know what other brokers don’t.</p> <h2>How Do Active help you?</h2> <p>Over the years we’ve worked with business owners, we’ve built a strategic process that gives you the best chance of getting the finance that suits you and your families circumstances.</p> <p>We call it the ACTIVE framework, and it works, time and time again.</p> <p>No matter what type of finance you’re looking for, the framework serves to secure the best deal for you, as quickly and efficiently as possible.</p> <p>We know what buttons to press, what products to apply for and exactly how you need to get your ducks in a row in order to achieve the finance you need for the home you want.</p> <p>Whether you’re looking for your first home, your forever home, to invest in property, or protect your business or family, we can help, by putting you on the right track towards acceptance, and dealing with the entire process, so you can focus on doing what you do best.</p> <p>When you work with Active, we reduce your stress and save you time.</p> <p>No longer do you have to ring around to try and find lenders who might service you, or spend hours on the phone to brokers.</p> <h2>Why are Active Financial so good at helping people like you?</h2> <p>Because we <strong>ARE</strong> people like you. Here’s our founder Gary’s story:</p> <blockquote> <p class="Quotation14Green">I qualified to provide mortgage advice in 2002, launching Active Mortgage in 2008. But it wasn’t until in 2015, we realised firsthand how hard it is to get a mortgage when you’re self-employed. My wife Ayesha was a sole trader at the time, and I was running Active, and we wanted to buy our own home. Which – as you’ll know – is easier said than done. We really struggled to find a mortgage, and when we did get one, it didn’t really add maximum value, nor did it give us a competitive interest rate. At that point it became my mission to ensure that business owners, company directors, people like me and you – people who risk it all to create something greater and better – are able to secure the perfect mortgage without the stress and worry that I went through.</p> </blockquote> <h2>What’s the next step?</h2> <p>The first step to securing any form of finance is a strategy call, where we can help define your financial goals and understand your circumstances.</p> <p>The outcome is always positive, if we can’t help you with finance now, we’ll help you prepare to maximise your chances in the future.</p> <p>In the mortgage world, failing to prepare is preparing to fail, which is why we recommend that you get in touch with us as soon as possible, even if you’re 1-2 years out from applying for your mortgage.</p> <p>The sooner you get in touch, the higher our chances of being able to help you.</p> ', 'company_logo' => '20230704_COMLOGO_1688476289.png', 'online_business' => 'No', 'expire_date' => null, 'show_consultant_on_job_detail' => 'No', 'consultant_id' => (int) 0, 'consultant_name' => false, 'consultant_designation' => false, 'consultant_email' => false, 'consultant_mobile' => false, 'consultant_profile_picture' => false, 'cover_letter' => 'No', 'registered_candidates' => false, 'quick_application' => false, 'application_emails' => '', 'show_digi_business_type' => 'No', 'show_digi_comp_reg_no' => 'No', 'show_digi_reg_address' => 'No', 'show_digi_reg_location' => 'No', 'show_digi_reg_postcode' => 'No', 'show_digi_trading_address' => 'No', 'show_digi_location' => 'No', 'show_digi_trading_postcode' => 'No', 'show_digi_email_address' => 'No', 'show_digi_contact_no' => 'No', 'show_digi_website' => 'No', 'show_digi_facebook' => 'No', 'show_digi_linkedin' => 'No', 'show_digi_instagram' => 'No', 'show_digi_twitter' => 'No', 'pa_verified' => 'Yes', 'meta_title' => '', 'meta_keywords' => '', 'meta_description' => '', 'platform' => 'general', 'is_pause' => 'No', 'is_suspend' => 'No', 'request_to_archive' => 'No', 'status' => 'Live', 'archive_date' => null, 'added_by' => '', 'updated_by' => '', 'no_of_views' => (int) 0, 'created' => object(Cake\I18n\FrozenTime) {}, 'modified' => object(Cake\I18n\FrozenTime) {}, 'Packages' => object(App\Model\Entity\Package) {}, 'JobReviews' => [[maximum depth reached]], 'JobDetails' => [ [maximum depth reached] ], 'ParentJob' => null, 'SaveJobCount' => (int) 0, '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [ [maximum depth reached] ], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Jobs' }, (int) 7 => object(App\Model\Entity\Job) { 'id' => (int) 72, 'candidate_id' => (int) 187, 'package_id' => (int) 13, 'admin_id' => (int) 0, 'parent_id' => null, 'blog_count' => (int) 0, 'review_count' => (int) 0, 'testimonial_count' => (int) 0, 'all_blog_count' => (int) 0, 'all_review_count' => (int) 0, 'all_testimonial_count' => (int) 0, 'admin_name' => '', 'subscription_id' => '', 'upgrade_pack_id' => (int) 0, 'upgrade_pack_interval' => 'monthly', 'upgrade_type' => null, 'upgrade_status' => 'created', 'title' => 'Quest Finance', 'slug' => 'quest-finance', 'description' => '<p> </p> <p>Truly independent and impartial advice on Equity Release, we are NOT tied to - or - owned by any one lender. Free home visit / calls - "Plain and simple language to ensure your understanding ". I will always quote you the cheapest possible deal.</p> <p>I will explain the options and features - to ensure you get the right deal that suits you. I am a small independent practice, if you want to go ahead it would be myself personally that handles your case from start to finish, not an admin centre. 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Whether our client is a new start-up business, borrowing funds to expand or a property investor adding to an existing portfolio or simply someone looking to buy their first home, we treat all of our customers with the utmost respect and professionalism.</p> <p>We do not charge upfront fees for our initial consultation and advice as this is given freely on a no obligation basis.</p> <p>We understand and appreciate that each business is different and every client shall have their own unique situation and circumstances. So, whether out clients require finance to purchase and develop property, start-up a new venture, bridging finance to fund a short-term shortfall, additional funding to grow their business, asset and vehicle finance or even a mortgage, we will deliver a comprehensive suite of products and solutions to meet our clients’ needs.</p> <p>Capital 8 Finance are an independent specialist consultancy providing commercial and business finance support to SME clients throughout the entire UK. Whether your business is well established or a new start we can support you with:</p> <ul> <li>Asset Finance</li> <li>Business Loans</li> <li>Commercial Mortgages</li> <li>Invoice Finance</li> <li>Stock and Trade Finance</li> <li>Revolving Credit Facilities</li> <li>Merchant Cash Advance</li> </ul> <p>As a specialist broker, we also support property developers by sourcing finance for their developments and projects and assist landlords grow their property portfolios with:</p> <ul> <li>Buy-to-let Mortgages</li> <li>Specialist Mortgages</li> <li>Bridging Finance</li> <li>Property Development & Refurbishment Finance</li> <li>Mezzanine Finance</li> <li>Joint Venture (JV) Finance</li> </ul> <p>But that’s not all, we also can help with your mortgage needs. We can help arrange mortgages for:</p> <ul> <li>First Time Buyers</li> <li>People Moving Home</li> <li>Re-Mortgaging</li> <li>Regulated Bridging Finance</li> </ul> <p>At Capital 8 Finance we are genuinely independent, wholly impartial and we will offer straightforward honest advice, given freely and without obligation. Through our established lender partner network, we give you immediate access to over 300 UK based lenders and private banks. All our lending partners have funds available to lend and are genuinely still keen to support the right proposition and provide a genuine and viable alternative to the High Street lenders.</p> <p>When your own bank has failed to offer the support, you need to call us. 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'show_digi_trading_address' => 'No', 'show_digi_location' => 'No', 'show_digi_trading_postcode' => 'No', 'show_digi_email_address' => 'No', 'show_digi_contact_no' => 'No', 'show_digi_website' => 'No', 'show_digi_facebook' => 'No', 'show_digi_linkedin' => 'No', 'show_digi_instagram' => 'No', 'show_digi_twitter' => 'No', 'pa_verified' => 'Yes', 'meta_title' => '', 'meta_keywords' => '', 'meta_description' => '', 'platform' => 'general', 'is_pause' => 'No', 'is_suspend' => 'No', 'request_to_archive' => 'No', 'status' => 'Live', 'archive_date' => null, 'added_by' => '', 'updated_by' => '', 'no_of_views' => (int) 0, 'created' => object(Cake\I18n\FrozenTime) {}, 'modified' => object(Cake\I18n\FrozenTime) {}, 'Packages' => object(App\Model\Entity\Package) {}, 'JobReviews' => [[maximum depth reached]], 'JobDetails' => [ [maximum depth reached] ], 'ParentJob' => null, 'SaveJobCount' => (int) 0, '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [ [maximum depth reached] ], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Jobs' }, (int) 11 => object(App\Model\Entity\Job) { 'id' => (int) 94, 'candidate_id' => (int) 248, 'package_id' => (int) 13, 'admin_id' => (int) 0, 'parent_id' => null, 'blog_count' => (int) 0, 'review_count' => (int) 0, 'testimonial_count' => (int) 0, 'all_blog_count' => (int) 0, 'all_review_count' => (int) 0, 'all_testimonial_count' => (int) 0, 'admin_name' => '', 'subscription_id' => '', 'upgrade_pack_id' => (int) 0, 'upgrade_pack_interval' => 'monthly', 'upgrade_type' => null, 'upgrade_status' => 'created', 'title' => 'Friends Capital', 'slug' => 'friends-capital', 'description' => '<h1>We make peoples dreams come true</h1> <p><strong>Friends Capital are independent mortgage specialists, offering unbiased advice.</strong></p> <p><strong>Our key principles 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[[maximum depth reached]], '[repository]' => 'Jobs' }, (int) 12 => object(App\Model\Entity\Job) { 'id' => (int) 103, 'candidate_id' => (int) 274, 'package_id' => (int) 13, 'admin_id' => (int) 0, 'parent_id' => null, 'blog_count' => (int) 0, 'review_count' => (int) 0, 'testimonial_count' => (int) 0, 'all_blog_count' => (int) 0, 'all_review_count' => (int) 0, 'all_testimonial_count' => (int) 0, 'admin_name' => '', 'subscription_id' => '', 'upgrade_pack_id' => (int) 0, 'upgrade_pack_interval' => 'monthly', 'upgrade_type' => null, 'upgrade_status' => 'created', 'title' => 'Delato Finance Ltd', 'slug' => 'delato-finance-ltd', 'description' => '<h1 data-custom-font="" data-is-italic-supported="" data-line-height="" data-old-bold="true"> </h1> <h1 data-custom-font="" data-is-italic-supported="" data-line-height="" data-old-bold="true">Your Gateway to Property Finance</h1> <p> </p> <h2 data-custom-font="" data-is-italic-supported="" data-line-height="">Unlocking Opportunities with Tailored Financial Solutions</h2> ', 'company_logo' => '20241114_COMLOGO_1731575915.png', 'online_business' => 'No', 'expire_date' => null, 'show_consultant_on_job_detail' => 'No', 'consultant_id' => (int) 0, 'consultant_name' => false, 'consultant_designation' => false, 'consultant_email' => false, 'consultant_mobile' => false, 'consultant_profile_picture' => false, 'cover_letter' => 'No', 'registered_candidates' => false, 'quick_application' => false, 'application_emails' => '', 'show_digi_business_type' => 'No', 'show_digi_comp_reg_no' => 'No', 'show_digi_reg_address' => 'No', 'show_digi_reg_location' => 'No', 'show_digi_reg_postcode' => 'No', 'show_digi_trading_address' => 'No', 'show_digi_location' => 'No', 'show_digi_trading_postcode' => 'No', 'show_digi_email_address' => 'No', 'show_digi_contact_no' => 'No', 'show_digi_website' => 'No', 'show_digi_facebook' => 'No', 'show_digi_linkedin' => 'No', 'show_digi_instagram' => 'No', 'show_digi_twitter' => 'No', 'pa_verified' => 'No', 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'admin_id' => (int) 0, 'parent_id' => null, 'blog_count' => (int) 13, 'review_count' => (int) 0, 'testimonial_count' => (int) 3, 'all_blog_count' => (int) 13, 'all_review_count' => (int) 0, 'all_testimonial_count' => (int) 3, 'admin_name' => '', 'subscription_id' => '', 'upgrade_pack_id' => (int) 0, 'upgrade_pack_interval' => 'monthly', 'upgrade_type' => null, 'upgrade_status' => 'created', 'title' => 'Waldron and Co Financial Planning', 'slug' => 'waldron-and-co-financial-planning', 'description' => '<p>Waldron and Co. 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M&G plc has more than 5.5 million customers in 28 markets across the world, as at October 2019.</p> <quillbot-extension-portal></quillbot-extension-portal><quillbot-extension-portal></quillbot-extension-portal>', 'company_logo' => '20221230_COMLOGO_1672419792.png', 'online_business' => 'No', 'expire_date' => null, 'show_consultant_on_job_detail' => 'No', 'consultant_id' => (int) 0, 'consultant_name' => false, 'consultant_designation' => false, 'consultant_email' => false, 'consultant_mobile' => false, 'consultant_profile_picture' => false, 'cover_letter' => 'No', 'registered_candidates' => false, 'quick_application' => false, 'application_emails' => '', 'show_digi_business_type' => 'No', 'show_digi_comp_reg_no' => 'No', 'show_digi_reg_address' => 'No', 'show_digi_reg_location' => 'No', 'show_digi_reg_postcode' => 'No', 'show_digi_trading_address' => 'No', 'show_digi_location' => 'No', 'show_digi_trading_postcode' => 'No', 'show_digi_email_address' => 'No', 'show_digi_contact_no' => 'No', 'show_digi_website' => 'No', 'show_digi_facebook' => 'No', 'show_digi_linkedin' => 'No', 'show_digi_instagram' => 'No', 'show_digi_twitter' => 'No', 'pa_verified' => 'Yes', 'meta_title' => '', 'meta_keywords' => '', 'meta_description' => '', 'platform' => 'general', 'is_pause' => 'No', 'is_suspend' => 'No', 'request_to_archive' => 'No', 'status' => 'Live', 'archive_date' => null, 'added_by' => '', 'updated_by' => '', 'no_of_views' => (int) 0, 'created' => object(Cake\I18n\FrozenTime) {}, 'modified' => object(Cake\I18n\FrozenTime) {}, 'Packages' => object(App\Model\Entity\Package) {}, 'JobReviews' => [[maximum depth reached]], 'JobDetails' => [ [maximum depth reached] ], 'ParentJob' => null, 'SaveJobCount' => (int) 0, '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [ [maximum depth reached] ], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Jobs' }, (int) 14 => object(App\Model\Entity\Job) { 'id' => (int) 35, 'candidate_id' => (int) 132, 'package_id' => (int) 13, 'admin_id' => (int) 0, 'parent_id' => null, 'blog_count' => (int) 0, 'review_count' => (int) 0, 'testimonial_count' => (int) 2, 'all_blog_count' => (int) 0, 'all_review_count' => (int) 0, 'all_testimonial_count' => (int) 2, 'admin_name' => '', 'subscription_id' => '', 'upgrade_pack_id' => (int) 0, 'upgrade_pack_interval' => 'monthly', 'upgrade_type' => null, 'upgrade_status' => 'created', 'title' => 'Tony Ambridge @ Morgan Financial Solutions', 'slug' => 'tony-ambridge-morgan-financial-solutions', 'description' => '<p>My passion is in the Mortgage and Insurance business, in which I have over 35 years of experience and enjoy every moment of it. 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I can share screens to help you understand financial documents with ease and speed.</p> <quillbot-extension-portal></quillbot-extension-portal>', 'company_logo' => '20221231_COMLOGO_1672489294.png', 'online_business' => 'No', 'expire_date' => null, 'show_consultant_on_job_detail' => 'No', 'consultant_id' => (int) 0, 'consultant_name' => false, 'consultant_designation' => false, 'consultant_email' => false, 'consultant_mobile' => false, 'consultant_profile_picture' => false, 'cover_letter' => 'No', 'registered_candidates' => false, 'quick_application' => false, 'application_emails' => '', 'show_digi_business_type' => 'No', 'show_digi_comp_reg_no' => 'No', 'show_digi_reg_address' => 'No', 'show_digi_reg_location' => 'No', 'show_digi_reg_postcode' => 'No', 'show_digi_trading_address' => 'No', 'show_digi_location' => 'No', 'show_digi_trading_postcode' => 'No', 'show_digi_email_address' => 'No', 'show_digi_contact_no' => 'No', 'show_digi_website' => 'No', 'show_digi_facebook' => 'No', 'show_digi_linkedin' => 'No', 'show_digi_instagram' => 'No', 'show_digi_twitter' => 'No', 'pa_verified' => 'Yes', 'meta_title' => '', 'meta_keywords' => '', 'meta_description' => '', 'platform' => 'general', 'is_pause' => 'No', 'is_suspend' => 'No', 'request_to_archive' => 'No', 'status' => 'Live', 'archive_date' => null, 'added_by' => '', 'updated_by' => '', 'no_of_views' => (int) 0, 'created' => object(Cake\I18n\FrozenTime) {}, 'modified' => object(Cake\I18n\FrozenTime) {}, 'Packages' => object(App\Model\Entity\Package) {}, 'JobReviews' => [[maximum depth reached]], 'JobDetails' => [ [maximum depth reached] ], 'ParentJob' => null, 'SaveJobCount' => (int) 0, '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [ [maximum depth reached] ], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Jobs' }, (int) 15 => object(App\Model\Entity\Job) { 'id' => (int) 41, 'candidate_id' => (int) 146, 'package_id' => (int) 13, 'admin_id' => (int) 0, 'parent_id' => null, 'blog_count' => (int) 0, 'review_count' => (int) 0, 'testimonial_count' => (int) 3, 'all_blog_count' => (int) 0, 'all_review_count' => (int) 0, 'all_testimonial_count' => (int) 3, 'admin_name' => '', 'subscription_id' => '', 'upgrade_pack_id' => (int) 0, 'upgrade_pack_interval' => 'monthly', 'upgrade_type' => null, 'upgrade_status' => 'created', 'title' => 'Pete Smith @ Mortgage Advice Bureau', 'slug' => 'pete-smith-mortgage-advice-bureau', 'description' => '<h5 class="h5Black">Whether it’s a first-time buyer looking to get on the property ladder, a homeowner looking to remortgage or move house, or someone looking to expand their property portfolio, I am always happy to help and can work around time to suit you.</h5> <h5 class="h5Black">I have worked in the finance industry for 15 years and have a wealth of knowledge. I can search over 90 mortgage lenders offering over 1200 products ensuring you get the best deal.</h5> <p style="text-align:center"><img alt="" src="/webroot/img/userfiles/user_146/White%20Minimalist%20Elegant%20Handwritten%20LinkedIn%20Banner%20(1).png" width="1584" /></p> <quillbot-extension-portal></quillbot-extension-portal>', 'company_logo' => '20230117_COMLOGO_1673979714.png', 'online_business' => 'No', 'expire_date' => null, 'show_consultant_on_job_detail' => 'No', 'consultant_id' => (int) 0, 'consultant_name' => false, 'consultant_designation' => false, 'consultant_email' => false, 'consultant_mobile' => false, 'consultant_profile_picture' => false, 'cover_letter' => 'No', 'registered_candidates' => false, 'quick_application' => false, 'application_emails' => '', 'show_digi_business_type' => 'No', 'show_digi_comp_reg_no' => 'No', 'show_digi_reg_address' => 'No', 'show_digi_reg_location' => 'No', 'show_digi_reg_postcode' => 'No', 'show_digi_trading_address' => 'No', 'show_digi_location' => 'No', 'show_digi_trading_postcode' => 'No', 'show_digi_email_address' => 'No', 'show_digi_contact_no' => 'No', 'show_digi_website' => 'No', 'show_digi_facebook' => 'No', 'show_digi_linkedin' => 'No', 'show_digi_instagram' => 'No', 'show_digi_twitter' => 'No', 'pa_verified' => 'Yes', 'meta_title' => '', 'meta_keywords' => '', 'meta_description' => '', 'platform' => 'general', 'is_pause' => 'No', 'is_suspend' => 'No', 'request_to_archive' => 'No', 'status' => 'Live', 'archive_date' => null, 'added_by' => '', 'updated_by' => '', 'no_of_views' => (int) 0, 'created' => object(Cake\I18n\FrozenTime) {}, 'modified' => object(Cake\I18n\FrozenTime) {}, 'Packages' => object(App\Model\Entity\Package) {}, 'JobReviews' => [[maximum depth reached]], 'JobDetails' => [ [maximum depth reached] ], 'ParentJob' => null, 'SaveJobCount' => (int) 0, '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [ [maximum depth reached] ], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Jobs' }, (int) 16 => object(App\Model\Entity\Job) { 'id' => (int) 42, 'candidate_id' => (int) 137, 'package_id' => (int) 13, 'admin_id' => (int) 0, 'parent_id' => null, 'blog_count' => (int) 0, 'review_count' => (int) 0, 'testimonial_count' => (int) 4, 'all_blog_count' => (int) 0, 'all_review_count' => (int) 0, 'all_testimonial_count' => (int) 4, 'admin_name' => '', 'subscription_id' => '', 'upgrade_pack_id' => (int) 0, 'upgrade_pack_interval' => 'monthly', 'upgrade_type' => null, 'upgrade_status' => 'created', 'title' => 'David Cole - Equity Release Specialist', 'slug' => 'david-cole-equity-release-specialist', 'description' => '<h4 class="h4Green">David Cole - Equity Release Specialist</h4> <p><strong>I have been working in the Financial Services industry for over 35 years putting the client at the heart of</strong><img alt="" height="200" src="/webroot/img/userfiles/user_137/snipy1.PNG" style="float:right" width="343" /><strong> everything I do. I provide quality advice and world-class service to meet my client's needs.</strong></p> <p><strong>I have experience of working within the mainstream mortgage and protection industry but after gaining CeMAP and CeRER qualifications with distinctions I moved into the role of Equity Release Adviser.<br /> <br /> I have many client reviews that are testament to the outstanding customer experience that my clients receive from me on each and every occasion. As an Equity Release Adviser, I have helped hundreds of customers to utilise the equity in their home in order to achieve their goals, aspirations, and to enjoy a better quality of retirement.<br /> <br /> I am engaged by Viva Retirement Solutions and am proud to work for them as the company’s morals and ethics mirror my own and the company is highly regarded within the market and industry. I have also been listed in The Times in 2023 as a top adviser which is an achievement I am immensely proud of.</strong></p> <p><strong>Outside of work, I try to focus on my health and fitness and enjoy the lovely home I share with my fiance Debbie and our one-eyed cat Rocky! My other interests include listening to a wide range of music with my favourite artist of all time being Elvis Presley. I also love watching films and have a massive collection across many genres, my favourites being thrillers and horrors both old and new.</strong></p> <p> </p> <p style="text-align:center"><img alt="" src="/webroot/img/userfiles/user_137/warning(1).PNG" width="1000" /></p> <p style="text-align:center"><img alt="David_cole_equity_release_adviser" src="/webroot/img/userfiles/user_137/badges.PNG" width="549" /></p> <p class="ParaBlack"> </p> <hr /> <h4 class="h4Black"><strong>David Cole Testimonials</strong></h4> <blockquote> <p><strong>“Extremely efficient and fast, good communication and considerate explanations at all stages. Would have no hesitation in recommending the services of David Cole.” - Mr Poingdestre</strong></p> </blockquote> <blockquote> <p><strong>“David Cole, the Equity Release Advisor who dealt with my application was excellent. There was no hard sell - simply clear and detailed information provided in an open and friendly manner. Nothing was too much trouble and all questions were answered and all anxieties addressed. The whole process from the initial telephone conversation was very efficient.” - Mrs Booth</strong></p> </blockquote> <blockquote> <p><strong>"First class service and help all the way through." - Miss Wass</strong></p> </blockquote> <blockquote> <p><strong>“David Cole was clear and concise about the changes we were about to make with respect to Equity Release changes. Paperwork arrived promptly via email. The Solicitor suggested by David handled the paperwork efficiently. Overall excellent service by all concerned. Thank you to everyone." - Janis and Ian Henderson</strong></p> </blockquote> <blockquote> <p><strong>Great service from David Cole who looked after us extremely well. I would certainly use the service again.” - David Hollom</strong></p> </blockquote> <blockquote> <p><strong>Before we started our Journey into Equity Release we looked at many companies providing this service. We choose David Cole. David Cole, took us through the process step by step and was always at the other end of the phone if we had a query. The other team members who dealt with other areas of the process gave us the same support. Everyone was professional and patient. There was quite a lot of paperwork but it was clear and easy to deal with. And here we are now. Life is as normal except for COVID. We are able now to complete our wish list with the extra funds. A BIG Thank You to David - Tom Tyne</strong></p> </blockquote> <blockquote> <p><strong>“The whole process was very professional, straightforward and surprisingly quick thanks to our adviser David Cole. David was extremely knowledgeable and talking things through with him confirmed we were making the right decisions. Would highly recommend David.” - Sylvia</strong></p> </blockquote> <blockquote> <p><strong>“David Cole helped us through the process of Equity Release. He was extremely helpful, professional and supportive throughout the whole process. We cannot thank him enough.” - Carol</strong></p> </blockquote> <blockquote> <p><strong>“Absolutely brilliant from the first meeting with David Cole to the meeting with the solicitor everything went like clockwork and I feel that if we had any concerns we could contact David anytime – excellent service and would recommend Key to anyone. - Christine Fearne </strong></p> </blockquote> <p> </p> <quillbot-extension-portal></quillbot-extension-portal><quillbot-extension-portal></quillbot-extension-portal><quillbot-extension-portal></quillbot-extension-portal><quillbot-extension-portal></quillbot-extension-portal><quillbot-extension-portal></quillbot-extension-portal><quillbot-extension-portal></quillbot-extension-portal><quillbot-extension-portal></quillbot-extension-portal>', 'company_logo' => '20230127_COMLOGO_1674822366.png', 'online_business' => 'No', 'expire_date' => null, 'show_consultant_on_job_detail' => 'No', 'consultant_id' => (int) 0, 'consultant_name' => false, 'consultant_designation' => false, 'consultant_email' => false, 'consultant_mobile' => false, 'consultant_profile_picture' => false, 'cover_letter' => 'No', 'registered_candidates' => false, 'quick_application' => false, 'application_emails' => '', 'show_digi_business_type' => 'No', 'show_digi_comp_reg_no' => 'No', 'show_digi_reg_address' => 'No', 'show_digi_reg_location' => 'No', 'show_digi_reg_postcode' => 'No', 'show_digi_trading_address' => 'No', 'show_digi_location' => 'No', 'show_digi_trading_postcode' => 'No', 'show_digi_email_address' => 'No', 'show_digi_contact_no' => 'No', 'show_digi_website' => 'No', 'show_digi_facebook' => 'No', 'show_digi_linkedin' => 'No', 'show_digi_instagram' => 'No', 'show_digi_twitter' => 'No', 'pa_verified' => 'Yes', 'meta_title' => '', 'meta_keywords' => '', 'meta_description' => '', 'platform' => 'general', 'is_pause' => 'No', 'is_suspend' => 'No', 'request_to_archive' => 'No', 'status' => 'Live', 'archive_date' => null, 'added_by' => '', 'updated_by' => '', 'no_of_views' => (int) 0, 'created' => object(Cake\I18n\FrozenTime) {}, 'modified' => object(Cake\I18n\FrozenTime) {}, 'Packages' => object(App\Model\Entity\Package) {}, 'JobReviews' => [[maximum depth reached]], 'JobDetails' => [ [maximum depth reached] ], 'ParentJob' => null, 'SaveJobCount' => (int) 0, '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [ [maximum depth reached] ], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Jobs' }, (int) 17 => object(App\Model\Entity\Job) { 'id' => (int) 43, 'candidate_id' => (int) 148, 'package_id' => (int) 13, 'admin_id' => (int) 0, 'parent_id' => null, 'blog_count' => (int) 0, 'review_count' => (int) 0, 'testimonial_count' => (int) 0, 'all_blog_count' => (int) 0, 'all_review_count' => (int) 0, 'all_testimonial_count' => (int) 0, 'admin_name' => '', 'subscription_id' => '', 'upgrade_pack_id' => (int) 0, 'upgrade_pack_interval' => 'monthly', 'upgrade_type' => null, 'upgrade_status' => 'created', 'title' => 'Switch Mortgage Finance', 'slug' => 'switch-mortgage-finance', 'description' => '<p> </p> <p>Switch Mortgage Finance are a specialist mortgage firm offering advice across the whole of the market. We excel in making the difficult look easy.</p> <p>Tell us about you and the home you’re looking to buy or remortgage, and we will handle the rest. We’re a whole-of-market broker, and have access to over 90 lenders. We even have access to exclusive mortgage products you can't get by going direct. </p> <p>We handle it all; the advice, paperwork, application, solicitors, all the way through to completion. Our aim; to complete your mortgage in the most efficient way possible.</p> <p> </p> ', 'company_logo' => '20231102_COMLOGO_1698927846.png', 'online_business' => 'No', 'expire_date' => null, 'show_consultant_on_job_detail' => 'No', 'consultant_id' => (int) 0, 'consultant_name' => false, 'consultant_designation' => false, 'consultant_email' => false, 'consultant_mobile' => false, 'consultant_profile_picture' => false, 'cover_letter' => 'No', 'registered_candidates' => false, 'quick_application' => false, 'application_emails' => '', 'show_digi_business_type' => 'No', 'show_digi_comp_reg_no' => 'No', 'show_digi_reg_address' => 'No', 'show_digi_reg_location' => 'No', 'show_digi_reg_postcode' => 'No', 'show_digi_trading_address' => 'No', 'show_digi_location' => 'No', 'show_digi_trading_postcode' => 'No', 'show_digi_email_address' => 'No', 'show_digi_contact_no' => 'No', 'show_digi_website' => 'No', 'show_digi_facebook' => 'No', 'show_digi_linkedin' => 'No', 'show_digi_instagram' => 'No', 'show_digi_twitter' => 'No', 'pa_verified' => 'Yes', 'meta_title' => '', 'meta_keywords' => '', 'meta_description' => '', 'platform' => 'general', 'is_pause' => 'No', 'is_suspend' => 'No', 'request_to_archive' => 'No', 'status' => 'Live', 'archive_date' => null, 'added_by' => '', 'updated_by' => '', 'no_of_views' => (int) 0, 'created' => object(Cake\I18n\FrozenTime) {}, 'modified' => object(Cake\I18n\FrozenTime) {}, 'Packages' => object(App\Model\Entity\Package) {}, 'JobReviews' => [[maximum depth reached]], 'JobDetails' => [ [maximum depth reached] ], 'ParentJob' => null, 'SaveJobCount' => (int) 0, '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [ [maximum depth reached] ], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Jobs' }, (int) 18 => object(App\Model\Entity\Job) { 'id' => (int) 46, 'candidate_id' => (int) 149, 'package_id' => (int) 13, 'admin_id' => (int) 0, 'parent_id' => null, 'blog_count' => (int) 0, 'review_count' => (int) 0, 'testimonial_count' => (int) 0, 'all_blog_count' => (int) 0, 'all_review_count' => (int) 0, 'all_testimonial_count' => (int) 0, 'admin_name' => '', 'subscription_id' => '', 'upgrade_pack_id' => (int) 0, 'upgrade_pack_interval' => 'monthly', 'upgrade_type' => null, 'upgrade_status' => 'created', 'title' => 'Ward James Mortgages', 'slug' => 'ward-james-mortgages', 'description' => '<p>At Ward James Mortgages, we understand that each and every client has different needs and circumstances. We are committed to providing the best customer service and with access to a wide range of providers across the UK, we can ensure you receive the most competitive rate available to you, whilst ensuring the product meets your requirements.</p> <p>We do not charge a broker fee and we are whole of market.</p> <p>We aim to provide an honest, reliable, efficient and hassle-free service tailored to the unique requirements of each individual client. We make sure our advisers will manage your application from start to finish and explain each step clearly without the jargon.</p> <p>Get in touch if you require first time buyer mortgage advice, home mover mortgage advice, remortgage advice, buy to let mortgage advice, life and critical illness insurance and home insurance</p> ', 'company_logo' => '20230119_COMLOGO_1674148336.png', 'online_business' => 'No', 'expire_date' => null, 'show_consultant_on_job_detail' => 'No', 'consultant_id' => (int) 0, 'consultant_name' => false, 'consultant_designation' => false, 'consultant_email' => false, 'consultant_mobile' => false, 'consultant_profile_picture' => false, 'cover_letter' => 'No', 'registered_candidates' => false, 'quick_application' => false, 'application_emails' => '', 'show_digi_business_type' => 'No', 'show_digi_comp_reg_no' => 'No', 'show_digi_reg_address' => 'No', 'show_digi_reg_location' => 'No', 'show_digi_reg_postcode' => 'No', 'show_digi_trading_address' => 'No', 'show_digi_location' => 'No', 'show_digi_trading_postcode' => 'No', 'show_digi_email_address' => 'No', 'show_digi_contact_no' => 'No', 'show_digi_website' => 'No', 'show_digi_facebook' => 'No', 'show_digi_linkedin' => 'No', 'show_digi_instagram' => 'No', 'show_digi_twitter' => 'No', 'pa_verified' => 'Yes', 'meta_title' => '', 'meta_keywords' => '', 'meta_description' => '', 'platform' => 'general', 'is_pause' => 'No', 'is_suspend' => 'No', 'request_to_archive' => 'No', 'status' => 'Live', 'archive_date' => null, 'added_by' => '', 'updated_by' => '', 'no_of_views' => (int) 0, 'created' => object(Cake\I18n\FrozenTime) {}, 'modified' => object(Cake\I18n\FrozenTime) {}, 'Packages' => object(App\Model\Entity\Package) {}, 'JobReviews' => [[maximum depth reached]], 'JobDetails' => [ [maximum depth reached] ], 'ParentJob' => null, 'SaveJobCount' => (int) 0, '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [ [maximum depth reached] ], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Jobs' }, (int) 19 => object(App\Model\Entity\Job) { 'id' => (int) 50, 'candidate_id' => (int) 143, 'package_id' => (int) 13, 'admin_id' => (int) 0, 'parent_id' => null, 'blog_count' => (int) 3, 'review_count' => (int) 0, 'testimonial_count' => (int) 4, 'all_blog_count' => (int) 3, 'all_review_count' => (int) 0, 'all_testimonial_count' => (int) 4, 'admin_name' => '', 'subscription_id' => '', 'upgrade_pack_id' => (int) 0, 'upgrade_pack_interval' => 'monthly', 'upgrade_type' => null, 'upgrade_status' => 'created', 'title' => 'Glade Financial', 'slug' => 'glade-financial', 'description' => '<h4 class="h4Pink"><strong>About Gosia:</strong></h4> <p>My mission is to make you feel confident about money and your future, to teach you to be financially savvy with the knowledge of how to manage your own money. I want to help you to change your life, secure a better future and maintain the lifestyle you want. I want to empower you to feel wealthy.</p> <h4 class="h4Pink"><strong>Glade Financial:</strong></h4> <p>At Glade Financial we offer financial planning and guidance services that fit around you and your goals. We will guide you and your family towards your truly successful financial future and deliver intelligent wealth management solutions while protecting you from the unexpected.<br /> <br /> We will begin with a free no-obligation consultation to understand your circumstances and needs and if the service we provide is right for you. Afterwards, we will prepare a report of recommendations based on the information we gathered. If you decide to go with our advice, we will take care of the fund implementation and policy administration for a fuss-free process.<br /> <br /> We can never predict the future but we can make sure you are ready for whatever the future brings. We will break down the complexity of financial management and give you the clarity and guidelines you need.</p> <h4 class="h4Pink"><strong>Our Promise:</strong></h4> <ul> <li>Putting you first, always</li> <li>Responsive to your needs</li> <li>Collaborating with you every step of the way</li> <li>Building lasting relationship</li> </ul> <p>I invite you to contact me today to find out more!</p> <p class="ParaPink"><strong>I am the director and Independent Financial Adviser at Glade Financial, which is an Appointed Representative of Julian Harris Financial Consultants, authorised and regulated by the Financial Conduct Authority No. 153566.<br /> The performance of your investments is subject to risks. Past performance and forecasts are not reliable indicators of future performance. Tax treatment depends on your individual circumstances and may change. Capital at risk.</strong></p> <p class="ParaPink"> </p> <p style="text-align:center"><img alt="" src="/webroot/img/userfiles/user_143/gd.PNG" width="1000" /></p> <quillbot-extension-portal></quillbot-extension-portal><quillbot-extension-portal></quillbot-extension-portal>', 'company_logo' => '20230203_COMLOGO_1675428759.png', 'online_business' => 'No', 'expire_date' => null, 'show_consultant_on_job_detail' => 'No', 'consultant_id' => (int) 0, 'consultant_name' => false, 'consultant_designation' => false, 'consultant_email' => false, 'consultant_mobile' => false, 'consultant_profile_picture' => false, 'cover_letter' => 'No', 'registered_candidates' => false, 'quick_application' => false, 'application_emails' => '', 'show_digi_business_type' => 'No', 'show_digi_comp_reg_no' => 'No', 'show_digi_reg_address' => 'No', 'show_digi_reg_location' => 'No', 'show_digi_reg_postcode' => 'No', 'show_digi_trading_address' => 'No', 'show_digi_location' => 'No', 'show_digi_trading_postcode' => 'No', 'show_digi_email_address' => 'No', 'show_digi_contact_no' => 'No', 'show_digi_website' => 'No', 'show_digi_facebook' => 'No', 'show_digi_linkedin' => 'No', 'show_digi_instagram' => 'No', 'show_digi_twitter' => 'No', 'pa_verified' => 'Yes', 'meta_title' => '', 'meta_keywords' => '', 'meta_description' => '', 'platform' => 'general', 'is_pause' => 'No', 'is_suspend' => 'No', 'request_to_archive' => 'No', 'status' => 'Live', 'archive_date' => null, 'added_by' => '', 'updated_by' => '', 'no_of_views' => (int) 0, 'created' => object(Cake\I18n\FrozenTime) {}, 'modified' => object(Cake\I18n\FrozenTime) {}, 'Packages' => object(App\Model\Entity\Package) {}, 'JobReviews' => [[maximum depth reached]], 'JobDetails' => [ [maximum depth reached] ], 'ParentJob' => null, 'SaveJobCount' => (int) 0, '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [ [maximum depth reached] ], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Jobs' }, (int) 20 => object(App\Model\Entity\Job) { 'id' => (int) 54, 'candidate_id' => (int) 154, 'package_id' => (int) 13, 'admin_id' => (int) 0, 'parent_id' => null, 'blog_count' => (int) 0, 'review_count' => (int) 0, 'testimonial_count' => (int) 4, 'all_blog_count' => (int) 0, 'all_review_count' => (int) 0, 'all_testimonial_count' => (int) 4, 'admin_name' => '', 'subscription_id' => '', 'upgrade_pack_id' => (int) 0, 'upgrade_pack_interval' => 'monthly', 'upgrade_type' => null, 'upgrade_status' => 'created', 'title' => 'How? Financial Review', 'slug' => 'how-financial-review', 'description' => '<h2 class="h2Black" style="text-align: center;">How? Financial Review</h2> <p><strong>We provide expert mortgage and protection advice that you can trust. We take pride in offering a personal service and providing our clients with peace of mind that they are receiving quality products, tailored to their requirements and budget and that are fit for purpose.</strong></p> <p><strong>At How Financial Review (Stockport) Ltd, we offer a personal service that is convenient and worked round our client’s busy schedules. We are happy to carry out reviews and organise policies either over the telephone, virtually or face to face in the comfort of your own home. </strong></p> <p><strong>We aim to make signing up for any of our services as quick and as convenient as possible. As well as looking after our loyal base of existing clients, we provide friendly, honest advice to new clients, the majority of which come to us from word of mouth recommendations.</strong></p> <h5 class="h5Yellow" style="text-align: center;">Better Call Paul</h5> <p><img alt="better call paul protection insurance" src="/webroot/img/userfiles/user_154/bettercallpaulprotection.jpg" style="float:left" width="500" /><img alt="better call paul income protection" src="/webroot/img/userfiles/user_154/incomeprotection.jpg" style="float:right" width="500" /></p> <p><img alt="bettercallpaulincomeprotectioninsurance" src="/webroot/img/userfiles/user_154/bettercallpaulincome.jpg" style="float:right" width="500" /><img alt="bettercallpaulbusinessinsurance" src="/webroot/img/userfiles/user_154/bettercallpaulbusiness.jpg" style="float:left" width="500" /></p> <p> </p> <p> </p> <quillbot-extension-portal></quillbot-extension-portal><quillbot-extension-portal></quillbot-extension-portal><quillbot-extension-portal></quillbot-extension-portal><quillbot-extension-portal></quillbot-extension-portal><quillbot-extension-portal></quillbot-extension-portal>', 'company_logo' => '20230208_COMLOGO_1675882092.png', 'online_business' => 'No', 'expire_date' => null, 'show_consultant_on_job_detail' => 'No', 'consultant_id' => (int) 0, 'consultant_name' => false, 'consultant_designation' => false, 'consultant_email' => false, 'consultant_mobile' => false, 'consultant_profile_picture' => false, 'cover_letter' => 'No', 'registered_candidates' => false, 'quick_application' => false, 'application_emails' => '', 'show_digi_business_type' => 'No', 'show_digi_comp_reg_no' => 'No', 'show_digi_reg_address' => 'No', 'show_digi_reg_location' => 'No', 'show_digi_reg_postcode' => 'No', 'show_digi_trading_address' => 'No', 'show_digi_location' => 'No', 'show_digi_trading_postcode' => 'No', 'show_digi_email_address' => 'No', 'show_digi_contact_no' => 'No', 'show_digi_website' => 'No', 'show_digi_facebook' => 'No', 'show_digi_linkedin' => 'No', 'show_digi_instagram' => 'No', 'show_digi_twitter' => 'No', 'pa_verified' => 'Yes', 'meta_title' => '', 'meta_keywords' => '', 'meta_description' => '', 'platform' => 'general', 'is_pause' => 'No', 'is_suspend' => 'No', 'request_to_archive' => 'No', 'status' => 'Live', 'archive_date' => null, 'added_by' => '', 'updated_by' => '', 'no_of_views' => (int) 0, 'created' => object(Cake\I18n\FrozenTime) {}, 'modified' => object(Cake\I18n\FrozenTime) {}, 'Packages' => object(App\Model\Entity\Package) {}, 'JobReviews' => [[maximum depth reached]], 'JobDetails' => [ [maximum depth reached] ], 'ParentJob' => null, 'SaveJobCount' => (int) 0, '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [ [maximum depth reached] ], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Jobs' }, (int) 21 => object(App\Model\Entity\Job) { 'id' => (int) 55, 'candidate_id' => (int) 144, 'package_id' => (int) 13, 'admin_id' => (int) 0, 'parent_id' => null, 'blog_count' => (int) 0, 'review_count' => (int) 0, 'testimonial_count' => (int) 3, 'all_blog_count' => (int) 0, 'all_review_count' => (int) 0, 'all_testimonial_count' => (int) 3, 'admin_name' => '', 'subscription_id' => '', 'upgrade_pack_id' => (int) 0, 'upgrade_pack_interval' => 'monthly', 'upgrade_type' => null, 'upgrade_status' => 'created', 'title' => 'James Parvin Mortgages', 'slug' => 'james-parvin-mortgages', 'description' => '<p style="text-align: center;"><strong>Offering a fresh, friendly and stress free approach to organising your mortgage in the UK.</strong></p> <p style="text-align: center;"><strong>Get in touch today for your fee-free, initial, no-obligation consultation to help you find a tailor made solution that's right for you and your situation.</strong></p> <h2 class="h2Green" style="text-align: center;">Hi, I am James Parvin!</h2> <p style="text-align: center;">I have been in the Financial Services industry for over 30 years. I have a Degree in Law and History. I have worked in a solicitors office, as well estate agencies as well as with Banks, such as Halifax, Tesco Bank and Santander.</p> <p style="text-align: center;">I am very experienced in understanding the full house buying/selling process from start to finish.</p> <p style="text-align: center;">I like talking to and helping people. Outside of work I enjoy volunteering having helped at the Glasgow Commonwealth Games in 2014, World Gymnastics Championships, World Badminton Championships, European Championships, to name a few, as well as Scottish Rugby and Badminton Scotland.</p> <p style="text-align: center;">My wife and I enjoy travelling be it for weekends away or to more exotic destinations such as Turkey, Spain and hopefully Australia. We also have our hands full with our 2 year old Cockapoo, Alfie!</p> <h2 class="h2Green" style="text-align: center;">Our Services</h2> <p style="text-align: center;">We provide a wide range of professional services to meet your needs. We promise to provide every service with a smile, and to your highest level of satisfaction.</p> <h5 class="h5Green" style="text-align: center;">First Time Buyers</h5> <p style="text-align: center;">As a first time home buyer we are here 100% to hold your hand through getting a mortgage as well as dealing with solicitors and estate agents.</p> <p style="text-align: center;">Want to get that straightforward and jargon free service?</p> <h5 class="h5Green" style="text-align: center;">Home mover </h5> <p style="text-align: center;">Do you think you need more space or the total opposite and want to downsize?</p> <p style="text-align: center;">Let James Parvin Mortgages talk through solutions that could help you!</p> <h5 class="h5Green" style="text-align: center;">Remortgage</h5> <p style="text-align: center;">Switching contracts and products is common in other areas of your life but is often overlooked when it comes to your current mortgage.</p> <p style="text-align: center;">We’re here to make that easy!</p> <h5 class="h5Green" style="text-align: center;">Buy to Let</h5> <p style="text-align: center;">Looking to build a Monopoly-esque property portfolio, renting your old place out or just looking to invest in your future?</p> <p style="text-align: center;">James Parvin Mortgages should be the first call you make.</p> <h5 class="h5Green" style="text-align: center;">Protection</h5> <p style="text-align: center;">Making sure you can keep your home is just as important as buying it. That’s why we’ll also look at your protection needs, such as Life Insurance and Income Protection, to make sure you can afford to keep your home should life throw you a curve ball.</p> <h5 class="h5Pink" style="text-align: center;">Your home/property may be repossessed if you do not keep up repayments on your mortgage.</h5> <h5 class="h5Pink" style="text-align: center;">*Some buy to let, let to buy mortgages and bridging finance are not regulated by the Financial Conduct Authority.</h5> <h5 class="h5Pink" style="text-align: center;">James Parvin Mortgages Ltd Ltd is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority.</h5> <h5 class="h5Pink" style="text-align: center;">Registered Office: James Parvin Mortgages Ltd, 1 Heathery Lea Avenue, Coatbridge, ML5 4JT. Registered Company Number: SC734214 Registered in Scotland</h5> <p style="text-align: center;"> </p> <quillbot-extension-portal></quillbot-extension-portal><quillbot-extension-portal></quillbot-extension-portal>', 'company_logo' => '20230209_COMLOGO_1675938078.png', 'online_business' => 'No', 'expire_date' => null, 'show_consultant_on_job_detail' => 'No', 'consultant_id' => (int) 0, 'consultant_name' => false, 'consultant_designation' => false, 'consultant_email' => false, 'consultant_mobile' => false, 'consultant_profile_picture' => false, 'cover_letter' => 'No', 'registered_candidates' => false, 'quick_application' => false, 'application_emails' => '', 'show_digi_business_type' => 'No', 'show_digi_comp_reg_no' => 'No', 'show_digi_reg_address' => 'No', 'show_digi_reg_location' => 'No', 'show_digi_reg_postcode' => 'No', 'show_digi_trading_address' => 'No', 'show_digi_location' => 'No', 'show_digi_trading_postcode' => 'No', 'show_digi_email_address' => 'No', 'show_digi_contact_no' => 'No', 'show_digi_website' => 'No', 'show_digi_facebook' => 'No', 'show_digi_linkedin' => 'No', 'show_digi_instagram' => 'No', 'show_digi_twitter' => 'No', 'pa_verified' => 'Yes', 'meta_title' => '', 'meta_keywords' => '', 'meta_description' => '', 'platform' => 'general', 'is_pause' => 'No', 'is_suspend' => 'No', 'request_to_archive' => 'No', 'status' => 'Live', 'archive_date' => null, 'added_by' => '', 'updated_by' => '', 'no_of_views' => (int) 0, 'created' => object(Cake\I18n\FrozenTime) {}, 'modified' => object(Cake\I18n\FrozenTime) {}, 'Packages' => object(App\Model\Entity\Package) {}, 'JobReviews' => [[maximum depth reached]], 'JobDetails' => [ [maximum depth reached] ], 'ParentJob' => null, 'SaveJobCount' => (int) 0, '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [ [maximum depth reached] ], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Jobs' }, (int) 22 => object(App\Model\Entity\Job) { 'id' => (int) 60, 'candidate_id' => (int) 161, 'package_id' => (int) 13, 'admin_id' => (int) 0, 'parent_id' => null, 'blog_count' => (int) 0, 'review_count' => (int) 0, 'testimonial_count' => (int) 9, 'all_blog_count' => (int) 0, 'all_review_count' => (int) 0, 'all_testimonial_count' => (int) 9, 'admin_name' => '', 'subscription_id' => '', 'upgrade_pack_id' => (int) 0, 'upgrade_pack_interval' => 'monthly', 'upgrade_type' => null, 'upgrade_status' => 'created', 'title' => 'Michael Thomas - Just Mortgages ', 'slug' => 'michael-thomas-just-mortgages', 'description' => '<p>With over 25 years’ experience in Mortgage Advice, I offer all of my clients a totally personalised and professional service in all aspects of their mortgage. Whether it be a full involvement in the purchase of a new property (including negotiating on purchase prices, dealing with chains, dealing with solicitors etc.) Or re-mortgaging your property and/or raising funds for any legal purpose. I will be your only point of contact throughout the process.</p> <hr /> <p><strong>THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME/PROPERTY. YOUR HOME OR<br /> PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE</strong>. </p> <h5 class="h5Pink" style="margin: 0cm;">Just Mortgages is a trading name of Just Mortgages Direct Limited which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority. Just Mortgages Direct Limited Registered Office: Colwyn House, Sheepen Place, Colchester, Essex, C03 3LD. Registered in England No. 2412345</h5> <quillbot-extension-portal></quillbot-extension-portal><quillbot-extension-portal></quillbot-extension-portal><quillbot-extension-portal></quillbot-extension-portal><quillbot-extension-portal></quillbot-extension-portal><quillbot-extension-portal></quillbot-extension-portal><quillbot-extension-portal></quillbot-extension-portal>', 'company_logo' => '20230222_COMLOGO_1677073058.png', 'online_business' => 'No', 'expire_date' => null, 'show_consultant_on_job_detail' => 'No', 'consultant_id' => (int) 0, 'consultant_name' => false, 'consultant_designation' => false, 'consultant_email' => false, 'consultant_mobile' => false, 'consultant_profile_picture' => false, 'cover_letter' => 'No', 'registered_candidates' => false, 'quick_application' => false, 'application_emails' => '', 'show_digi_business_type' => 'No', 'show_digi_comp_reg_no' => 'No', 'show_digi_reg_address' => 'No', 'show_digi_reg_location' => 'No', 'show_digi_reg_postcode' => 'No', 'show_digi_trading_address' => 'No', 'show_digi_location' => 'No', 'show_digi_trading_postcode' => 'No', 'show_digi_email_address' => 'No', 'show_digi_contact_no' => 'No', 'show_digi_website' => 'No', 'show_digi_facebook' => 'No', 'show_digi_linkedin' => 'No', 'show_digi_instagram' => 'No', 'show_digi_twitter' => 'No', 'pa_verified' => 'Yes', 'meta_title' => '', 'meta_keywords' => '', 'meta_description' => '', 'platform' => 'general', 'is_pause' => 'No', 'is_suspend' => 'No', 'request_to_archive' => 'No', 'status' => 'Live', 'archive_date' => null, 'added_by' => '', 'updated_by' => '', 'no_of_views' => (int) 0, 'created' => object(Cake\I18n\FrozenTime) {}, 'modified' => object(Cake\I18n\FrozenTime) {}, 'Packages' => object(App\Model\Entity\Package) {}, 'JobReviews' => [[maximum depth reached]], 'JobDetails' => [ [maximum depth reached] ], 'ParentJob' => null, 'SaveJobCount' => (int) 0, '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [ [maximum depth reached] ], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Jobs' }, (int) 23 => object(App\Model\Entity\Job) { 'id' => (int) 63, 'candidate_id' => (int) 166, 'package_id' => (int) 13, 'admin_id' => (int) 0, 'parent_id' => null, 'blog_count' => (int) 0, 'review_count' => (int) 0, 'testimonial_count' => (int) 6, 'all_blog_count' => (int) 0, 'all_review_count' => (int) 0, 'all_testimonial_count' => (int) 6, 'admin_name' => '', 'subscription_id' => '', 'upgrade_pack_id' => (int) 0, 'upgrade_pack_interval' => 'monthly', 'upgrade_type' => null, 'upgrade_status' => 'created', 'title' => 'Verve Financial', 'slug' => 'verve-financial', 'description' => '<p>We provide our clients with a sense of financial wellbeing. No matter what stage of your financial life you’re at, we can help.</p> <p>Helping our clients throughout Wiltshire and beyond get a sense of security with their finances is our passion. We want to keep things simple and work towards a successful financial future. The service you receive is personal and we don’t think it should be any other way.</p> <p>We’ll guide you toward your financial freedom, giving you a sense of financial wellbeing, removing all the stresses that come along with planning.</p> <p>We believe mortgage advice should be accessible to everyone and you shouldn't feel that you have to pay more given your situation, so for that reason we are a fee free mortgage broker.</p> <p> </p> <table class="Table" style="width:450.0pt; border:undefined" width="600"> <tbody> <tr> <td style="padding:0cm 0cm 7.5pt 0cm"> <p style="margin:0cm"><span style="font-size:11pt"><span style="font-family:Calibri,sans-serif"><span style="font-size:7.5pt"><span arial="" style="font-family:"><span style="color:#999999">Verve Financial Ltd is an appointed representative of Quilter Financial Services Limited and Quilter Mortgage Planning Limited which are authorised and regulated by the Financial Conduct Authority.</span></span></span></span></span></p> </td> </tr> <tr> <td style="padding:0cm 0cm 7.5pt 0cm"> <p style="margin:0cm"><span style="font-size:11pt"><span style="font-family:Calibri,sans-serif"><span style="font-size:7.5pt"><span arial="" style="font-family:"><span style="color:#999999">Verve Financial Ltd is registered in England and Wales. Company Number 11010964. Registered Address: Leyland Larkhill Road, Durrington, Salisbury, SP4 8DS.</span></span></span></span></span></p> </td> </tr> </tbody> </table> ', 'company_logo' => '20230323_COMLOGO_1679589901.png', 'online_business' => 'No', 'expire_date' => null, 'show_consultant_on_job_detail' => 'No', 'consultant_id' => (int) 0, 'consultant_name' => false, 'consultant_designation' => false, 'consultant_email' => false, 'consultant_mobile' => false, 'consultant_profile_picture' => false, 'cover_letter' => 'No', 'registered_candidates' => false, 'quick_application' => false, 'application_emails' => '', 'show_digi_business_type' => 'No', 'show_digi_comp_reg_no' => 'No', 'show_digi_reg_address' => 'No', 'show_digi_reg_location' => 'No', 'show_digi_reg_postcode' => 'No', 'show_digi_trading_address' => 'No', 'show_digi_location' => 'No', 'show_digi_trading_postcode' => 'No', 'show_digi_email_address' => 'No', 'show_digi_contact_no' => 'No', 'show_digi_website' => 'No', 'show_digi_facebook' => 'No', 'show_digi_linkedin' => 'No', 'show_digi_instagram' => 'No', 'show_digi_twitter' => 'No', 'pa_verified' => 'Yes', 'meta_title' => '', 'meta_keywords' => '', 'meta_description' => '', 'platform' => 'general', 'is_pause' => 'No', 'is_suspend' => 'No', 'request_to_archive' => 'No', 'status' => 'Live', 'archive_date' => null, 'added_by' => '', 'updated_by' => '', 'no_of_views' => (int) 0, 'created' => object(Cake\I18n\FrozenTime) {}, 'modified' => object(Cake\I18n\FrozenTime) {}, 'Packages' => object(App\Model\Entity\Package) {}, 'JobReviews' => [[maximum depth reached]], 'JobDetails' => [ [maximum depth reached] ], 'ParentJob' => null, 'SaveJobCount' => (int) 0, '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [ [maximum depth reached] ], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Jobs' }, (int) 24 => object(App\Model\Entity\Job) { 'id' => (int) 66, 'candidate_id' => (int) 169, 'package_id' => (int) 13, 'admin_id' => (int) 0, 'parent_id' => null, 'blog_count' => (int) 0, 'review_count' => (int) 0, 'testimonial_count' => (int) 0, 'all_blog_count' => (int) 0, 'all_review_count' => (int) 0, 'all_testimonial_count' => (int) 0, 'admin_name' => '', 'subscription_id' => '', 'upgrade_pack_id' => (int) 0, 'upgrade_pack_interval' => 'monthly', 'upgrade_type' => null, 'upgrade_status' => 'created', 'title' => 'Darius Stonkus @ Jones and Young', 'slug' => 'darius-stonkus-jones-and-young', 'description' => '<h5 class="h5Yellow">Jones & Young are Independent Mortgage Brokers based in Petersfield, Hampshire covering the whole of the UK.</h5> <h5 class="h5Black">Ultimately my role involves dealing with real people that have real life problems, desires and million other things going on in their everyday lives. 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We provide tailored advice to create long-term success and financial progression for our clients.', (int) 32 => '620,616,593,605,619', (int) 49 => '643', (int) 53 => 'Broker fee is £498 payable upon mortgage offer. Insurance advice and set-up is FREE of charge.', (int) 50 => '546,547', (int) 60 => '598', (int) 51 => '596', (int) 35 => '8,124' ] ] $pcf_values_all = [ (int) 538 => 'Later life', (int) 539 => 'Mortgages', (int) 540 => 'Commercial', (int) 541 => 'Insurance', (int) 542 => 'Initial or Ongoing Consultation Fees', (int) 543 => 'Free Consultations', (int) 555 => 'Inheritance Tax Planning', (int) 556 => 'Buy to Let', (int) 557 => 'Business Protection', (int) 558 => 'Care Plans', (int) 560 => 'International Wealth Management', (int) 561 => 'Retirement Planning', (int) 562 => 'Protection', (int) 563 => 'Investment Planning', (int) 564 => 'Trusts', (int) 565 => 'Will Writing', (int) 566 => 'Wealth Management', (int) 567 => 'Bridging Loans', (int) 568 => 'Commercial Finance', (int) 569 => 'Development Loans', (int) 570 => 'Equity Release', (int) 571 => 'First Time buyer', (int) 572 => 'High Net-Worth Mortgages', (int) 573 => 'Home Mover Mortgages', (int) 574 => 'New Build Home Mortgages', (int) 575 => 'Remortgage', (int) 576 => 'Second Charge Loans', (int) 577 => 'Self-employed mortgages', (int) 578 => 'Business Whole of Life', (int) 579 => 'Critical Illness cover', (int) 580 => 'Health Insurance', (int) 581 => 'Home insurance', (int) 582 => 'Income Protection', (int) 583 => 'Key man Insurance', (int) 584 => 'Landlord Insurance', (int) 585 => 'Shareholder protection insurance', (int) 586 => 'Whole of Life Insurance', (int) 587 => 'Estate Planning', (int) 588 => 'Power of Attorney', (int) 589 => 'Probate Services', (int) 590 => 'Trusts', (int) 591 => 'Will Writers', (int) 630 => 'Financial', (int) 641 => 'Life Insurance', (int) 642 => 'Pension Transfers', (int) 643 => 'No obligation consultation', (int) 677 => 'Initial fee free consultation', (int) 681 => 'Mortgage Capacity Reports' ] $towns_list = [ (int) 0 => object(App\Model\Entity\Town) { 'id' => (int) 7428, 'name' => 'Canary Wharf', 'slug' => 'canary-wharf-greater-london-537637', 'county' => 'Greater London', 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=> 'south-west-england', 'country' => 'England', 'country_slug' => 'england', 'grid_reference' => 'SX554562', 'easting' => (int) 255440, 'northing' => (int) 56231, 'latitude' => (float) 50.38815, 'longitude' => (float) -4.0349, 'elevation' => (int) 65, 'postcode_sector' => 'PL7 2', 'local_government_area' => 'City of Plymouth', 'type' => 'Suburban Area', '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [[maximum depth reached]], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Towns' }, (int) 2 => object(App\Model\Entity\Town) { 'id' => (int) 8510, 'name' => 'Chedzoy', 'slug' => 'chedzoy-somerset-333982', 'county' => 'Somerset', 'county_slug' => 'somerset-south-west', 'nuts_region' => 'South West', 'nuts_region_slug' => 'south-west-england', 'country' => 'England', 'country_slug' => 'england', 'grid_reference' => 'ST339375', 'easting' => (int) 333982, 'northing' => (int) 137501, 'latitude' => (float) 51.13296, 'longitude' => (float) -2.94489, 'elevation' => (int) 10, 'postcode_sector' => 'TA7 8', 'local_government_area' => 'Sedgemoor District', 'type' => 'Village', '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [[maximum depth reached]], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Towns' }, (int) 3 => object(App\Model\Entity\Town) { 'id' => (int) 8531, 'name' => 'Chelmsford', 'slug' => 'chelmsford-essex-570897', 'county' => 'Essex', 'county_slug' => 'essex-eastern', 'nuts_region' => 'Eastern', 'nuts_region_slug' => 'eastern-england', 'country' => 'England', 'country_slug' => 'england', 'grid_reference' => 'TL708071', 'easting' => (int) 570897, 'northing' => (int) 207155, 'latitude' => (float) 51.73705, 'longitude' => (float) 0.47361, 'elevation' => (int) 29, 'postcode_sector' => 'CM1 1', 'local_government_area' => 'Chelmsford District', 'type' => 'City', '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [[maximum depth reached]], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Towns' }, (int) 4 => object(App\Model\Entity\Town) { 'id' => (int) 9571, 'name' => 'Coatbridge', 'slug' => 'coatbridge-lanarkshire-273102', 'county' => 'Lanarkshire', 'county_slug' => 'lanarkshire-scotland', 'nuts_region' => 'Scotland', 'nuts_region_slug' => 'scotland-scotland', 'country' => 'Scotland', 'country_slug' => 'scotland', 'grid_reference' => 'NS731651', 'easting' => (int) 273102, 'northing' => (int) 665104, 'latitude' => (float) 55.86236, 'longitude' => (float) -4.02914, 'elevation' => (int) 84, 'postcode_sector' => 'ML5 3', 'local_government_area' => 'North Lanarkshire', 'type' => 'Town', '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [[maximum depth reached]], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Towns' }, (int) 5 => object(App\Model\Entity\Town) { 'id' => (int) 10355, 'name' => 'Corringham', 'slug' => 'corringham-essex-569985', 'county' => 'Essex', 'county_slug' => 'essex-eastern', 'nuts_region' => 'Eastern', 'nuts_region_slug' => 'eastern-england', 'country' => 'England', 'country_slug' => 'england', 'grid_reference' => 'TQ699835', 'easting' => (int) 569985, 'northing' => (int) 183562, 'latitude' => (float) 51.52539, 'longitude' => (float) 0.44897, 'elevation' => (int) 24, 'postcode_sector' => 'SS17 7', 'local_government_area' => 'Thurrock', 'type' => 'Town', '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [[maximum depth reached]], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Towns' }, (int) 6 => object(App\Model\Entity\Town) { 'id' => (int) 12560, 'name' => 'Doncaster', 'slug' => 'doncaster-south-yorkshire-457621', 'county' => 'South Yorkshire', 'county_slug' => 'south-yorkshire-yorkshire-and-the-humber', 'nuts_region' => 'Yorkshire and the Humber', 'nuts_region_slug' => 'yorkshire-and-the-humber-england', 'country' => 'England', 'country_slug' => 'england', 'grid_reference' => 'SE576032', 'easting' => (int) 457621, 'northing' => (int) 403245, 'latitude' => (float) 53.52272, 'longitude' => (float) -1.13235, 'elevation' => (int) 19, 'postcode_sector' => 'DN1 1', 'local_government_area' => 'Doncaster District', 'type' => 'Town', '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [[maximum depth reached]], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Towns' }, (int) 7 => object(App\Model\Entity\Town) { 'id' => (int) 13073, 'name' => 'Dundee', 'slug' => 'dundee-city-of-dundee-340093', 'county' => 'City of Dundee', 'county_slug' => 'city-of-dundee-scotland', 'nuts_region' => 'Scotland', 'nuts_region_slug' => 'scotland-scotland', 'country' => 'Scotland', 'country_slug' => 'scotland', 'grid_reference' => 'NO400300', 'easting' => (int) 340093, 'northing' => (int) 730009, 'latitude' => (float) 56.45841, 'longitude' => (float) -2.97367, 'elevation' => (int) 16, 'postcode_sector' => 'DD1 4', 'local_government_area' => 'Dundee City', 'type' => 'City', '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [[maximum depth reached]], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Towns' }, (int) 8 => object(App\Model\Entity\Town) { 'id' => (int) 13095, 'name' => 'Dungannon', 'slug' => 'dungannon-county-tyrone-279738', 'county' => 'County Tyrone', 'county_slug' => 'county-tyrone-northern-ireland', 'nuts_region' => 'Northern Ireland', 'nuts_region_slug' => 'northern-ireland-northern-ireland', 'country' => 'Northern Ireland', 'country_slug' => 'northern-ireland', 'grid_reference' => 'H797619', 'easting' => (int) 279738, 'northing' => (int) 361982, 'latitude' => (float) 54.5, 'longitude' => (float) -6.77, 'elevation' => (int) 71, 'postcode_sector' => 'BT71 7', 'local_government_area' => 'Mid Ulster', 'type' => 'Town', '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [[maximum depth reached]], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Towns' }, (int) 9 => object(App\Model\Entity\Town) { 'id' => (int) 14754, 'name' => 'Fallin', 'slug' => 'fallin-stirling-and-falkirk-283520', 'county' => 'Stirling and Falkirk', 'county_slug' => 'stirling-and-falkirk-scotland', 'nuts_region' => 'Scotland', 'nuts_region_slug' => 'scotland-scotland', 'country' => 'Scotland', 'country_slug' => 'scotland', 'grid_reference' => 'NS835917', 'easting' => (int) 283520, 'northing' => (int) 691716, 'latitude' => (float) 56.10397, 'longitude' => (float) -3.87431, 'elevation' => (int) 13, 'postcode_sector' => 'FK7 7', 'local_government_area' => 'Stirling', 'type' => 'Village', '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [[maximum depth reached]], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Towns' }, (int) 10 => object(App\Model\Entity\Town) { 'id' => (int) 15510, 'name' => 'Folkestone', 'slug' => 'folkestone-kent-622846', 'county' => 'Kent', 'county_slug' => 'kent-south-east', 'nuts_region' => 'South East', 'nuts_region_slug' => 'south-east-england', 'country' => 'England', 'country_slug' => 'england', 'grid_reference' => 'TR228361', 'easting' => (int) 622846, 'northing' => (int) 136189, 'latitude' => (float) 51.08172, 'longitude' => (float) 1.18028, 'elevation' => (int) 26, 'postcode_sector' => 'CT20 1', 'local_government_area' => 'Shepway District', 'type' => 'Town', '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [[maximum depth reached]], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Towns' }, (int) 11 => object(App\Model\Entity\Town) { 'id' => (int) 23649, 'name' => 'Knutsford', 'slug' => 'knutsford-cheshire-375123', 'county' => 'Cheshire', 'county_slug' => 'cheshire-north-west', 'nuts_region' => 'North West', 'nuts_region_slug' => 'north-west-england', 'country' => 'England', 'country_slug' => 'england', 'grid_reference' => 'SJ751785', 'easting' => (int) 375123, 'northing' => (int) 378529, 'latitude' => (float) 53.30312, 'longitude' => (float) -2.37476, 'elevation' => (int) 68, 'postcode_sector' => 'WA16 0', 'local_government_area' => 'Cheshire East', 'type' => 'Town', '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [[maximum depth reached]], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Towns' }, (int) 12 => object(App\Model\Entity\Town) { 'id' => (int) 24578, 'name' => 'Leyland', 'slug' => 'leyland-lancashire-354177', 'county' => 'Lancashire', 'county_slug' => 'lancashire-north-west', 'nuts_region' => 'North West', 'nuts_region_slug' => 'north-west-england', 'country' => 'England', 'country_slug' => 'england', 'grid_reference' => 'SD541216', 'easting' => (int) 354177, 'northing' => (int) 421644, 'latitude' => (float) 53.68922, 'longitude' => (float) -2.69536, 'elevation' => (int) 46, 'postcode_sector' => 'PR25 3', 'local_government_area' => 'South Ribble District', 'type' => 'Town', '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [[maximum depth reached]], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Towns' }, (int) 13 => object(App\Model\Entity\Town) { 'id' => (int) 26025, 'name' => 'London', 'slug' => 'london-greater-london-532473', 'county' => 'Greater London', 'county_slug' => 'greater-london-london', 'nuts_region' => 'London', 'nuts_region_slug' => 'london-england', 'country' => 'England', 'country_slug' => 'england', 'grid_reference' => 'TQ324812', 'easting' => (int) 532473, 'northing' => (int) 181219, 'latitude' => (float) 51.51437, 'longitude' => (float) -0.09229, 'elevation' => (int) 31, 'postcode_sector' => 'EC2V 8', 'local_government_area' => 'City of London', 'type' => 'City', '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [[maximum depth reached]], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Towns' }, (int) 14 => object(App\Model\Entity\Town) { 'id' => (int) 30211, 'name' => 'Newcastle-under-Lyme', 'slug' => 'newcastle-under-lyme-staffordshire-384799', 'county' => 'Staffordshire', 'county_slug' => 'staffordshire-west-midlands', 'nuts_region' => 'West Midlands', 'nuts_region_slug' => 'west-midlands-england', 'country' => 'England', 'country_slug' => 'england', 'grid_reference' => 'SJ847460', 'easting' => (int) 384799, 'northing' => (int) 346008, 'latitude' => (float) 53.01116, 'longitude' => (float) -2.22801, 'elevation' => (int) 133, 'postcode_sector' => 'ST5 1', 'local_government_area' => 'Newcastle-under-Lyme District', 'type' => 'Town', '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [[maximum depth reached]], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Towns' }, (int) 15 => object(App\Model\Entity\Town) { 'id' => (int) 32393, 'name' => 'Oxted', 'slug' => 'oxted-surrey-539389', 'county' => 'Surrey', 'county_slug' => 'surrey-south-east', 'nuts_region' => 'South East', 'nuts_region_slug' => 'south-east-england', 'country' => 'England', 'country_slug' => 'england', 'grid_reference' => 'TQ393528', 'easting' => (int) 539389, 'northing' => (int) 152880, 'latitude' => (float) 51.25805, 'longitude' => (float) -0.0038, 'elevation' => (int) 105, 'postcode_sector' => 'RH8 0', 'local_government_area' => 'Tandridge District', 'type' => 'Town', '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [[maximum depth reached]], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Towns' }, (int) 16 => object(App\Model\Entity\Town) { 'id' => (int) 32424, 'name' => 'Paddock Wood', 'slug' => 'paddock-wood-kent-567086', 'county' => 'Kent', 'county_slug' => 'kent-south-east', 'nuts_region' => 'South East', 'nuts_region_slug' => 'south-east-england', 'country' => 'England', 'country_slug' => 'england', 'grid_reference' => 'TQ670451', 'easting' => (int) 567086, 'northing' => (int) 145186, 'latitude' => (float) 51.18149, 'longitude' => (float) 0.38921, 'elevation' => (int) 16, 'postcode_sector' => 'TN12 6', 'local_government_area' => 'Tunbridge Wells District', 'type' => 'Town', '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [[maximum depth reached]], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Towns' }, (int) 17 => object(App\Model\Entity\Town) { 'id' => (int) 33455, 'name' => 'Petersfield', 'slug' => 'petersfield-hampshire-474632', 'county' => 'Hampshire', 'county_slug' => 'hampshire-south-east', 'nuts_region' => 'South East', 'nuts_region_slug' => 'south-east-england', 'country' => 'England', 'country_slug' => 'england', 'grid_reference' => 'SU746232', 'easting' => (int) 474632, 'northing' => (int) 123266, 'latitude' => (float) 51.00395, 'longitude' => (float) -0.93771, 'elevation' => (int) 66, 'postcode_sector' => 'GU32 3', 'local_government_area' => 'East Hampshire District', 'type' => 'Town', '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [[maximum depth reached]], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Towns' }, (int) 18 => object(App\Model\Entity\Town) { 'id' => (int) 34494, 'name' => 'Preston', 'slug' => 'preston-lancashire-354046', 'county' => 'Lancashire', 'county_slug' => 'lancashire-north-west', 'nuts_region' => 'North West', 'nuts_region_slug' => 'north-west-england', 'country' => 'England', 'country_slug' => 'england', 'grid_reference' => 'SD540295', 'easting' => (int) 354046, 'northing' => (int) 429582, 'latitude' => (float) 53.76055, 'longitude' => (float) -2.69853, 'elevation' => (int) 44, 'postcode_sector' => 'PR1 2', 'local_government_area' => 'Preston District', 'type' => 'City', '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [[maximum depth reached]], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Towns' }, (int) 19 => object(App\Model\Entity\Town) { 'id' => (int) 36587, 'name' => 'Salisbury', 'slug' => 'salisbury-wiltshire-414360', 'county' => 'Wiltshire', 'county_slug' => 'wiltshire-south-west', 'nuts_region' => 'South West', 'nuts_region_slug' => 'south-west-england', 'country' => 'England', 'country_slug' => 'england', 'grid_reference' => 'SU143301', 'easting' => (int) 414360, 'northing' => (int) 130135, 'latitude' => (float) 51.07037, 'longitude' => (float) -1.79643, 'elevation' => (int) 52, 'postcode_sector' => 'SP1 1', 'local_government_area' => 'Wiltshire', 'type' => 'City', '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [[maximum depth reached]], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Towns' }, (int) 20 => object(App\Model\Entity\Town) { 'id' => (int) 37478, 'name' => 'Sheffield', 'slug' => 'sheffield-south-yorkshire-435449', 'county' => 'South Yorkshire', 'county_slug' => 'south-yorkshire-yorkshire-and-the-humber', 'nuts_region' => 'Yorkshire and the Humber', 'nuts_region_slug' => 'yorkshire-and-the-humber-england', 'country' => 'England', 'country_slug' => 'england', 'grid_reference' => 'SK354874', 'easting' => (int) 435449, 'northing' => (int) 387427, 'latitude' => (float) 53.38251, 'longitude' => (float) -1.46854, 'elevation' => (int) 83, 'postcode_sector' => 'S1 1', 'local_government_area' => 'Sheffield District', 'type' => 'City', '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [[maximum depth reached]], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Towns' }, (int) 21 => object(App\Model\Entity\Town) { 'id' => (int) 46508, 'name' => 'Whiteley', 'slug' => 'whiteley-hampshire-452343', 'county' => 'Hampshire', 'county_slug' => 'hampshire-south-east', 'nuts_region' => 'South East', 'nuts_region_slug' => 'south-east-england', 'country' => 'England', 'country_slug' => 'england', 'grid_reference' => 'SU523093', 'easting' => (int) 452343, 'northing' => (int) 109365, 'latitude' => (float) 50.88141, 'longitude' => (float) -1.25733, 'elevation' => (int) 26, 'postcode_sector' => 'PO15 7', 'local_government_area' => 'Fareham District', 'type' => 'Locality', '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [[maximum depth reached]], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Towns' } ] $custom_field_list = [ (int) 39 => 'Adviser Information', (int) 1 => 'Company Name ', (int) 15 => 'Company Type', (int) 28 => 'Company Registration No', (int) 36 => 'Street (Registered Address) ', (int) 37 => 'Registered Town / City', (int) 38 => 'Registered Post Code', (int) 41 => 'Same As Above - CF ', (int) 16 => 'Street (Trading Address)', (int) 3 => 'City / Town', (int) 29 => 'Post Code', (int) 58 => 'The Financial Services Register', (int) 45 => 'FCA Reg No', (int) 47 => 'Exempt Professional Firm', (int) 18 => 'Contact Details', (int) 19 => 'Email Address', (int) 17 => 'Contact Tel No', (int) 20 => 'Website', (int) 43 => 'Facebook', (int) 23 => 'LinkedIn', (int) 24 => 'Instagram', (int) 44 => 'Twitter', (int) 40 => 'Profile', (int) 26 => 'Logo', (int) 48 => 'What products do you advise on?', (int) 54 => 'Financial', (int) 55 => 'Mortgage & Loan', (int) 56 => 'Insurance', (int) 57 => 'Later life', (int) 61 => 'Commercial', (int) 52 => 'Headline Description', (int) 2 => 'Your Profile', (int) 32 => 'Tags', (int) 49 => 'Charges', (int) 53 => 'Details', (int) 50 => 'Our Advice Methods', (int) 51 => 'Minimum Wealth', (int) 35 => 'Languages you can advise in' ] $arrPackageCF = [ (int) 14 => [ (int) 0 => (int) 15, (int) 1 => (int) 32, (int) 2 => (int) 28, (int) 3 => (int) 45, (int) 4 => (int) 47, (int) 5 => (int) 43, (int) 6 => (int) 23, (int) 7 => (int) 24, (int) 8 => (int) 44, (int) 9 => (int) 48, (int) 10 => (int) 54, (int) 11 => (int) 55, (int) 12 => (int) 56, (int) 13 => (int) 57, (int) 14 => (int) 52, (int) 15 => (int) 19, (int) 16 => (int) 17 ], (int) 13 => [ (int) 0 => (int) 15, (int) 1 => (int) 32, (int) 2 => (int) 59, (int) 3 => (int) 28, (int) 4 => (int) 36, (int) 5 => (int) 37, (int) 6 => (int) 38, (int) 7 => (int) 41, (int) 8 => (int) 16, (int) 9 => (int) 3, (int) 10 => (int) 29, (int) 11 => (int) 45, (int) 12 => (int) 47, (int) 13 => (int) 20, (int) 14 => (int) 43, (int) 15 => (int) 23, (int) 16 => (int) 24, (int) 17 => (int) 44, (int) 18 => (int) 48, (int) 19 => (int) 54, (int) 20 => (int) 55, (int) 21 => (int) 56, (int) 22 => (int) 57, (int) 23 => (int) 61, (int) 24 => (int) 52, (int) 25 => (int) 49, (int) 26 => (int) 53, (int) 27 => (int) 50, (int) 28 => (int) 60, (int) 29 => (int) 51, (int) 30 => (int) 35, (int) 31 => (int) 19, (int) 32 => (int) 17 ], (int) 15 => [ (int) 0 => (int) 15, (int) 1 => (int) 32, (int) 2 => (int) 59, (int) 3 => (int) 28, (int) 4 => (int) 36, (int) 5 => (int) 37, (int) 6 => (int) 38, (int) 7 => (int) 41, (int) 8 => (int) 16, (int) 9 => (int) 3, (int) 10 => (int) 29, (int) 11 => (int) 45, (int) 12 => (int) 47, (int) 13 => (int) 20, (int) 14 => (int) 43, (int) 15 => (int) 23, (int) 16 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Now bringing up our own families in the area, we wanted to focus our mission around helping other families in Plymouth and surrounding areas achieve their dreams and ensure they’re protected.</p> <p style="text-align: center;">When we say we are an independent broker, we truly are. We work with the whole of market, meaning we can access lenders that aren’t on the High Street, that may be online or specialists that you wouldn’t have thought of. Unlike other brokers or your bank we can be completely unbiased about your mortgage and protection needs.</p> <p style="text-align: center;">As locals ourselves, we are heavily involved with local goings on. Nathan is a big rugby fan, and can be found playing for his local team. Charlie is a trampoline champion who loves to cook. Mark on the other hand can be found at the beach surfing away his spare time!</p> <p style="text-align: center;">Even if you aren’t local to the Plymouth area, you can still be part of the Mewstone family. We can service the whole of the UK with the help of technology.</p> <hr /> <p style="text-align:center"><img alt="mewstone mortgage advice" src="/webroot/img/userfiles/user_160/Capture.PNG" width="1355" /></p> <p> </p> <h2 class="h2Black">What we can help with:</h2> <p style="text-align:center"><img alt="mewstone mortgage advice" src="/webroot/img/userfiles/user_160/Capture2.PNG" width="1017" /></p> <p style="text-align: center;">We are passionate about our local area, we grew up here, and are now bringing our families up in the area. 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'upgrade_status' => 'created', 'title' => 'Joe Manns-Benson at Largemortgageloans.com', 'slug' => 'joe-manns-benson-at-largemortgageloans-com', 'description' => '<p>Every client is unique and has different financial solutions.</p> <p>Here at largemortgageloans.com we are committed to helping clients achieve their financial goals.</p> <p>Whether you are a first-time homebuyer, homemover, investor or seeking to refinance your existing mortgage, we provide personalised advice and support every step of the way.</p> <p>We are passionate about educating clients about the mortgage process, explaining complex financial concepts in easy-to-understand terms. </p> ', 'company_logo' => '20230307_COMLOGO_1678184295.png', 'online_business' => 'No', 'expire_date' => null, 'show_consultant_on_job_detail' => 'No', 'consultant_id' => (int) 0, 'consultant_name' => false, 'consultant_designation' => false, 'consultant_email' => false, 'consultant_mobile' => false, 'consultant_profile_picture' => false, 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'upgrade_status' => 'created', 'title' => 'XL Financial Services Limited', 'slug' => 'xl-financial-services-limited', 'description' => '<p>I am a mortgage and protection specialist with over 34 years of Financial Services industry experience.</p> <p>Having started in high street banks in the late 1980’s, I have worked primarily in lending teams and progressed through to underwriting mortgages for a top 5 UK bank. More recently, I have worked in the independent sector since 2001, initially as a mortgage adviser for an independent estate agent and since 2005 as an Independent Mortgage and Protection Adviser.</p> <p>I am qualified to give advice on all types of mortgage including Equity Release Schemes.</p> <p>I also specialise in looking after my clients protection needs, including life, critical illness and income protection, including any additional advice in the arranging these plans in trust (if appropriate).</p> <p>Many of my clients have been long standing clients and I am now happy to be looking after their children’s needs as they buy their own homes and start their own families.</p> <p>Most important in looking after my clients is honesty and integrity in all our dealings, something I ensure is there from the start of any new relationship.</p> <p>Whether looking for your first home, buying an investment property or looking for an Equity Release mortgage, I am happy to help with any mortgage enquiry. I liaise with all other parties involved in the house buying or remortgaging process, meaning that you have less stress and more support throughout the whole application.</p> <hr />', 'company_logo' => '20230323_COMLOGO_1679593672.png', 'online_business' => 'No', 'expire_date' => null, 'show_consultant_on_job_detail' => 'No', 'consultant_id' => (int) 0, 'consultant_name' => false, 'consultant_designation' => false, 'consultant_email' => false, 'consultant_mobile' => false, 'consultant_profile_picture' => false, 'cover_letter' => 'No', 'registered_candidates' => false, 'quick_application' => false, 'application_emails' => '', 'show_digi_business_type' => 'No', 'show_digi_comp_reg_no' => 'No', 'show_digi_reg_address' => 'No', 'show_digi_reg_location' => 'No', 'show_digi_reg_postcode' => 'No', 'show_digi_trading_address' => 'No', 'show_digi_location' => 'No', 'show_digi_trading_postcode' => 'No', 'show_digi_email_address' => 'No', 'show_digi_contact_no' => 'No', 'show_digi_website' => 'No', 'show_digi_facebook' => 'No', 'show_digi_linkedin' => 'No', 'show_digi_instagram' => 'No', 'show_digi_twitter' => 'No', 'pa_verified' => 'Yes', 'meta_title' => '', 'meta_keywords' => '', 'meta_description' => '', 'platform' => 'general', 'is_pause' => 'No', 'is_suspend' => 'No', 'request_to_archive' => 'No', 'status' => 'Live', 'archive_date' => null, 'added_by' => '', 'updated_by' => '', 'no_of_views' => (int) 0, 'created' => object(Cake\I18n\FrozenTime) {}, 'modified' => object(Cake\I18n\FrozenTime) {}, 'Packages' => object(App\Model\Entity\Package) {}, 'JobReviews' => [[maximum depth reached]], 'JobDetails' => [ [maximum depth reached] ], 'ParentJob' => null, 'SaveJobCount' => (int) 0, '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [ [maximum depth reached] ], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Jobs' }, (int) 4 => object(App\Model\Entity\Job) { 'id' => (int) 65, 'candidate_id' => (int) 168, 'package_id' => (int) 13, 'admin_id' => (int) 0, 'parent_id' => null, 'blog_count' => (int) 0, 'review_count' => (int) 0, 'testimonial_count' => (int) 2, 'all_blog_count' => (int) 0, 'all_review_count' => (int) 0, 'all_testimonial_count' => (int) 2, 'admin_name' => '', 'subscription_id' => '', 'upgrade_pack_id' => (int) 0, 'upgrade_pack_interval' => 'monthly', 'upgrade_type' => null, 'upgrade_status' => 'created', 'title' => 'UK Lending ', 'slug' => 'uk-lending', 'description' => '<p style="text-align:center"><img alt="UK lending 6" src="/webroot/img/userfiles/user_168/Uklending5.PNG" width="332" /></p> <p style="text-align: center;"><strong>We help first time buyers to professional landlords with mortgages and refinancing.</strong></p> <p style="text-align: center;"><strong>UK Lending provides holistic solutions that vary from each type of client.</strong></p> <p style="text-align: center;"><strong>Our typical client is someone who is self employed or had adverse credit in the background. These type of clients do not fit high street orders and need specialist advice which I can provide.</strong></p> <h5 class="h5Pink" style="text-align: center;"><strong>When your bank or building society says ‘No’ to your application because you don’t fit the mould, we aim to get the ‘Yes’ you’re looking for.</strong></h5> <h5 class="h5Pink" style="text-align: center;"><strong>UK Lending helps you apply for complex mortgages and property-secured loans, from specialist lenders who may well look on your application more favourably than middle-of-the-road high street lenders.</strong></h5> <p style="text-align: center;"><strong>YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE</strong></p> <hr /> <p style="text-align:center"><img alt="Uk Lending" src="/webroot/img/userfiles/user_168/Capture.PNG" width="1215" /></p> <p><img alt="Uklending buy to let" height="287" src="/webroot/img/userfiles/user_168/captir2.PNG" style="float:left" width="500" /></p> <p><img alt="Uk lending 3" height="320" src="/webroot/img/userfiles/user_168/Capture3.PNG" style="float:right" width="500" /></p> <p style="text-align: center;"> </p> <p style="text-align: center;"> </p> <p style="text-align: center;"> </p> <p style="text-align: center;"> </p> <p style="text-align: center;"> </p> <p style="text-align: center;"> </p> <p style="text-align: center;"> </p> ', 'company_logo' => '20230330_COMLOGO_1680179241.png', 'online_business' => 'No', 'expire_date' => null, 'show_consultant_on_job_detail' => 'No', 'consultant_id' => (int) 0, 'consultant_name' => false, 'consultant_designation' => false, 'consultant_email' => false, 'consultant_mobile' => false, 'consultant_profile_picture' => false, 'cover_letter' => 'No', 'registered_candidates' => false, 'quick_application' => false, 'application_emails' => '', 'show_digi_business_type' => 'No', 'show_digi_comp_reg_no' => 'No', 'show_digi_reg_address' => 'No', 'show_digi_reg_location' => 'No', 'show_digi_reg_postcode' => 'No', 'show_digi_trading_address' => 'No', 'show_digi_location' => 'No', 'show_digi_trading_postcode' => 'No', 'show_digi_email_address' => 'No', 'show_digi_contact_no' => 'No', 'show_digi_website' => 'No', 'show_digi_facebook' => 'No', 'show_digi_linkedin' => 'No', 'show_digi_instagram' => 'No', 'show_digi_twitter' => 'No', 'pa_verified' => 'Yes', 'meta_title' => '', 'meta_keywords' => '', 'meta_description' => '', 'platform' => 'general', 'is_pause' => 'No', 'is_suspend' => 'No', 'request_to_archive' => 'No', 'status' => 'Live', 'archive_date' => null, 'added_by' => '', 'updated_by' => '', 'no_of_views' => (int) 0, 'created' => object(Cake\I18n\FrozenTime) {}, 'modified' => object(Cake\I18n\FrozenTime) {}, 'Packages' => object(App\Model\Entity\Package) {}, 'JobReviews' => [[maximum depth reached]], 'JobDetails' => [ [maximum depth reached] ], 'ParentJob' => null, 'SaveJobCount' => (int) 0, '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [ [maximum depth reached] ], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Jobs' }, (int) 5 => object(App\Model\Entity\Job) { 'id' => (int) 68, 'candidate_id' => (int) 170, 'package_id' => (int) 13, 'admin_id' => (int) 0, 'parent_id' => null, 'blog_count' => (int) 4, 'review_count' => (int) 0, 'testimonial_count' => (int) 0, 'all_blog_count' => (int) 4, 'all_review_count' => (int) 0, 'all_testimonial_count' => (int) 0, 'admin_name' => '', 'subscription_id' => '', 'upgrade_pack_id' => (int) 0, 'upgrade_pack_interval' => 'monthly', 'upgrade_type' => null, 'upgrade_status' => 'created', 'title' => 'Ben Davies - City Finance Brokers', 'slug' => 'ben-davies-city-finance-brokers', 'description' => '<h5 class="h5Green">Impartial and independent advice on your bridging finance requirements:</h5> <ul> <li> <h5 class="h5Green">Property Finance</h5> </li> <li> <h5 class="h5Green">Property Development</h5> </li> <li> <h5 class="h5Green">Property Investment Finance</h5> </li> </ul> <h5 class="h5Pink">ben.davies@cfbrokers.co.uk</h5> <h5 class="h5Pink">07376 972 391</h5> ', 'company_logo' => '20230630_COMLOGO_1688118133.png', 'online_business' => 'No', 'expire_date' => null, 'show_consultant_on_job_detail' => 'No', 'consultant_id' => (int) 0, 'consultant_name' => false, 'consultant_designation' => false, 'consultant_email' => false, 'consultant_mobile' => false, 'consultant_profile_picture' => false, 'cover_letter' => 'No', 'registered_candidates' => false, 'quick_application' => false, 'application_emails' => '', 'show_digi_business_type' => 'No', 'show_digi_comp_reg_no' => 'No', 'show_digi_reg_address' => 'No', 'show_digi_reg_location' => 'No', 'show_digi_reg_postcode' => 'No', 'show_digi_trading_address' => 'No', 'show_digi_location' => 'No', 'show_digi_trading_postcode' => 'No', 'show_digi_email_address' => 'No', 'show_digi_contact_no' => 'No', 'show_digi_website' => 'No', 'show_digi_facebook' => 'No', 'show_digi_linkedin' => 'No', 'show_digi_instagram' => 'No', 'show_digi_twitter' => 'No', 'pa_verified' => 'Yes', 'meta_title' => '', 'meta_keywords' => '', 'meta_description' => '', 'platform' => 'general', 'is_pause' => 'No', 'is_suspend' => 'No', 'request_to_archive' => 'No', 'status' => 'Live', 'archive_date' => null, 'added_by' => '', 'updated_by' => '', 'no_of_views' => (int) 0, 'created' => object(Cake\I18n\FrozenTime) {}, 'modified' => object(Cake\I18n\FrozenTime) {}, 'Packages' => object(App\Model\Entity\Package) {}, 'JobReviews' => [[maximum depth reached]], 'JobDetails' => [ [maximum depth reached] ], 'ParentJob' => null, 'SaveJobCount' => (int) 0, '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [ [maximum depth reached] ], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Jobs' }, (int) 6 => object(App\Model\Entity\Job) { 'id' => (int) 69, 'candidate_id' => (int) 173, 'package_id' => (int) 13, 'admin_id' => (int) 0, 'parent_id' => null, 'blog_count' => (int) 0, 'review_count' => (int) 0, 'testimonial_count' => (int) 4, 'all_blog_count' => (int) 0, 'all_review_count' => (int) 0, 'all_testimonial_count' => (int) 4, 'admin_name' => '', 'subscription_id' => '', 'upgrade_pack_id' => (int) 0, 'upgrade_pack_interval' => 'monthly', 'upgrade_type' => null, 'upgrade_status' => 'created', 'title' => 'Active Financial', 'slug' => 'active-financial', 'description' => '<h2 class="h2Green">The Self Employed Finance Specialists</h2> <p>At Active, we exist to help business owners, entrepreneurs and company directors to secure mortgages and protection quickly, easily and without distracting you from your business and your family. <img alt="Active Financial" src="/webroot/img/userfiles/user_173/Untitled%20design%20(20).png" style="float:right" width="200" /></p> <h2 class="h2Green">What can Active Financial do for you?</h2> <p>Go to most mortgage brokers and lenders and you’ll find that getting a mortgage as a self-employed business owner is tough.</p> <p>You’ve probably already realised that.</p> <p>The truth is that the world of mortgages isn’t set up for people who run their businesses, which can make getting a mortgage for people like you harder.</p> <p>But we can help you make it happen.</p> <p>Because we specialise in this exact area, we know what other brokers don’t.</p> <h2>How Do Active help you?</h2> <p>Over the years we’ve worked with business owners, we’ve built a strategic process that gives you the best chance of getting the finance that suits you and your families circumstances.</p> <p>We call it the ACTIVE framework, and it works, time and time again.</p> <p>No matter what type of finance you’re looking for, the framework serves to secure the best deal for you, as quickly and efficiently as possible.</p> <p>We know what buttons to press, what products to apply for and exactly how you need to get your ducks in a row in order to achieve the finance you need for the home you want.</p> <p>Whether you’re looking for your first home, your forever home, to invest in property, or protect your business or family, we can help, by putting you on the right track towards acceptance, and dealing with the entire process, so you can focus on doing what you do best.</p> <p>When you work with Active, we reduce your stress and save you time.</p> <p>No longer do you have to ring around to try and find lenders who might service you, or spend hours on the phone to brokers.</p> <h2>Why are Active Financial so good at helping people like you?</h2> <p>Because we <strong>ARE</strong> people like you. Here’s our founder Gary’s story:</p> <blockquote> <p class="Quotation14Green">I qualified to provide mortgage advice in 2002, launching Active Mortgage in 2008. But it wasn’t until in 2015, we realised firsthand how hard it is to get a mortgage when you’re self-employed. My wife Ayesha was a sole trader at the time, and I was running Active, and we wanted to buy our own home. Which – as you’ll know – is easier said than done. We really struggled to find a mortgage, and when we did get one, it didn’t really add maximum value, nor did it give us a competitive interest rate. At that point it became my mission to ensure that business owners, company directors, people like me and you – people who risk it all to create something greater and better – are able to secure the perfect mortgage without the stress and worry that I went through.</p> </blockquote> <h2>What’s the next step?</h2> <p>The first step to securing any form of finance is a strategy call, where we can help define your financial goals and understand your circumstances.</p> <p>The outcome is always positive, if we can’t help you with finance now, we’ll help you prepare to maximise your chances in the future.</p> <p>In the mortgage world, failing to prepare is preparing to fail, which is why we recommend that you get in touch with us as soon as possible, even if you’re 1-2 years out from applying for your mortgage.</p> <p>The sooner you get in touch, the higher our chances of being able to help you.</p> ', 'company_logo' => '20230704_COMLOGO_1688476289.png', 'online_business' => 'No', 'expire_date' => null, 'show_consultant_on_job_detail' => 'No', 'consultant_id' => (int) 0, 'consultant_name' => false, 'consultant_designation' => false, 'consultant_email' => false, 'consultant_mobile' => false, 'consultant_profile_picture' => false, 'cover_letter' => 'No', 'registered_candidates' => false, 'quick_application' => false, 'application_emails' => '', 'show_digi_business_type' => 'No', 'show_digi_comp_reg_no' => 'No', 'show_digi_reg_address' => 'No', 'show_digi_reg_location' => 'No', 'show_digi_reg_postcode' => 'No', 'show_digi_trading_address' => 'No', 'show_digi_location' => 'No', 'show_digi_trading_postcode' => 'No', 'show_digi_email_address' => 'No', 'show_digi_contact_no' => 'No', 'show_digi_website' => 'No', 'show_digi_facebook' => 'No', 'show_digi_linkedin' => 'No', 'show_digi_instagram' => 'No', 'show_digi_twitter' => 'No', 'pa_verified' => 'Yes', 'meta_title' => '', 'meta_keywords' => '', 'meta_description' => '', 'platform' => 'general', 'is_pause' => 'No', 'is_suspend' => 'No', 'request_to_archive' => 'No', 'status' => 'Live', 'archive_date' => null, 'added_by' => '', 'updated_by' => '', 'no_of_views' => (int) 0, 'created' => object(Cake\I18n\FrozenTime) {}, 'modified' => object(Cake\I18n\FrozenTime) {}, 'Packages' => object(App\Model\Entity\Package) {}, 'JobReviews' => [[maximum depth reached]], 'JobDetails' => [ [maximum depth reached] ], 'ParentJob' => null, 'SaveJobCount' => (int) 0, '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [ [maximum depth reached] ], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Jobs' }, (int) 7 => object(App\Model\Entity\Job) { 'id' => (int) 72, 'candidate_id' => (int) 187, 'package_id' => (int) 13, 'admin_id' => (int) 0, 'parent_id' => null, 'blog_count' => (int) 0, 'review_count' => (int) 0, 'testimonial_count' => (int) 0, 'all_blog_count' => (int) 0, 'all_review_count' => (int) 0, 'all_testimonial_count' => (int) 0, 'admin_name' => '', 'subscription_id' => '', 'upgrade_pack_id' => (int) 0, 'upgrade_pack_interval' => 'monthly', 'upgrade_type' => null, 'upgrade_status' => 'created', 'title' => 'Quest Finance', 'slug' => 'quest-finance', 'description' => '<p> </p> <p>Truly independent and impartial advice on Equity Release, we are NOT tied to - or - owned by any one lender. Free home visit / calls - "Plain and simple language to ensure your understanding ". I will always quote you the cheapest possible deal.</p> <p>I will explain the options and features - to ensure you get the right deal that suits you. I am a small independent practice, if you want to go ahead it would be myself personally that handles your case from start to finish, not an admin centre. 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Whether our client is a new start-up business, borrowing funds to expand or a property investor adding to an existing portfolio or simply someone looking to buy their first home, we treat all of our customers with the utmost respect and professionalism.</p> <p>We do not charge upfront fees for our initial consultation and advice as this is given freely on a no obligation basis.</p> <p>We understand and appreciate that each business is different and every client shall have their own unique situation and circumstances. So, whether out clients require finance to purchase and develop property, start-up a new venture, bridging finance to fund a short-term shortfall, additional funding to grow their business, asset and vehicle finance or even a mortgage, we will deliver a comprehensive suite of products and solutions to meet our clients’ needs.</p> <p>Capital 8 Finance are an independent specialist consultancy providing commercial and business finance support to SME clients throughout the entire UK. Whether your business is well established or a new start we can support you with:</p> <ul> <li>Asset Finance</li> <li>Business Loans</li> <li>Commercial Mortgages</li> <li>Invoice Finance</li> <li>Stock and Trade Finance</li> <li>Revolving Credit Facilities</li> <li>Merchant Cash Advance</li> </ul> <p>As a specialist broker, we also support property developers by sourcing finance for their developments and projects and assist landlords grow their property portfolios with:</p> <ul> <li>Buy-to-let Mortgages</li> <li>Specialist Mortgages</li> <li>Bridging Finance</li> <li>Property Development & Refurbishment Finance</li> <li>Mezzanine Finance</li> <li>Joint Venture (JV) Finance</li> </ul> <p>But that’s not all, we also can help with your mortgage needs. We can help arrange mortgages for:</p> <ul> <li>First Time Buyers</li> <li>People Moving Home</li> <li>Re-Mortgaging</li> <li>Regulated Bridging Finance</li> </ul> <p>At Capital 8 Finance we are genuinely independent, wholly impartial and we will offer straightforward honest advice, given freely and without obligation. Through our established lender partner network, we give you immediate access to over 300 UK based lenders and private banks. All our lending partners have funds available to lend and are genuinely still keen to support the right proposition and provide a genuine and viable alternative to the High Street lenders.</p> <p>When your own bank has failed to offer the support, you need to call us. 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'show_digi_trading_address' => 'No', 'show_digi_location' => 'No', 'show_digi_trading_postcode' => 'No', 'show_digi_email_address' => 'No', 'show_digi_contact_no' => 'No', 'show_digi_website' => 'No', 'show_digi_facebook' => 'No', 'show_digi_linkedin' => 'No', 'show_digi_instagram' => 'No', 'show_digi_twitter' => 'No', 'pa_verified' => 'Yes', 'meta_title' => '', 'meta_keywords' => '', 'meta_description' => '', 'platform' => 'general', 'is_pause' => 'No', 'is_suspend' => 'No', 'request_to_archive' => 'No', 'status' => 'Live', 'archive_date' => null, 'added_by' => '', 'updated_by' => '', 'no_of_views' => (int) 0, 'created' => object(Cake\I18n\FrozenTime) {}, 'modified' => object(Cake\I18n\FrozenTime) {}, 'Packages' => object(App\Model\Entity\Package) {}, 'JobReviews' => [[maximum depth reached]], 'JobDetails' => [ [maximum depth reached] ], 'ParentJob' => null, 'SaveJobCount' => (int) 0, '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [ [maximum depth reached] ], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Jobs' }, (int) 11 => object(App\Model\Entity\Job) { 'id' => (int) 94, 'candidate_id' => (int) 248, 'package_id' => (int) 13, 'admin_id' => (int) 0, 'parent_id' => null, 'blog_count' => (int) 0, 'review_count' => (int) 0, 'testimonial_count' => (int) 0, 'all_blog_count' => (int) 0, 'all_review_count' => (int) 0, 'all_testimonial_count' => (int) 0, 'admin_name' => '', 'subscription_id' => '', 'upgrade_pack_id' => (int) 0, 'upgrade_pack_interval' => 'monthly', 'upgrade_type' => null, 'upgrade_status' => 'created', 'title' => 'Friends Capital', 'slug' => 'friends-capital', 'description' => '<h1>We make peoples dreams come true</h1> <p><strong>Friends Capital are independent mortgage specialists, offering unbiased advice.</strong></p> <p><strong>Our key principles 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[[maximum depth reached]], '[repository]' => 'Jobs' }, (int) 12 => object(App\Model\Entity\Job) { 'id' => (int) 103, 'candidate_id' => (int) 274, 'package_id' => (int) 13, 'admin_id' => (int) 0, 'parent_id' => null, 'blog_count' => (int) 0, 'review_count' => (int) 0, 'testimonial_count' => (int) 0, 'all_blog_count' => (int) 0, 'all_review_count' => (int) 0, 'all_testimonial_count' => (int) 0, 'admin_name' => '', 'subscription_id' => '', 'upgrade_pack_id' => (int) 0, 'upgrade_pack_interval' => 'monthly', 'upgrade_type' => null, 'upgrade_status' => 'created', 'title' => 'Delato Finance Ltd', 'slug' => 'delato-finance-ltd', 'description' => '<h1 data-custom-font="" data-is-italic-supported="" data-line-height="" data-old-bold="true"> </h1> <h1 data-custom-font="" data-is-italic-supported="" data-line-height="" data-old-bold="true">Your Gateway to Property Finance</h1> <p> </p> <h2 data-custom-font="" data-is-italic-supported="" data-line-height="">Unlocking Opportunities with Tailored Financial Solutions</h2> ', 'company_logo' => '20241114_COMLOGO_1731575915.png', 'online_business' => 'No', 'expire_date' => null, 'show_consultant_on_job_detail' => 'No', 'consultant_id' => (int) 0, 'consultant_name' => false, 'consultant_designation' => false, 'consultant_email' => false, 'consultant_mobile' => false, 'consultant_profile_picture' => false, 'cover_letter' => 'No', 'registered_candidates' => false, 'quick_application' => false, 'application_emails' => '', 'show_digi_business_type' => 'No', 'show_digi_comp_reg_no' => 'No', 'show_digi_reg_address' => 'No', 'show_digi_reg_location' => 'No', 'show_digi_reg_postcode' => 'No', 'show_digi_trading_address' => 'No', 'show_digi_location' => 'No', 'show_digi_trading_postcode' => 'No', 'show_digi_email_address' => 'No', 'show_digi_contact_no' => 'No', 'show_digi_website' => 'No', 'show_digi_facebook' => 'No', 'show_digi_linkedin' => 'No', 'show_digi_instagram' => 'No', 'show_digi_twitter' => 'No', 'pa_verified' => 'No', 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'admin_id' => (int) 0, 'parent_id' => null, 'blog_count' => (int) 13, 'review_count' => (int) 0, 'testimonial_count' => (int) 3, 'all_blog_count' => (int) 13, 'all_review_count' => (int) 0, 'all_testimonial_count' => (int) 3, 'admin_name' => '', 'subscription_id' => '', 'upgrade_pack_id' => (int) 0, 'upgrade_pack_interval' => 'monthly', 'upgrade_type' => null, 'upgrade_status' => 'created', 'title' => 'Waldron and Co Financial Planning', 'slug' => 'waldron-and-co-financial-planning', 'description' => '<p>Waldron and Co. 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M&G plc has more than 5.5 million customers in 28 markets across the world, as at October 2019.</p> <quillbot-extension-portal></quillbot-extension-portal><quillbot-extension-portal></quillbot-extension-portal>', 'company_logo' => '20221230_COMLOGO_1672419792.png', 'online_business' => 'No', 'expire_date' => null, 'show_consultant_on_job_detail' => 'No', 'consultant_id' => (int) 0, 'consultant_name' => false, 'consultant_designation' => false, 'consultant_email' => false, 'consultant_mobile' => false, 'consultant_profile_picture' => false, 'cover_letter' => 'No', 'registered_candidates' => false, 'quick_application' => false, 'application_emails' => '', 'show_digi_business_type' => 'No', 'show_digi_comp_reg_no' => 'No', 'show_digi_reg_address' => 'No', 'show_digi_reg_location' => 'No', 'show_digi_reg_postcode' => 'No', 'show_digi_trading_address' => 'No', 'show_digi_location' => 'No', 'show_digi_trading_postcode' => 'No', 'show_digi_email_address' => 'No', 'show_digi_contact_no' => 'No', 'show_digi_website' => 'No', 'show_digi_facebook' => 'No', 'show_digi_linkedin' => 'No', 'show_digi_instagram' => 'No', 'show_digi_twitter' => 'No', 'pa_verified' => 'Yes', 'meta_title' => '', 'meta_keywords' => '', 'meta_description' => '', 'platform' => 'general', 'is_pause' => 'No', 'is_suspend' => 'No', 'request_to_archive' => 'No', 'status' => 'Live', 'archive_date' => null, 'added_by' => '', 'updated_by' => '', 'no_of_views' => (int) 0, 'created' => object(Cake\I18n\FrozenTime) {}, 'modified' => object(Cake\I18n\FrozenTime) {}, 'Packages' => object(App\Model\Entity\Package) {}, 'JobReviews' => [[maximum depth reached]], 'JobDetails' => [ [maximum depth reached] ], 'ParentJob' => null, 'SaveJobCount' => (int) 0, '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [ [maximum depth reached] ], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Jobs' }, (int) 14 => object(App\Model\Entity\Job) { 'id' => (int) 35, 'candidate_id' => (int) 132, 'package_id' => (int) 13, 'admin_id' => (int) 0, 'parent_id' => null, 'blog_count' => (int) 0, 'review_count' => (int) 0, 'testimonial_count' => (int) 2, 'all_blog_count' => (int) 0, 'all_review_count' => (int) 0, 'all_testimonial_count' => (int) 2, 'admin_name' => '', 'subscription_id' => '', 'upgrade_pack_id' => (int) 0, 'upgrade_pack_interval' => 'monthly', 'upgrade_type' => null, 'upgrade_status' => 'created', 'title' => 'Tony Ambridge @ Morgan Financial Solutions', 'slug' => 'tony-ambridge-morgan-financial-solutions', 'description' => '<p>My passion is in the Mortgage and Insurance business, in which I have over 35 years of experience and enjoy every moment of it. 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I can share screens to help you understand financial documents with ease and speed.</p> <quillbot-extension-portal></quillbot-extension-portal>', 'company_logo' => '20221231_COMLOGO_1672489294.png', 'online_business' => 'No', 'expire_date' => null, 'show_consultant_on_job_detail' => 'No', 'consultant_id' => (int) 0, 'consultant_name' => false, 'consultant_designation' => false, 'consultant_email' => false, 'consultant_mobile' => false, 'consultant_profile_picture' => false, 'cover_letter' => 'No', 'registered_candidates' => false, 'quick_application' => false, 'application_emails' => '', 'show_digi_business_type' => 'No', 'show_digi_comp_reg_no' => 'No', 'show_digi_reg_address' => 'No', 'show_digi_reg_location' => 'No', 'show_digi_reg_postcode' => 'No', 'show_digi_trading_address' => 'No', 'show_digi_location' => 'No', 'show_digi_trading_postcode' => 'No', 'show_digi_email_address' => 'No', 'show_digi_contact_no' => 'No', 'show_digi_website' => 'No', 'show_digi_facebook' => 'No', 'show_digi_linkedin' => 'No', 'show_digi_instagram' => 'No', 'show_digi_twitter' => 'No', 'pa_verified' => 'Yes', 'meta_title' => '', 'meta_keywords' => '', 'meta_description' => '', 'platform' => 'general', 'is_pause' => 'No', 'is_suspend' => 'No', 'request_to_archive' => 'No', 'status' => 'Live', 'archive_date' => null, 'added_by' => '', 'updated_by' => '', 'no_of_views' => (int) 0, 'created' => object(Cake\I18n\FrozenTime) {}, 'modified' => object(Cake\I18n\FrozenTime) {}, 'Packages' => object(App\Model\Entity\Package) {}, 'JobReviews' => [[maximum depth reached]], 'JobDetails' => [ [maximum depth reached] ], 'ParentJob' => null, 'SaveJobCount' => (int) 0, '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [ [maximum depth reached] ], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Jobs' }, (int) 15 => object(App\Model\Entity\Job) { 'id' => (int) 41, 'candidate_id' => (int) 146, 'package_id' => (int) 13, 'admin_id' => (int) 0, 'parent_id' => null, 'blog_count' => (int) 0, 'review_count' => (int) 0, 'testimonial_count' => (int) 3, 'all_blog_count' => (int) 0, 'all_review_count' => (int) 0, 'all_testimonial_count' => (int) 3, 'admin_name' => '', 'subscription_id' => '', 'upgrade_pack_id' => (int) 0, 'upgrade_pack_interval' => 'monthly', 'upgrade_type' => null, 'upgrade_status' => 'created', 'title' => 'Pete Smith @ Mortgage Advice Bureau', 'slug' => 'pete-smith-mortgage-advice-bureau', 'description' => '<h5 class="h5Black">Whether it’s a first-time buyer looking to get on the property ladder, a homeowner looking to remortgage or move house, or someone looking to expand their property portfolio, I am always happy to help and can work around time to suit you.</h5> <h5 class="h5Black">I have worked in the finance industry for 15 years and have a wealth of knowledge. I can search over 90 mortgage lenders offering over 1200 products ensuring you get the best deal.</h5> <p style="text-align:center"><img alt="" src="/webroot/img/userfiles/user_146/White%20Minimalist%20Elegant%20Handwritten%20LinkedIn%20Banner%20(1).png" width="1584" /></p> <quillbot-extension-portal></quillbot-extension-portal>', 'company_logo' => '20230117_COMLOGO_1673979714.png', 'online_business' => 'No', 'expire_date' => null, 'show_consultant_on_job_detail' => 'No', 'consultant_id' => (int) 0, 'consultant_name' => false, 'consultant_designation' => false, 'consultant_email' => false, 'consultant_mobile' => false, 'consultant_profile_picture' => false, 'cover_letter' => 'No', 'registered_candidates' => false, 'quick_application' => false, 'application_emails' => '', 'show_digi_business_type' => 'No', 'show_digi_comp_reg_no' => 'No', 'show_digi_reg_address' => 'No', 'show_digi_reg_location' => 'No', 'show_digi_reg_postcode' => 'No', 'show_digi_trading_address' => 'No', 'show_digi_location' => 'No', 'show_digi_trading_postcode' => 'No', 'show_digi_email_address' => 'No', 'show_digi_contact_no' => 'No', 'show_digi_website' => 'No', 'show_digi_facebook' => 'No', 'show_digi_linkedin' => 'No', 'show_digi_instagram' => 'No', 'show_digi_twitter' => 'No', 'pa_verified' => 'Yes', 'meta_title' => '', 'meta_keywords' => '', 'meta_description' => '', 'platform' => 'general', 'is_pause' => 'No', 'is_suspend' => 'No', 'request_to_archive' => 'No', 'status' => 'Live', 'archive_date' => null, 'added_by' => '', 'updated_by' => '', 'no_of_views' => (int) 0, 'created' => object(Cake\I18n\FrozenTime) {}, 'modified' => object(Cake\I18n\FrozenTime) {}, 'Packages' => object(App\Model\Entity\Package) {}, 'JobReviews' => [[maximum depth reached]], 'JobDetails' => [ [maximum depth reached] ], 'ParentJob' => null, 'SaveJobCount' => (int) 0, '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [ [maximum depth reached] ], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Jobs' }, (int) 16 => object(App\Model\Entity\Job) { 'id' => (int) 42, 'candidate_id' => (int) 137, 'package_id' => (int) 13, 'admin_id' => (int) 0, 'parent_id' => null, 'blog_count' => (int) 0, 'review_count' => (int) 0, 'testimonial_count' => (int) 4, 'all_blog_count' => (int) 0, 'all_review_count' => (int) 0, 'all_testimonial_count' => (int) 4, 'admin_name' => '', 'subscription_id' => '', 'upgrade_pack_id' => (int) 0, 'upgrade_pack_interval' => 'monthly', 'upgrade_type' => null, 'upgrade_status' => 'created', 'title' => 'David Cole - Equity Release Specialist', 'slug' => 'david-cole-equity-release-specialist', 'description' => '<h4 class="h4Green">David Cole - Equity Release Specialist</h4> <p><strong>I have been working in the Financial Services industry for over 35 years putting the client at the heart of</strong><img alt="" height="200" src="/webroot/img/userfiles/user_137/snipy1.PNG" style="float:right" width="343" /><strong> everything I do. I provide quality advice and world-class service to meet my client's needs.</strong></p> <p><strong>I have experience of working within the mainstream mortgage and protection industry but after gaining CeMAP and CeRER qualifications with distinctions I moved into the role of Equity Release Adviser.<br /> <br /> I have many client reviews that are testament to the outstanding customer experience that my clients receive from me on each and every occasion. As an Equity Release Adviser, I have helped hundreds of customers to utilise the equity in their home in order to achieve their goals, aspirations, and to enjoy a better quality of retirement.<br /> <br /> I am engaged by Viva Retirement Solutions and am proud to work for them as the company’s morals and ethics mirror my own and the company is highly regarded within the market and industry. I have also been listed in The Times in 2023 as a top adviser which is an achievement I am immensely proud of.</strong></p> <p><strong>Outside of work, I try to focus on my health and fitness and enjoy the lovely home I share with my fiance Debbie and our one-eyed cat Rocky! My other interests include listening to a wide range of music with my favourite artist of all time being Elvis Presley. I also love watching films and have a massive collection across many genres, my favourites being thrillers and horrors both old and new.</strong></p> <p> </p> <p style="text-align:center"><img alt="" src="/webroot/img/userfiles/user_137/warning(1).PNG" width="1000" /></p> <p style="text-align:center"><img alt="David_cole_equity_release_adviser" src="/webroot/img/userfiles/user_137/badges.PNG" width="549" /></p> <p class="ParaBlack"> </p> <hr /> <h4 class="h4Black"><strong>David Cole Testimonials</strong></h4> <blockquote> <p><strong>“Extremely efficient and fast, good communication and considerate explanations at all stages. Would have no hesitation in recommending the services of David Cole.” - Mr Poingdestre</strong></p> </blockquote> <blockquote> <p><strong>“David Cole, the Equity Release Advisor who dealt with my application was excellent. There was no hard sell - simply clear and detailed information provided in an open and friendly manner. Nothing was too much trouble and all questions were answered and all anxieties addressed. The whole process from the initial telephone conversation was very efficient.” - Mrs Booth</strong></p> </blockquote> <blockquote> <p><strong>"First class service and help all the way through." - Miss Wass</strong></p> </blockquote> <blockquote> <p><strong>“David Cole was clear and concise about the changes we were about to make with respect to Equity Release changes. Paperwork arrived promptly via email. The Solicitor suggested by David handled the paperwork efficiently. Overall excellent service by all concerned. Thank you to everyone." - Janis and Ian Henderson</strong></p> </blockquote> <blockquote> <p><strong>Great service from David Cole who looked after us extremely well. I would certainly use the service again.” - David Hollom</strong></p> </blockquote> <blockquote> <p><strong>Before we started our Journey into Equity Release we looked at many companies providing this service. We choose David Cole. David Cole, took us through the process step by step and was always at the other end of the phone if we had a query. The other team members who dealt with other areas of the process gave us the same support. Everyone was professional and patient. There was quite a lot of paperwork but it was clear and easy to deal with. And here we are now. Life is as normal except for COVID. We are able now to complete our wish list with the extra funds. A BIG Thank You to David - Tom Tyne</strong></p> </blockquote> <blockquote> <p><strong>“The whole process was very professional, straightforward and surprisingly quick thanks to our adviser David Cole. David was extremely knowledgeable and talking things through with him confirmed we were making the right decisions. Would highly recommend David.” - Sylvia</strong></p> </blockquote> <blockquote> <p><strong>“David Cole helped us through the process of Equity Release. He was extremely helpful, professional and supportive throughout the whole process. We cannot thank him enough.” - Carol</strong></p> </blockquote> <blockquote> <p><strong>“Absolutely brilliant from the first meeting with David Cole to the meeting with the solicitor everything went like clockwork and I feel that if we had any concerns we could contact David anytime – excellent service and would recommend Key to anyone. - Christine Fearne </strong></p> </blockquote> <p> </p> <quillbot-extension-portal></quillbot-extension-portal><quillbot-extension-portal></quillbot-extension-portal><quillbot-extension-portal></quillbot-extension-portal><quillbot-extension-portal></quillbot-extension-portal><quillbot-extension-portal></quillbot-extension-portal><quillbot-extension-portal></quillbot-extension-portal><quillbot-extension-portal></quillbot-extension-portal>', 'company_logo' => '20230127_COMLOGO_1674822366.png', 'online_business' => 'No', 'expire_date' => null, 'show_consultant_on_job_detail' => 'No', 'consultant_id' => (int) 0, 'consultant_name' => false, 'consultant_designation' => false, 'consultant_email' => false, 'consultant_mobile' => false, 'consultant_profile_picture' => false, 'cover_letter' => 'No', 'registered_candidates' => false, 'quick_application' => false, 'application_emails' => '', 'show_digi_business_type' => 'No', 'show_digi_comp_reg_no' => 'No', 'show_digi_reg_address' => 'No', 'show_digi_reg_location' => 'No', 'show_digi_reg_postcode' => 'No', 'show_digi_trading_address' => 'No', 'show_digi_location' => 'No', 'show_digi_trading_postcode' => 'No', 'show_digi_email_address' => 'No', 'show_digi_contact_no' => 'No', 'show_digi_website' => 'No', 'show_digi_facebook' => 'No', 'show_digi_linkedin' => 'No', 'show_digi_instagram' => 'No', 'show_digi_twitter' => 'No', 'pa_verified' => 'Yes', 'meta_title' => '', 'meta_keywords' => '', 'meta_description' => '', 'platform' => 'general', 'is_pause' => 'No', 'is_suspend' => 'No', 'request_to_archive' => 'No', 'status' => 'Live', 'archive_date' => null, 'added_by' => '', 'updated_by' => '', 'no_of_views' => (int) 0, 'created' => object(Cake\I18n\FrozenTime) {}, 'modified' => object(Cake\I18n\FrozenTime) {}, 'Packages' => object(App\Model\Entity\Package) {}, 'JobReviews' => [[maximum depth reached]], 'JobDetails' => [ [maximum depth reached] ], 'ParentJob' => null, 'SaveJobCount' => (int) 0, '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [ [maximum depth reached] ], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Jobs' }, (int) 17 => object(App\Model\Entity\Job) { 'id' => (int) 43, 'candidate_id' => (int) 148, 'package_id' => (int) 13, 'admin_id' => (int) 0, 'parent_id' => null, 'blog_count' => (int) 0, 'review_count' => (int) 0, 'testimonial_count' => (int) 0, 'all_blog_count' => (int) 0, 'all_review_count' => (int) 0, 'all_testimonial_count' => (int) 0, 'admin_name' => '', 'subscription_id' => '', 'upgrade_pack_id' => (int) 0, 'upgrade_pack_interval' => 'monthly', 'upgrade_type' => null, 'upgrade_status' => 'created', 'title' => 'Switch Mortgage Finance', 'slug' => 'switch-mortgage-finance', 'description' => '<p> </p> <p>Switch Mortgage Finance are a specialist mortgage firm offering advice across the whole of the market. We excel in making the difficult look easy.</p> <p>Tell us about you and the home you’re looking to buy or remortgage, and we will handle the rest. We’re a whole-of-market broker, and have access to over 90 lenders. We even have access to exclusive mortgage products you can't get by going direct. </p> <p>We handle it all; the advice, paperwork, application, solicitors, all the way through to completion. Our aim; to complete your mortgage in the most efficient way possible.</p> <p> </p> ', 'company_logo' => '20231102_COMLOGO_1698927846.png', 'online_business' => 'No', 'expire_date' => null, 'show_consultant_on_job_detail' => 'No', 'consultant_id' => (int) 0, 'consultant_name' => false, 'consultant_designation' => false, 'consultant_email' => false, 'consultant_mobile' => false, 'consultant_profile_picture' => false, 'cover_letter' => 'No', 'registered_candidates' => false, 'quick_application' => false, 'application_emails' => '', 'show_digi_business_type' => 'No', 'show_digi_comp_reg_no' => 'No', 'show_digi_reg_address' => 'No', 'show_digi_reg_location' => 'No', 'show_digi_reg_postcode' => 'No', 'show_digi_trading_address' => 'No', 'show_digi_location' => 'No', 'show_digi_trading_postcode' => 'No', 'show_digi_email_address' => 'No', 'show_digi_contact_no' => 'No', 'show_digi_website' => 'No', 'show_digi_facebook' => 'No', 'show_digi_linkedin' => 'No', 'show_digi_instagram' => 'No', 'show_digi_twitter' => 'No', 'pa_verified' => 'Yes', 'meta_title' => '', 'meta_keywords' => '', 'meta_description' => '', 'platform' => 'general', 'is_pause' => 'No', 'is_suspend' => 'No', 'request_to_archive' => 'No', 'status' => 'Live', 'archive_date' => null, 'added_by' => '', 'updated_by' => '', 'no_of_views' => (int) 0, 'created' => object(Cake\I18n\FrozenTime) {}, 'modified' => object(Cake\I18n\FrozenTime) {}, 'Packages' => object(App\Model\Entity\Package) {}, 'JobReviews' => [[maximum depth reached]], 'JobDetails' => [ [maximum depth reached] ], 'ParentJob' => null, 'SaveJobCount' => (int) 0, '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [ [maximum depth reached] ], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Jobs' }, (int) 18 => object(App\Model\Entity\Job) { 'id' => (int) 46, 'candidate_id' => (int) 149, 'package_id' => (int) 13, 'admin_id' => (int) 0, 'parent_id' => null, 'blog_count' => (int) 0, 'review_count' => (int) 0, 'testimonial_count' => (int) 0, 'all_blog_count' => (int) 0, 'all_review_count' => (int) 0, 'all_testimonial_count' => (int) 0, 'admin_name' => '', 'subscription_id' => '', 'upgrade_pack_id' => (int) 0, 'upgrade_pack_interval' => 'monthly', 'upgrade_type' => null, 'upgrade_status' => 'created', 'title' => 'Ward James Mortgages', 'slug' => 'ward-james-mortgages', 'description' => '<p>At Ward James Mortgages, we understand that each and every client has different needs and circumstances. We are committed to providing the best customer service and with access to a wide range of providers across the UK, we can ensure you receive the most competitive rate available to you, whilst ensuring the product meets your requirements.</p> <p>We do not charge a broker fee and we are whole of market.</p> <p>We aim to provide an honest, reliable, efficient and hassle-free service tailored to the unique requirements of each individual client. We make sure our advisers will manage your application from start to finish and explain each step clearly without the jargon.</p> <p>Get in touch if you require first time buyer mortgage advice, home mover mortgage advice, remortgage advice, buy to let mortgage advice, life and critical illness insurance and home insurance</p> ', 'company_logo' => '20230119_COMLOGO_1674148336.png', 'online_business' => 'No', 'expire_date' => null, 'show_consultant_on_job_detail' => 'No', 'consultant_id' => (int) 0, 'consultant_name' => false, 'consultant_designation' => false, 'consultant_email' => false, 'consultant_mobile' => false, 'consultant_profile_picture' => false, 'cover_letter' => 'No', 'registered_candidates' => false, 'quick_application' => false, 'application_emails' => '', 'show_digi_business_type' => 'No', 'show_digi_comp_reg_no' => 'No', 'show_digi_reg_address' => 'No', 'show_digi_reg_location' => 'No', 'show_digi_reg_postcode' => 'No', 'show_digi_trading_address' => 'No', 'show_digi_location' => 'No', 'show_digi_trading_postcode' => 'No', 'show_digi_email_address' => 'No', 'show_digi_contact_no' => 'No', 'show_digi_website' => 'No', 'show_digi_facebook' => 'No', 'show_digi_linkedin' => 'No', 'show_digi_instagram' => 'No', 'show_digi_twitter' => 'No', 'pa_verified' => 'Yes', 'meta_title' => '', 'meta_keywords' => '', 'meta_description' => '', 'platform' => 'general', 'is_pause' => 'No', 'is_suspend' => 'No', 'request_to_archive' => 'No', 'status' => 'Live', 'archive_date' => null, 'added_by' => '', 'updated_by' => '', 'no_of_views' => (int) 0, 'created' => object(Cake\I18n\FrozenTime) {}, 'modified' => object(Cake\I18n\FrozenTime) {}, 'Packages' => object(App\Model\Entity\Package) {}, 'JobReviews' => [[maximum depth reached]], 'JobDetails' => [ [maximum depth reached] ], 'ParentJob' => null, 'SaveJobCount' => (int) 0, '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [ [maximum depth reached] ], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Jobs' }, (int) 19 => object(App\Model\Entity\Job) { 'id' => (int) 50, 'candidate_id' => (int) 143, 'package_id' => (int) 13, 'admin_id' => (int) 0, 'parent_id' => null, 'blog_count' => (int) 3, 'review_count' => (int) 0, 'testimonial_count' => (int) 4, 'all_blog_count' => (int) 3, 'all_review_count' => (int) 0, 'all_testimonial_count' => (int) 4, 'admin_name' => '', 'subscription_id' => '', 'upgrade_pack_id' => (int) 0, 'upgrade_pack_interval' => 'monthly', 'upgrade_type' => null, 'upgrade_status' => 'created', 'title' => 'Glade Financial', 'slug' => 'glade-financial', 'description' => '<h4 class="h4Pink"><strong>About Gosia:</strong></h4> <p>My mission is to make you feel confident about money and your future, to teach you to be financially savvy with the knowledge of how to manage your own money. I want to help you to change your life, secure a better future and maintain the lifestyle you want. I want to empower you to feel wealthy.</p> <h4 class="h4Pink"><strong>Glade Financial:</strong></h4> <p>At Glade Financial we offer financial planning and guidance services that fit around you and your goals. We will guide you and your family towards your truly successful financial future and deliver intelligent wealth management solutions while protecting you from the unexpected.<br /> <br /> We will begin with a free no-obligation consultation to understand your circumstances and needs and if the service we provide is right for you. Afterwards, we will prepare a report of recommendations based on the information we gathered. If you decide to go with our advice, we will take care of the fund implementation and policy administration for a fuss-free process.<br /> <br /> We can never predict the future but we can make sure you are ready for whatever the future brings. We will break down the complexity of financial management and give you the clarity and guidelines you need.</p> <h4 class="h4Pink"><strong>Our Promise:</strong></h4> <ul> <li>Putting you first, always</li> <li>Responsive to your needs</li> <li>Collaborating with you every step of the way</li> <li>Building lasting relationship</li> </ul> <p>I invite you to contact me today to find out more!</p> <p class="ParaPink"><strong>I am the director and Independent Financial Adviser at Glade Financial, which is an Appointed Representative of Julian Harris Financial Consultants, authorised and regulated by the Financial Conduct Authority No. 153566.<br /> The performance of your investments is subject to risks. Past performance and forecasts are not reliable indicators of future performance. Tax treatment depends on your individual circumstances and may change. Capital at risk.</strong></p> <p class="ParaPink"> </p> <p style="text-align:center"><img alt="" src="/webroot/img/userfiles/user_143/gd.PNG" width="1000" /></p> <quillbot-extension-portal></quillbot-extension-portal><quillbot-extension-portal></quillbot-extension-portal>', 'company_logo' => '20230203_COMLOGO_1675428759.png', 'online_business' => 'No', 'expire_date' => null, 'show_consultant_on_job_detail' => 'No', 'consultant_id' => (int) 0, 'consultant_name' => false, 'consultant_designation' => false, 'consultant_email' => false, 'consultant_mobile' => false, 'consultant_profile_picture' => false, 'cover_letter' => 'No', 'registered_candidates' => false, 'quick_application' => false, 'application_emails' => '', 'show_digi_business_type' => 'No', 'show_digi_comp_reg_no' => 'No', 'show_digi_reg_address' => 'No', 'show_digi_reg_location' => 'No', 'show_digi_reg_postcode' => 'No', 'show_digi_trading_address' => 'No', 'show_digi_location' => 'No', 'show_digi_trading_postcode' => 'No', 'show_digi_email_address' => 'No', 'show_digi_contact_no' => 'No', 'show_digi_website' => 'No', 'show_digi_facebook' => 'No', 'show_digi_linkedin' => 'No', 'show_digi_instagram' => 'No', 'show_digi_twitter' => 'No', 'pa_verified' => 'Yes', 'meta_title' => '', 'meta_keywords' => '', 'meta_description' => '', 'platform' => 'general', 'is_pause' => 'No', 'is_suspend' => 'No', 'request_to_archive' => 'No', 'status' => 'Live', 'archive_date' => null, 'added_by' => '', 'updated_by' => '', 'no_of_views' => (int) 0, 'created' => object(Cake\I18n\FrozenTime) {}, 'modified' => object(Cake\I18n\FrozenTime) {}, 'Packages' => object(App\Model\Entity\Package) {}, 'JobReviews' => [[maximum depth reached]], 'JobDetails' => [ [maximum depth reached] ], 'ParentJob' => null, 'SaveJobCount' => (int) 0, '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [ [maximum depth reached] ], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Jobs' }, (int) 20 => object(App\Model\Entity\Job) { 'id' => (int) 54, 'candidate_id' => (int) 154, 'package_id' => (int) 13, 'admin_id' => (int) 0, 'parent_id' => null, 'blog_count' => (int) 0, 'review_count' => (int) 0, 'testimonial_count' => (int) 4, 'all_blog_count' => (int) 0, 'all_review_count' => (int) 0, 'all_testimonial_count' => (int) 4, 'admin_name' => '', 'subscription_id' => '', 'upgrade_pack_id' => (int) 0, 'upgrade_pack_interval' => 'monthly', 'upgrade_type' => null, 'upgrade_status' => 'created', 'title' => 'How? Financial Review', 'slug' => 'how-financial-review', 'description' => '<h2 class="h2Black" style="text-align: center;">How? Financial Review</h2> <p><strong>We provide expert mortgage and protection advice that you can trust. We take pride in offering a personal service and providing our clients with peace of mind that they are receiving quality products, tailored to their requirements and budget and that are fit for purpose.</strong></p> <p><strong>At How Financial Review (Stockport) Ltd, we offer a personal service that is convenient and worked round our client’s busy schedules. We are happy to carry out reviews and organise policies either over the telephone, virtually or face to face in the comfort of your own home. </strong></p> <p><strong>We aim to make signing up for any of our services as quick and as convenient as possible. As well as looking after our loyal base of existing clients, we provide friendly, honest advice to new clients, the majority of which come to us from word of mouth recommendations.</strong></p> <h5 class="h5Yellow" style="text-align: center;">Better Call Paul</h5> <p><img alt="better call paul protection insurance" src="/webroot/img/userfiles/user_154/bettercallpaulprotection.jpg" style="float:left" width="500" /><img alt="better call paul income protection" src="/webroot/img/userfiles/user_154/incomeprotection.jpg" style="float:right" width="500" /></p> <p><img alt="bettercallpaulincomeprotectioninsurance" src="/webroot/img/userfiles/user_154/bettercallpaulincome.jpg" style="float:right" width="500" /><img alt="bettercallpaulbusinessinsurance" src="/webroot/img/userfiles/user_154/bettercallpaulbusiness.jpg" style="float:left" width="500" /></p> <p> </p> <p> </p> <quillbot-extension-portal></quillbot-extension-portal><quillbot-extension-portal></quillbot-extension-portal><quillbot-extension-portal></quillbot-extension-portal><quillbot-extension-portal></quillbot-extension-portal><quillbot-extension-portal></quillbot-extension-portal>', 'company_logo' => '20230208_COMLOGO_1675882092.png', 'online_business' => 'No', 'expire_date' => null, 'show_consultant_on_job_detail' => 'No', 'consultant_id' => (int) 0, 'consultant_name' => false, 'consultant_designation' => false, 'consultant_email' => false, 'consultant_mobile' => false, 'consultant_profile_picture' => false, 'cover_letter' => 'No', 'registered_candidates' => false, 'quick_application' => false, 'application_emails' => '', 'show_digi_business_type' => 'No', 'show_digi_comp_reg_no' => 'No', 'show_digi_reg_address' => 'No', 'show_digi_reg_location' => 'No', 'show_digi_reg_postcode' => 'No', 'show_digi_trading_address' => 'No', 'show_digi_location' => 'No', 'show_digi_trading_postcode' => 'No', 'show_digi_email_address' => 'No', 'show_digi_contact_no' => 'No', 'show_digi_website' => 'No', 'show_digi_facebook' => 'No', 'show_digi_linkedin' => 'No', 'show_digi_instagram' => 'No', 'show_digi_twitter' => 'No', 'pa_verified' => 'Yes', 'meta_title' => '', 'meta_keywords' => '', 'meta_description' => '', 'platform' => 'general', 'is_pause' => 'No', 'is_suspend' => 'No', 'request_to_archive' => 'No', 'status' => 'Live', 'archive_date' => null, 'added_by' => '', 'updated_by' => '', 'no_of_views' => (int) 0, 'created' => object(Cake\I18n\FrozenTime) {}, 'modified' => object(Cake\I18n\FrozenTime) {}, 'Packages' => object(App\Model\Entity\Package) {}, 'JobReviews' => [[maximum depth reached]], 'JobDetails' => [ [maximum depth reached] ], 'ParentJob' => null, 'SaveJobCount' => (int) 0, '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [ [maximum depth reached] ], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Jobs' }, (int) 21 => object(App\Model\Entity\Job) { 'id' => (int) 55, 'candidate_id' => (int) 144, 'package_id' => (int) 13, 'admin_id' => (int) 0, 'parent_id' => null, 'blog_count' => (int) 0, 'review_count' => (int) 0, 'testimonial_count' => (int) 3, 'all_blog_count' => (int) 0, 'all_review_count' => (int) 0, 'all_testimonial_count' => (int) 3, 'admin_name' => '', 'subscription_id' => '', 'upgrade_pack_id' => (int) 0, 'upgrade_pack_interval' => 'monthly', 'upgrade_type' => null, 'upgrade_status' => 'created', 'title' => 'James Parvin Mortgages', 'slug' => 'james-parvin-mortgages', 'description' => '<p style="text-align: center;"><strong>Offering a fresh, friendly and stress free approach to organising your mortgage in the UK.</strong></p> <p style="text-align: center;"><strong>Get in touch today for your fee-free, initial, no-obligation consultation to help you find a tailor made solution that's right for you and your situation.</strong></p> <h2 class="h2Green" style="text-align: center;">Hi, I am James Parvin!</h2> <p style="text-align: center;">I have been in the Financial Services industry for over 30 years. I have a Degree in Law and History. I have worked in a solicitors office, as well estate agencies as well as with Banks, such as Halifax, Tesco Bank and Santander.</p> <p style="text-align: center;">I am very experienced in understanding the full house buying/selling process from start to finish.</p> <p style="text-align: center;">I like talking to and helping people. Outside of work I enjoy volunteering having helped at the Glasgow Commonwealth Games in 2014, World Gymnastics Championships, World Badminton Championships, European Championships, to name a few, as well as Scottish Rugby and Badminton Scotland.</p> <p style="text-align: center;">My wife and I enjoy travelling be it for weekends away or to more exotic destinations such as Turkey, Spain and hopefully Australia. We also have our hands full with our 2 year old Cockapoo, Alfie!</p> <h2 class="h2Green" style="text-align: center;">Our Services</h2> <p style="text-align: center;">We provide a wide range of professional services to meet your needs. We promise to provide every service with a smile, and to your highest level of satisfaction.</p> <h5 class="h5Green" style="text-align: center;">First Time Buyers</h5> <p style="text-align: center;">As a first time home buyer we are here 100% to hold your hand through getting a mortgage as well as dealing with solicitors and estate agents.</p> <p style="text-align: center;">Want to get that straightforward and jargon free service?</p> <h5 class="h5Green" style="text-align: center;">Home mover </h5> <p style="text-align: center;">Do you think you need more space or the total opposite and want to downsize?</p> <p style="text-align: center;">Let James Parvin Mortgages talk through solutions that could help you!</p> <h5 class="h5Green" style="text-align: center;">Remortgage</h5> <p style="text-align: center;">Switching contracts and products is common in other areas of your life but is often overlooked when it comes to your current mortgage.</p> <p style="text-align: center;">We’re here to make that easy!</p> <h5 class="h5Green" style="text-align: center;">Buy to Let</h5> <p style="text-align: center;">Looking to build a Monopoly-esque property portfolio, renting your old place out or just looking to invest in your future?</p> <p style="text-align: center;">James Parvin Mortgages should be the first call you make.</p> <h5 class="h5Green" style="text-align: center;">Protection</h5> <p style="text-align: center;">Making sure you can keep your home is just as important as buying it. That’s why we’ll also look at your protection needs, such as Life Insurance and Income Protection, to make sure you can afford to keep your home should life throw you a curve ball.</p> <h5 class="h5Pink" style="text-align: center;">Your home/property may be repossessed if you do not keep up repayments on your mortgage.</h5> <h5 class="h5Pink" style="text-align: center;">*Some buy to let, let to buy mortgages and bridging finance are not regulated by the Financial Conduct Authority.</h5> <h5 class="h5Pink" style="text-align: center;">James Parvin Mortgages Ltd Ltd is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority.</h5> <h5 class="h5Pink" style="text-align: center;">Registered Office: James Parvin Mortgages Ltd, 1 Heathery Lea Avenue, Coatbridge, ML5 4JT. Registered Company Number: SC734214 Registered in Scotland</h5> <p style="text-align: center;"> </p> <quillbot-extension-portal></quillbot-extension-portal><quillbot-extension-portal></quillbot-extension-portal>', 'company_logo' => '20230209_COMLOGO_1675938078.png', 'online_business' => 'No', 'expire_date' => null, 'show_consultant_on_job_detail' => 'No', 'consultant_id' => (int) 0, 'consultant_name' => false, 'consultant_designation' => false, 'consultant_email' => false, 'consultant_mobile' => false, 'consultant_profile_picture' => false, 'cover_letter' => 'No', 'registered_candidates' => false, 'quick_application' => false, 'application_emails' => '', 'show_digi_business_type' => 'No', 'show_digi_comp_reg_no' => 'No', 'show_digi_reg_address' => 'No', 'show_digi_reg_location' => 'No', 'show_digi_reg_postcode' => 'No', 'show_digi_trading_address' => 'No', 'show_digi_location' => 'No', 'show_digi_trading_postcode' => 'No', 'show_digi_email_address' => 'No', 'show_digi_contact_no' => 'No', 'show_digi_website' => 'No', 'show_digi_facebook' => 'No', 'show_digi_linkedin' => 'No', 'show_digi_instagram' => 'No', 'show_digi_twitter' => 'No', 'pa_verified' => 'Yes', 'meta_title' => '', 'meta_keywords' => '', 'meta_description' => '', 'platform' => 'general', 'is_pause' => 'No', 'is_suspend' => 'No', 'request_to_archive' => 'No', 'status' => 'Live', 'archive_date' => null, 'added_by' => '', 'updated_by' => '', 'no_of_views' => (int) 0, 'created' => object(Cake\I18n\FrozenTime) {}, 'modified' => object(Cake\I18n\FrozenTime) {}, 'Packages' => object(App\Model\Entity\Package) {}, 'JobReviews' => [[maximum depth reached]], 'JobDetails' => [ [maximum depth reached] ], 'ParentJob' => null, 'SaveJobCount' => (int) 0, '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [ [maximum depth reached] ], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Jobs' }, (int) 22 => object(App\Model\Entity\Job) { 'id' => (int) 60, 'candidate_id' => (int) 161, 'package_id' => (int) 13, 'admin_id' => (int) 0, 'parent_id' => null, 'blog_count' => (int) 0, 'review_count' => (int) 0, 'testimonial_count' => (int) 9, 'all_blog_count' => (int) 0, 'all_review_count' => (int) 0, 'all_testimonial_count' => (int) 9, 'admin_name' => '', 'subscription_id' => '', 'upgrade_pack_id' => (int) 0, 'upgrade_pack_interval' => 'monthly', 'upgrade_type' => null, 'upgrade_status' => 'created', 'title' => 'Michael Thomas - Just Mortgages ', 'slug' => 'michael-thomas-just-mortgages', 'description' => '<p>With over 25 years’ experience in Mortgage Advice, I offer all of my clients a totally personalised and professional service in all aspects of their mortgage. Whether it be a full involvement in the purchase of a new property (including negotiating on purchase prices, dealing with chains, dealing with solicitors etc.) Or re-mortgaging your property and/or raising funds for any legal purpose. I will be your only point of contact throughout the process.</p> <hr /> <p><strong>THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME/PROPERTY. YOUR HOME OR<br /> PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE</strong>. </p> <h5 class="h5Pink" style="margin: 0cm;">Just Mortgages is a trading name of Just Mortgages Direct Limited which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority. Just Mortgages Direct Limited Registered Office: Colwyn House, Sheepen Place, Colchester, Essex, C03 3LD. Registered in England No. 2412345</h5> <quillbot-extension-portal></quillbot-extension-portal><quillbot-extension-portal></quillbot-extension-portal><quillbot-extension-portal></quillbot-extension-portal><quillbot-extension-portal></quillbot-extension-portal><quillbot-extension-portal></quillbot-extension-portal><quillbot-extension-portal></quillbot-extension-portal>', 'company_logo' => '20230222_COMLOGO_1677073058.png', 'online_business' => 'No', 'expire_date' => null, 'show_consultant_on_job_detail' => 'No', 'consultant_id' => (int) 0, 'consultant_name' => false, 'consultant_designation' => false, 'consultant_email' => false, 'consultant_mobile' => false, 'consultant_profile_picture' => false, 'cover_letter' => 'No', 'registered_candidates' => false, 'quick_application' => false, 'application_emails' => '', 'show_digi_business_type' => 'No', 'show_digi_comp_reg_no' => 'No', 'show_digi_reg_address' => 'No', 'show_digi_reg_location' => 'No', 'show_digi_reg_postcode' => 'No', 'show_digi_trading_address' => 'No', 'show_digi_location' => 'No', 'show_digi_trading_postcode' => 'No', 'show_digi_email_address' => 'No', 'show_digi_contact_no' => 'No', 'show_digi_website' => 'No', 'show_digi_facebook' => 'No', 'show_digi_linkedin' => 'No', 'show_digi_instagram' => 'No', 'show_digi_twitter' => 'No', 'pa_verified' => 'Yes', 'meta_title' => '', 'meta_keywords' => '', 'meta_description' => '', 'platform' => 'general', 'is_pause' => 'No', 'is_suspend' => 'No', 'request_to_archive' => 'No', 'status' => 'Live', 'archive_date' => null, 'added_by' => '', 'updated_by' => '', 'no_of_views' => (int) 0, 'created' => object(Cake\I18n\FrozenTime) {}, 'modified' => object(Cake\I18n\FrozenTime) {}, 'Packages' => object(App\Model\Entity\Package) {}, 'JobReviews' => [[maximum depth reached]], 'JobDetails' => [ [maximum depth reached] ], 'ParentJob' => null, 'SaveJobCount' => (int) 0, '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [ [maximum depth reached] ], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Jobs' }, (int) 23 => object(App\Model\Entity\Job) { 'id' => (int) 63, 'candidate_id' => (int) 166, 'package_id' => (int) 13, 'admin_id' => (int) 0, 'parent_id' => null, 'blog_count' => (int) 0, 'review_count' => (int) 0, 'testimonial_count' => (int) 6, 'all_blog_count' => (int) 0, 'all_review_count' => (int) 0, 'all_testimonial_count' => (int) 6, 'admin_name' => '', 'subscription_id' => '', 'upgrade_pack_id' => (int) 0, 'upgrade_pack_interval' => 'monthly', 'upgrade_type' => null, 'upgrade_status' => 'created', 'title' => 'Verve Financial', 'slug' => 'verve-financial', 'description' => '<p>We provide our clients with a sense of financial wellbeing. No matter what stage of your financial life you’re at, we can help.</p> <p>Helping our clients throughout Wiltshire and beyond get a sense of security with their finances is our passion. We want to keep things simple and work towards a successful financial future. The service you receive is personal and we don’t think it should be any other way.</p> <p>We’ll guide you toward your financial freedom, giving you a sense of financial wellbeing, removing all the stresses that come along with planning.</p> <p>We believe mortgage advice should be accessible to everyone and you shouldn't feel that you have to pay more given your situation, so for that reason we are a fee free mortgage broker.</p> <p> </p> <table class="Table" style="width:450.0pt; border:undefined" width="600"> <tbody> <tr> <td style="padding:0cm 0cm 7.5pt 0cm"> <p style="margin:0cm"><span style="font-size:11pt"><span style="font-family:Calibri,sans-serif"><span style="font-size:7.5pt"><span arial="" style="font-family:"><span style="color:#999999">Verve Financial Ltd is an appointed representative of Quilter Financial Services Limited and Quilter Mortgage Planning Limited which are authorised and regulated by the Financial Conduct Authority.</span></span></span></span></span></p> </td> </tr> <tr> <td style="padding:0cm 0cm 7.5pt 0cm"> <p style="margin:0cm"><span style="font-size:11pt"><span style="font-family:Calibri,sans-serif"><span style="font-size:7.5pt"><span arial="" style="font-family:"><span style="color:#999999">Verve Financial Ltd is registered in England and Wales. Company Number 11010964. Registered Address: Leyland Larkhill Road, Durrington, Salisbury, SP4 8DS.</span></span></span></span></span></p> </td> </tr> </tbody> </table> ', 'company_logo' => '20230323_COMLOGO_1679589901.png', 'online_business' => 'No', 'expire_date' => null, 'show_consultant_on_job_detail' => 'No', 'consultant_id' => (int) 0, 'consultant_name' => false, 'consultant_designation' => false, 'consultant_email' => false, 'consultant_mobile' => false, 'consultant_profile_picture' => false, 'cover_letter' => 'No', 'registered_candidates' => false, 'quick_application' => false, 'application_emails' => '', 'show_digi_business_type' => 'No', 'show_digi_comp_reg_no' => 'No', 'show_digi_reg_address' => 'No', 'show_digi_reg_location' => 'No', 'show_digi_reg_postcode' => 'No', 'show_digi_trading_address' => 'No', 'show_digi_location' => 'No', 'show_digi_trading_postcode' => 'No', 'show_digi_email_address' => 'No', 'show_digi_contact_no' => 'No', 'show_digi_website' => 'No', 'show_digi_facebook' => 'No', 'show_digi_linkedin' => 'No', 'show_digi_instagram' => 'No', 'show_digi_twitter' => 'No', 'pa_verified' => 'Yes', 'meta_title' => '', 'meta_keywords' => '', 'meta_description' => '', 'platform' => 'general', 'is_pause' => 'No', 'is_suspend' => 'No', 'request_to_archive' => 'No', 'status' => 'Live', 'archive_date' => null, 'added_by' => '', 'updated_by' => '', 'no_of_views' => (int) 0, 'created' => object(Cake\I18n\FrozenTime) {}, 'modified' => object(Cake\I18n\FrozenTime) {}, 'Packages' => object(App\Model\Entity\Package) {}, 'JobReviews' => [[maximum depth reached]], 'JobDetails' => [ [maximum depth reached] ], 'ParentJob' => null, 'SaveJobCount' => (int) 0, '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [ [maximum depth reached] ], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Jobs' }, (int) 24 => object(App\Model\Entity\Job) { 'id' => (int) 66, 'candidate_id' => (int) 169, 'package_id' => (int) 13, 'admin_id' => (int) 0, 'parent_id' => null, 'blog_count' => (int) 0, 'review_count' => (int) 0, 'testimonial_count' => (int) 0, 'all_blog_count' => (int) 0, 'all_review_count' => (int) 0, 'all_testimonial_count' => (int) 0, 'admin_name' => '', 'subscription_id' => '', 'upgrade_pack_id' => (int) 0, 'upgrade_pack_interval' => 'monthly', 'upgrade_type' => null, 'upgrade_status' => 'created', 'title' => 'Darius Stonkus @ Jones and Young', 'slug' => 'darius-stonkus-jones-and-young', 'description' => '<h5 class="h5Yellow">Jones & Young are Independent Mortgage Brokers based in Petersfield, Hampshire covering the whole of the UK.</h5> <h5 class="h5Black">Ultimately my role involves dealing with real people that have real life problems, desires and million other things going on in their everyday lives. 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We provide tailored advice to create long-term success and financial progression for our clients.', (int) 32 => '620,616,593,605,619', (int) 49 => '643', (int) 53 => 'Broker fee is £498 payable upon mortgage offer. Insurance advice and set-up is FREE of charge.', (int) 50 => '546,547', (int) 60 => '598', (int) 51 => '596', (int) 35 => '8,124' ] ] $pcf_values_all = [ (int) 538 => 'Later life', (int) 539 => 'Mortgages', (int) 540 => 'Commercial', (int) 541 => 'Insurance', (int) 542 => 'Initial or Ongoing Consultation Fees', (int) 543 => 'Free Consultations', (int) 555 => 'Inheritance Tax Planning', (int) 556 => 'Buy to Let', (int) 557 => 'Business Protection', (int) 558 => 'Care Plans', (int) 560 => 'International Wealth Management', (int) 561 => 'Retirement Planning', (int) 562 => 'Protection', (int) 563 => 'Investment Planning', (int) 564 => 'Trusts', (int) 565 => 'Will Writing', (int) 566 => 'Wealth Management', (int) 567 => 'Bridging Loans', (int) 568 => 'Commercial Finance', (int) 569 => 'Development Loans', (int) 570 => 'Equity Release', (int) 571 => 'First Time buyer', (int) 572 => 'High Net-Worth Mortgages', (int) 573 => 'Home Mover Mortgages', (int) 574 => 'New Build Home Mortgages', (int) 575 => 'Remortgage', (int) 576 => 'Second Charge Loans', (int) 577 => 'Self-employed mortgages', (int) 578 => 'Business Whole of Life', (int) 579 => 'Critical Illness cover', (int) 580 => 'Health Insurance', (int) 581 => 'Home insurance', (int) 582 => 'Income Protection', (int) 583 => 'Key man Insurance', (int) 584 => 'Landlord Insurance', (int) 585 => 'Shareholder protection insurance', (int) 586 => 'Whole of Life Insurance', (int) 587 => 'Estate Planning', (int) 588 => 'Power of Attorney', (int) 589 => 'Probate Services', (int) 590 => 'Trusts', (int) 591 => 'Will Writers', (int) 630 => 'Financial', (int) 641 => 'Life Insurance', (int) 642 => 'Pension Transfers', (int) 643 => 'No obligation consultation', (int) 677 => 'Initial fee free consultation', (int) 681 => 'Mortgage Capacity Reports' ] $towns_list = [ (int) 0 => object(App\Model\Entity\Town) { 'id' => (int) 7428, 'name' => 'Canary Wharf', 'slug' => 'canary-wharf-greater-london-537637', 'county' => 'Greater London', 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=> 'south-west-england', 'country' => 'England', 'country_slug' => 'england', 'grid_reference' => 'SX554562', 'easting' => (int) 255440, 'northing' => (int) 56231, 'latitude' => (float) 50.38815, 'longitude' => (float) -4.0349, 'elevation' => (int) 65, 'postcode_sector' => 'PL7 2', 'local_government_area' => 'City of Plymouth', 'type' => 'Suburban Area', '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [[maximum depth reached]], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Towns' }, (int) 2 => object(App\Model\Entity\Town) { 'id' => (int) 8510, 'name' => 'Chedzoy', 'slug' => 'chedzoy-somerset-333982', 'county' => 'Somerset', 'county_slug' => 'somerset-south-west', 'nuts_region' => 'South West', 'nuts_region_slug' => 'south-west-england', 'country' => 'England', 'country_slug' => 'england', 'grid_reference' => 'ST339375', 'easting' => (int) 333982, 'northing' => (int) 137501, 'latitude' => (float) 51.13296, 'longitude' => (float) -2.94489, 'elevation' => (int) 10, 'postcode_sector' => 'TA7 8', 'local_government_area' => 'Sedgemoor District', 'type' => 'Village', '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [[maximum depth reached]], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Towns' }, (int) 3 => object(App\Model\Entity\Town) { 'id' => (int) 8531, 'name' => 'Chelmsford', 'slug' => 'chelmsford-essex-570897', 'county' => 'Essex', 'county_slug' => 'essex-eastern', 'nuts_region' => 'Eastern', 'nuts_region_slug' => 'eastern-england', 'country' => 'England', 'country_slug' => 'england', 'grid_reference' => 'TL708071', 'easting' => (int) 570897, 'northing' => (int) 207155, 'latitude' => (float) 51.73705, 'longitude' => (float) 0.47361, 'elevation' => (int) 29, 'postcode_sector' => 'CM1 1', 'local_government_area' => 'Chelmsford District', 'type' => 'City', '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [[maximum depth reached]], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Towns' }, (int) 4 => object(App\Model\Entity\Town) { 'id' => (int) 9571, 'name' => 'Coatbridge', 'slug' => 'coatbridge-lanarkshire-273102', 'county' => 'Lanarkshire', 'county_slug' => 'lanarkshire-scotland', 'nuts_region' => 'Scotland', 'nuts_region_slug' => 'scotland-scotland', 'country' => 'Scotland', 'country_slug' => 'scotland', 'grid_reference' => 'NS731651', 'easting' => (int) 273102, 'northing' => (int) 665104, 'latitude' => (float) 55.86236, 'longitude' => (float) -4.02914, 'elevation' => (int) 84, 'postcode_sector' => 'ML5 3', 'local_government_area' => 'North Lanarkshire', 'type' => 'Town', '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [[maximum depth reached]], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Towns' }, (int) 5 => object(App\Model\Entity\Town) { 'id' => (int) 10355, 'name' => 'Corringham', 'slug' => 'corringham-essex-569985', 'county' => 'Essex', 'county_slug' => 'essex-eastern', 'nuts_region' => 'Eastern', 'nuts_region_slug' => 'eastern-england', 'country' => 'England', 'country_slug' => 'england', 'grid_reference' => 'TQ699835', 'easting' => (int) 569985, 'northing' => (int) 183562, 'latitude' => (float) 51.52539, 'longitude' => (float) 0.44897, 'elevation' => (int) 24, 'postcode_sector' => 'SS17 7', 'local_government_area' => 'Thurrock', 'type' => 'Town', '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [[maximum depth reached]], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Towns' }, (int) 6 => object(App\Model\Entity\Town) { 'id' => (int) 12560, 'name' => 'Doncaster', 'slug' => 'doncaster-south-yorkshire-457621', 'county' => 'South Yorkshire', 'county_slug' => 'south-yorkshire-yorkshire-and-the-humber', 'nuts_region' => 'Yorkshire and the Humber', 'nuts_region_slug' => 'yorkshire-and-the-humber-england', 'country' => 'England', 'country_slug' => 'england', 'grid_reference' => 'SE576032', 'easting' => (int) 457621, 'northing' => (int) 403245, 'latitude' => (float) 53.52272, 'longitude' => (float) -1.13235, 'elevation' => (int) 19, 'postcode_sector' => 'DN1 1', 'local_government_area' => 'Doncaster District', 'type' => 'Town', '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [[maximum depth reached]], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Towns' }, (int) 7 => object(App\Model\Entity\Town) { 'id' => (int) 13073, 'name' => 'Dundee', 'slug' => 'dundee-city-of-dundee-340093', 'county' => 'City of Dundee', 'county_slug' => 'city-of-dundee-scotland', 'nuts_region' => 'Scotland', 'nuts_region_slug' => 'scotland-scotland', 'country' => 'Scotland', 'country_slug' => 'scotland', 'grid_reference' => 'NO400300', 'easting' => (int) 340093, 'northing' => (int) 730009, 'latitude' => (float) 56.45841, 'longitude' => (float) -2.97367, 'elevation' => (int) 16, 'postcode_sector' => 'DD1 4', 'local_government_area' => 'Dundee City', 'type' => 'City', '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [[maximum depth reached]], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Towns' }, (int) 8 => object(App\Model\Entity\Town) { 'id' => (int) 13095, 'name' => 'Dungannon', 'slug' => 'dungannon-county-tyrone-279738', 'county' => 'County Tyrone', 'county_slug' => 'county-tyrone-northern-ireland', 'nuts_region' => 'Northern Ireland', 'nuts_region_slug' => 'northern-ireland-northern-ireland', 'country' => 'Northern Ireland', 'country_slug' => 'northern-ireland', 'grid_reference' => 'H797619', 'easting' => (int) 279738, 'northing' => (int) 361982, 'latitude' => (float) 54.5, 'longitude' => (float) -6.77, 'elevation' => (int) 71, 'postcode_sector' => 'BT71 7', 'local_government_area' => 'Mid Ulster', 'type' => 'Town', '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [[maximum depth reached]], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Towns' }, (int) 9 => object(App\Model\Entity\Town) { 'id' => (int) 14754, 'name' => 'Fallin', 'slug' => 'fallin-stirling-and-falkirk-283520', 'county' => 'Stirling and Falkirk', 'county_slug' => 'stirling-and-falkirk-scotland', 'nuts_region' => 'Scotland', 'nuts_region_slug' => 'scotland-scotland', 'country' => 'Scotland', 'country_slug' => 'scotland', 'grid_reference' => 'NS835917', 'easting' => (int) 283520, 'northing' => (int) 691716, 'latitude' => (float) 56.10397, 'longitude' => (float) -3.87431, 'elevation' => (int) 13, 'postcode_sector' => 'FK7 7', 'local_government_area' => 'Stirling', 'type' => 'Village', '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [[maximum depth reached]], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Towns' }, (int) 10 => object(App\Model\Entity\Town) { 'id' => (int) 15510, 'name' => 'Folkestone', 'slug' => 'folkestone-kent-622846', 'county' => 'Kent', 'county_slug' => 'kent-south-east', 'nuts_region' => 'South East', 'nuts_region_slug' => 'south-east-england', 'country' => 'England', 'country_slug' => 'england', 'grid_reference' => 'TR228361', 'easting' => (int) 622846, 'northing' => (int) 136189, 'latitude' => (float) 51.08172, 'longitude' => (float) 1.18028, 'elevation' => (int) 26, 'postcode_sector' => 'CT20 1', 'local_government_area' => 'Shepway District', 'type' => 'Town', '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [[maximum depth reached]], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Towns' }, (int) 11 => object(App\Model\Entity\Town) { 'id' => (int) 23649, 'name' => 'Knutsford', 'slug' => 'knutsford-cheshire-375123', 'county' => 'Cheshire', 'county_slug' => 'cheshire-north-west', 'nuts_region' => 'North West', 'nuts_region_slug' => 'north-west-england', 'country' => 'England', 'country_slug' => 'england', 'grid_reference' => 'SJ751785', 'easting' => (int) 375123, 'northing' => (int) 378529, 'latitude' => (float) 53.30312, 'longitude' => (float) -2.37476, 'elevation' => (int) 68, 'postcode_sector' => 'WA16 0', 'local_government_area' => 'Cheshire East', 'type' => 'Town', '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [[maximum depth reached]], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Towns' }, (int) 12 => object(App\Model\Entity\Town) { 'id' => (int) 24578, 'name' => 'Leyland', 'slug' => 'leyland-lancashire-354177', 'county' => 'Lancashire', 'county_slug' => 'lancashire-north-west', 'nuts_region' => 'North West', 'nuts_region_slug' => 'north-west-england', 'country' => 'England', 'country_slug' => 'england', 'grid_reference' => 'SD541216', 'easting' => (int) 354177, 'northing' => (int) 421644, 'latitude' => (float) 53.68922, 'longitude' => (float) -2.69536, 'elevation' => (int) 46, 'postcode_sector' => 'PR25 3', 'local_government_area' => 'South Ribble District', 'type' => 'Town', '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [[maximum depth reached]], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Towns' }, (int) 13 => object(App\Model\Entity\Town) { 'id' => (int) 26025, 'name' => 'London', 'slug' => 'london-greater-london-532473', 'county' => 'Greater London', 'county_slug' => 'greater-london-london', 'nuts_region' => 'London', 'nuts_region_slug' => 'london-england', 'country' => 'England', 'country_slug' => 'england', 'grid_reference' => 'TQ324812', 'easting' => (int) 532473, 'northing' => (int) 181219, 'latitude' => (float) 51.51437, 'longitude' => (float) -0.09229, 'elevation' => (int) 31, 'postcode_sector' => 'EC2V 8', 'local_government_area' => 'City of London', 'type' => 'City', '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [[maximum depth reached]], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Towns' }, (int) 14 => object(App\Model\Entity\Town) { 'id' => (int) 30211, 'name' => 'Newcastle-under-Lyme', 'slug' => 'newcastle-under-lyme-staffordshire-384799', 'county' => 'Staffordshire', 'county_slug' => 'staffordshire-west-midlands', 'nuts_region' => 'West Midlands', 'nuts_region_slug' => 'west-midlands-england', 'country' => 'England', 'country_slug' => 'england', 'grid_reference' => 'SJ847460', 'easting' => (int) 384799, 'northing' => (int) 346008, 'latitude' => (float) 53.01116, 'longitude' => (float) -2.22801, 'elevation' => (int) 133, 'postcode_sector' => 'ST5 1', 'local_government_area' => 'Newcastle-under-Lyme District', 'type' => 'Town', '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [[maximum depth reached]], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Towns' }, (int) 15 => object(App\Model\Entity\Town) { 'id' => (int) 32393, 'name' => 'Oxted', 'slug' => 'oxted-surrey-539389', 'county' => 'Surrey', 'county_slug' => 'surrey-south-east', 'nuts_region' => 'South East', 'nuts_region_slug' => 'south-east-england', 'country' => 'England', 'country_slug' => 'england', 'grid_reference' => 'TQ393528', 'easting' => (int) 539389, 'northing' => (int) 152880, 'latitude' => (float) 51.25805, 'longitude' => (float) -0.0038, 'elevation' => (int) 105, 'postcode_sector' => 'RH8 0', 'local_government_area' => 'Tandridge District', 'type' => 'Town', '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [[maximum depth reached]], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Towns' }, (int) 16 => object(App\Model\Entity\Town) { 'id' => (int) 32424, 'name' => 'Paddock Wood', 'slug' => 'paddock-wood-kent-567086', 'county' => 'Kent', 'county_slug' => 'kent-south-east', 'nuts_region' => 'South East', 'nuts_region_slug' => 'south-east-england', 'country' => 'England', 'country_slug' => 'england', 'grid_reference' => 'TQ670451', 'easting' => (int) 567086, 'northing' => (int) 145186, 'latitude' => (float) 51.18149, 'longitude' => (float) 0.38921, 'elevation' => (int) 16, 'postcode_sector' => 'TN12 6', 'local_government_area' => 'Tunbridge Wells District', 'type' => 'Town', '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [[maximum depth reached]], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Towns' }, (int) 17 => object(App\Model\Entity\Town) { 'id' => (int) 33455, 'name' => 'Petersfield', 'slug' => 'petersfield-hampshire-474632', 'county' => 'Hampshire', 'county_slug' => 'hampshire-south-east', 'nuts_region' => 'South East', 'nuts_region_slug' => 'south-east-england', 'country' => 'England', 'country_slug' => 'england', 'grid_reference' => 'SU746232', 'easting' => (int) 474632, 'northing' => (int) 123266, 'latitude' => (float) 51.00395, 'longitude' => (float) -0.93771, 'elevation' => (int) 66, 'postcode_sector' => 'GU32 3', 'local_government_area' => 'East Hampshire District', 'type' => 'Town', '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [[maximum depth reached]], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Towns' }, (int) 18 => object(App\Model\Entity\Town) { 'id' => (int) 34494, 'name' => 'Preston', 'slug' => 'preston-lancashire-354046', 'county' => 'Lancashire', 'county_slug' => 'lancashire-north-west', 'nuts_region' => 'North West', 'nuts_region_slug' => 'north-west-england', 'country' => 'England', 'country_slug' => 'england', 'grid_reference' => 'SD540295', 'easting' => (int) 354046, 'northing' => (int) 429582, 'latitude' => (float) 53.76055, 'longitude' => (float) -2.69853, 'elevation' => (int) 44, 'postcode_sector' => 'PR1 2', 'local_government_area' => 'Preston District', 'type' => 'City', '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [[maximum depth reached]], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Towns' }, (int) 19 => object(App\Model\Entity\Town) { 'id' => (int) 36587, 'name' => 'Salisbury', 'slug' => 'salisbury-wiltshire-414360', 'county' => 'Wiltshire', 'county_slug' => 'wiltshire-south-west', 'nuts_region' => 'South West', 'nuts_region_slug' => 'south-west-england', 'country' => 'England', 'country_slug' => 'england', 'grid_reference' => 'SU143301', 'easting' => (int) 414360, 'northing' => (int) 130135, 'latitude' => (float) 51.07037, 'longitude' => (float) -1.79643, 'elevation' => (int) 52, 'postcode_sector' => 'SP1 1', 'local_government_area' => 'Wiltshire', 'type' => 'City', '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [[maximum depth reached]], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Towns' }, (int) 20 => object(App\Model\Entity\Town) { 'id' => (int) 37478, 'name' => 'Sheffield', 'slug' => 'sheffield-south-yorkshire-435449', 'county' => 'South Yorkshire', 'county_slug' => 'south-yorkshire-yorkshire-and-the-humber', 'nuts_region' => 'Yorkshire and the Humber', 'nuts_region_slug' => 'yorkshire-and-the-humber-england', 'country' => 'England', 'country_slug' => 'england', 'grid_reference' => 'SK354874', 'easting' => (int) 435449, 'northing' => (int) 387427, 'latitude' => (float) 53.38251, 'longitude' => (float) -1.46854, 'elevation' => (int) 83, 'postcode_sector' => 'S1 1', 'local_government_area' => 'Sheffield District', 'type' => 'City', '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [[maximum depth reached]], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Towns' }, (int) 21 => object(App\Model\Entity\Town) { 'id' => (int) 46508, 'name' => 'Whiteley', 'slug' => 'whiteley-hampshire-452343', 'county' => 'Hampshire', 'county_slug' => 'hampshire-south-east', 'nuts_region' => 'South East', 'nuts_region_slug' => 'south-east-england', 'country' => 'England', 'country_slug' => 'england', 'grid_reference' => 'SU523093', 'easting' => (int) 452343, 'northing' => (int) 109365, 'latitude' => (float) 50.88141, 'longitude' => (float) -1.25733, 'elevation' => (int) 26, 'postcode_sector' => 'PO15 7', 'local_government_area' => 'Fareham District', 'type' => 'Locality', '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [[maximum depth reached]], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Towns' } ] $custom_field_list = [ (int) 39 => 'Adviser Information', (int) 1 => 'Company Name ', (int) 15 => 'Company Type', (int) 28 => 'Company Registration No', (int) 36 => 'Street (Registered Address) ', (int) 37 => 'Registered Town / City', (int) 38 => 'Registered Post Code', (int) 41 => 'Same As Above - CF ', (int) 16 => 'Street (Trading Address)', (int) 3 => 'City / Town', (int) 29 => 'Post Code', (int) 58 => 'The Financial Services Register', (int) 45 => 'FCA Reg No', (int) 47 => 'Exempt Professional Firm', (int) 18 => 'Contact Details', (int) 19 => 'Email Address', (int) 17 => 'Contact Tel No', (int) 20 => 'Website', (int) 43 => 'Facebook', (int) 23 => 'LinkedIn', (int) 24 => 'Instagram', (int) 44 => 'Twitter', (int) 40 => 'Profile', (int) 26 => 'Logo', (int) 48 => 'What products do you advise on?', (int) 54 => 'Financial', (int) 55 => 'Mortgage & Loan', (int) 56 => 'Insurance', (int) 57 => 'Later life', (int) 61 => 'Commercial', (int) 52 => 'Headline Description', (int) 2 => 'Your Profile', (int) 32 => 'Tags', (int) 49 => 'Charges', (int) 53 => 'Details', (int) 50 => 'Our Advice Methods', (int) 51 => 'Minimum Wealth', (int) 35 => 'Languages you can advise in' ] $arrPackageCF = [ (int) 14 => [ (int) 0 => (int) 15, (int) 1 => (int) 32, (int) 2 => (int) 28, (int) 3 => (int) 45, (int) 4 => (int) 47, (int) 5 => (int) 43, (int) 6 => (int) 23, (int) 7 => (int) 24, (int) 8 => (int) 44, (int) 9 => (int) 48, (int) 10 => (int) 54, (int) 11 => (int) 55, (int) 12 => (int) 56, (int) 13 => (int) 57, (int) 14 => (int) 52, (int) 15 => (int) 19, (int) 16 => (int) 17 ], (int) 13 => [ (int) 0 => (int) 15, (int) 1 => (int) 32, (int) 2 => (int) 59, (int) 3 => (int) 28, (int) 4 => (int) 36, (int) 5 => (int) 37, (int) 6 => (int) 38, (int) 7 => (int) 41, (int) 8 => (int) 16, (int) 9 => (int) 3, (int) 10 => (int) 29, (int) 11 => (int) 45, (int) 12 => (int) 47, (int) 13 => (int) 20, (int) 14 => (int) 43, (int) 15 => (int) 23, (int) 16 => (int) 24, (int) 17 => (int) 44, (int) 18 => (int) 48, (int) 19 => (int) 54, (int) 20 => (int) 55, (int) 21 => (int) 56, (int) 22 => (int) 57, (int) 23 => (int) 61, (int) 24 => (int) 52, (int) 25 => (int) 49, (int) 26 => (int) 53, (int) 27 => (int) 50, (int) 28 => (int) 60, (int) 29 => (int) 51, (int) 30 => (int) 35, (int) 31 => (int) 19, (int) 32 => (int) 17 ], (int) 15 => [ (int) 0 => (int) 15, (int) 1 => (int) 32, (int) 2 => (int) 59, (int) 3 => (int) 28, (int) 4 => (int) 36, (int) 5 => (int) 37, (int) 6 => (int) 38, (int) 7 => (int) 41, (int) 8 => (int) 16, (int) 9 => (int) 3, (int) 10 => (int) 29, (int) 11 => (int) 45, (int) 12 => (int) 47, (int) 13 => (int) 20, (int) 14 => (int) 43, (int) 15 => (int) 23, (int) 16 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'upgrade_pack_interval' => 'monthly', 'upgrade_type' => null, 'upgrade_status' => 'created', 'title' => 'Delato Finance Ltd', 'slug' => 'delato-finance-ltd', 'description' => '<h1 data-custom-font="" data-is-italic-supported="" data-line-height="" data-old-bold="true"> </h1> <h1 data-custom-font="" data-is-italic-supported="" data-line-height="" data-old-bold="true">Your Gateway to Property Finance</h1> <p> </p> <h2 data-custom-font="" data-is-italic-supported="" data-line-height="">Unlocking Opportunities with Tailored Financial Solutions</h2> ', 'company_logo' => '20241114_COMLOGO_1731575915.png', 'online_business' => 'No', 'expire_date' => null, 'show_consultant_on_job_detail' => 'No', 'consultant_id' => (int) 0, 'consultant_name' => false, 'consultant_designation' => false, 'consultant_email' => false, 'consultant_mobile' => false, 'consultant_profile_picture' => false, 'cover_letter' => 'No', 'registered_candidates' => false, 'quick_application' => false, 'application_emails' => 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Finance Ltd', 'Company Type' => 'Non-FCA', 'Email Address' => 'info@delato-finance.co.uk', 'Contact Tel No' => '01604389127', 'Website' => 'www.delato-finance.co.uk', 'What products do you advise on?' => 'Mortgages, Commercial', 'Mortgage & Loan' => 'Bridging Loans, Buy to Let, Development Loans', 'Commercial' => 'Bridging Loans, Commercial Finance, Development Loans', 'Headline Description' => 'We specialize in commercial mortgages, property development finance, and bridging loans as well as buy to let mortgages. 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Our website offers information about financial products such as investing, savings, equity release, mortgages, and insurance. None of the information on Sunny Avenue constitutes personal advice. Sunny Avenue does not offer any of these services directly and we only act as a directory service to connect you to the experts. If you require further information to proceed you will need to request advice, for example from the financial advisers listed. If you decide to invest, read the important investment notes provided first, decide how to proceed on your own basis, and remember that investments can go up and down in value, so you could get back less than you put in.
Think carefully before securing debts against your home. A mortgage is a loan secured on your home, which you could lose if you do not keep up your mortgage payments. Check that any mortgage will meet your needs if you want to move or sell your home or you want your family to inherit it. If you are in any doubt, seek independent advice.
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The information on the site is not tailored advice to each individual reader, and as such does not constitute financial advice. All the advisers we work with are fully qualified to provide advice in their areas and we only list firms that are authorised and regulated by the Financial Conduct Authority otherwise it is clearly stated that we are unable to verify their FCA status.
Sunny Avenue is not regulated by the FCA as we do not provide any financial services or advice. We act as a directory service for financial professionals.
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