With house prices getting away from many of us, it's been a common thought to wonder if you could just build your own. But, first, you need to buy the land, and it's not that straightforward. This raises the question, is buying land worth it?
In this insight, we explore your options for buying land, what you need to be aware of, how you can finance buying land, and if buying land is worth it.
Whether buying land is worth it depends on your situation. It offers potential benefits like investment potential and flexibility, but costs, development challenges, market volatility, and regulation changes should be considered.
When deciding whether buying land is worth it, it's essential to carefully evaluate these factors in the context of your specific situation. Consider your financial goals, risk tolerance, long-term plans, and conduct thorough research. Consulting professionals such as estate agents, solicitors, and financial advisers can provide valuable insights to help you make an informed decision.
The main two reasons someone would buy land would be either to hold as an investment, or to build a house. However, there are several reasons why buying land would be of use:
Land can be a long-term investment that offers the potential for growth in value. Investing in land with growth potential or in areas experiencing development can lead to financial gains over time.
Purchasing land allows individuals to build their own customised home according to their preferences and needs. This provides the opportunity to create a living space that aligns with their vision and lifestyle.
Land ownership can enable the establishment of businesses such as agriculture, farming, or commercial ventures. It provides a physical space to develop and operate a business.
Land with development potential can be acquired for future construction projects, such as residential or commercial developments. This allows for capitalizing on growth in the surrounding area.
Buying land can be driven by a desire to protect and preserve natural habitats, ecosystems, or culturally significant areas. It provides the opportunity to contribute to environmental conservation efforts.
Some individuals purchase land for recreational activities like camping, hunting, fishing, or simply to have a private retreat away from urban areas.
Buying land for agricultural purposes allows for farming, livestock raising, or other agricultural activities. This can be a fulfilling lifestyle choice or a business opportunity.
Land in the UK has a designated purpose. This purpose is assigned by the government. When purchasing land it's important to consider the specific type of land and whether it is already designated to the purpose you intend to use it for. If it isn't, you face the challenge of changing the land purpose.
Designated land purposes include:
This type of land is suitable for residential purposes, including single-family homes, townhouses, or apartment buildings. It is typically located in residential neighborhoods or subdivisions.
Commercial land is intended for business use, such as retail outlets, offices, hotels, or industrial facilities. The location and zoning of the land often determine its suitability for commercial development.
Agricultural land is used for farming, crop cultivation, livestock rearing, or other agricultural activities. It is typically characterized by fertile soil, water resources, and access to necessary infrastructure.
Industrial land is designated for manufacturing, warehouses, or other industrial activities. It requires adequate space for large-scale operations, transportation access, and utilities.
Recreational land includes parks, open spaces, and areas designated for outdoor activities. It may be publicly owned or privately owned and used for recreational purposes like sports, picnicking, or hiking.
Amenity land refers to land that provides aesthetic value or recreational benefits. It may include green spaces, nature reserves, or areas with scenic views. Amenity land is often preserved for its environmental or cultural significance.
Development land refers to land with the potential for construction or expansion. It may be unoccupied, presenting opportunities for residential, commercial, or mixed-use development.
Researching whether buying land is worth it involves gathering relevant information and conducting due diligence. Just like when you buy property, you can employ a solicitor to run searches on the land to check it is suitable for your needs.
The searches to run include:
A title search verifies the land's ownership and any existing legal encumbrances. It provides details about the current owner, any outstanding mortgages or liens, and any restrictions or easements on the property.
This search reveals information held by the local council or municipality, including planning permissions, building regulations, environmental issues, or proposed developments in the area. It helps you understand any potential future developments or restrictions that may affect the land.
The Land Registry keeps records of land ownership and registered charges in a specific jurisdiction. This search confirms the accuracy of the title, boundaries, and any registered interests or rights on the land.
An environmental search assesses potential risks such as contamination, flood zones, or other environmental hazards that may impact the land. It provides insights into any remediation requirements or restrictions.
If the land is located in an area prone to flooding, a flood risk assessment can help evaluate the potential risks, insurance requirements, and the impact on the land's value and development potential.
These searches identify the availability and proximity of essential utilities such as water, electricity, gas, drainage, and telephone line connections. It ensures that the land has access to the necessary services for development or use.
Alongside these searches, you can consider arranging a survey of the land for an opinion based on the structure of the land as opposed to legal aspects identified by a solicitor. Be sure to consider the results carefully as failing to do so could get expensive later on if you need to implement any major changes to make the land fit for purpose.
When buying land, the presence or absence of planning permission can significantly impact the deal. In the UK, many land plots are sold with Outline Planning Permission (OPP), which means that full permission must be obtained within three years of the OPP's grant date.
Even if Detailed Planning Permission (DPP) is obtained, it doesn't guarantee the ability to build on the plot due to potential restrictive covenants. Land covenants are legal agreements or restrictions that are attached to a property or parcel of land. These agreements dictate how the land can be used or what specific actions or limitations are placed upon the property owner. Land covenants are typically written into the property deeds and are legally binding.
Land without planning permission should be approached with caution. It's important to question why the land lacks planning permission. Has it been previously refused, or has a previous OPP expired? Thorough examination and legal guidance are necessary in such cases.
Investing in agricultural land and forestry provides tax advantages, including exemption from inheritance tax if the land is held for at least 2 years prior to death. However, purchasing land with an existing residential property may attract high Stamp Duty tax, while buying land without a residential property can result in significant Stamp Duty savings. For more information on stamp duty and land, read: Do you pay Stamp Duty on Land? Land without planning permission is often priced lower, but there's a risk of being unable to sell if planning permission is not obtained.
There are a few ways you can buy land. Firstly, you could buy the land outright with cash. However, not everyone has that sort of money laying around. If you're sure you want to progress with buying the land you've identified, you can consider raising finance instead.
The options for borrowing money include:
The purchase of land can be funded through a land mortgage, a long-term secured loan that uses the land as collateral. Like with a standard mortgage, if you can't make payments, your land may be repossessed.
If you're looking to construct a residential property, a development loan, also referred to as a self-build mortgage, can be used to purchase land for this purpose.
Development loans are an option that can cover both the land and building costs of the property. The funds for the land are released upfront, while the money for the property build is released in stages. Regular valuations are necessary at each development stage, and the funds will be released if each stage aligns with the expected valuation figures.
Bridging loans are short-term financing options designed to bridge the gap between the purchase of a new property and the sale of an existing property. If you need immediate funds to secure a land purchase, a bridging loan can provide fast access to the necessary capital. Alternatively, if you intend to let the eventual property, you can consider a Bridge to Let Mortgage. If you're unsure how a bridging loan can help you consider reading our insight: what can a bridging loan be used for?
To ensure you get the right advice when buying land in the UK, consult professionals such as estate agents, solicitors, surveyors, and financial advisers with expertise in land transactions. Conduct research to understand the land buying process and local market conditions. Seek multiple opinions to gain different perspectives, check credentials, and consider recommendations from other landowners or investors.
Beware of land investment scams that promise high returns through purchasing plots of land. These fraudulent schemes involve buying land at inflated prices and selling smaller parcels to unsuspecting investors, often with false claims of planning permission. These firms operate outside the regulation of financial authorities, making it crucial to exercise caution. Conduct thorough research and be skeptical of unrealistic promises. Countless investors have lost substantial sums to these scams. Stay vigilant and protect your hard-earned money.
So, is it worth buying land? It does depend on your personal circumstances, the reason you intend to buy the land, and the quality of the land available. If you don't have the right intentions and plan thoroughly before you act, it could result in a headache. You'll be left wishing you hadn't started. That said if you're building a house, it's a once-in-a-lifetime opportunity to seize.
Stuart is an expert in Property, Money, Banking & Finance, having worked in retail and investment banking for 10+ years before founding Sunny Avenue. Stuart has spent his career studying finance. He holds qualifications in financial studies, mortgage advice & practice, banking operations, dealing & financial markets, derivatives, securities & investments.
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These type of clients do not fit high street orders and need specialist advice which I can provide.</strong></p> <h5 class="h5Pink" style="text-align: center;"><strong>When your bank or building society says ‘No’ to your application because you don’t fit the mould, we aim to get the ‘Yes’ you’re looking for.</strong></h5> <h5 class="h5Pink" style="text-align: center;"><strong>UK Lending helps you apply for complex mortgages and property-secured loans, from specialist lenders who may well look on your application more favourably than middle-of-the-road high street lenders.</strong></h5> <p style="text-align: center;"><strong>YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE</strong></p> <hr /> <p style="text-align:center"><img alt="Uk Lending" src="/webroot/img/userfiles/user_168/Capture.PNG" width="1215" /></p> <p><img alt="Uklending buy to let" height="287" src="/webroot/img/userfiles/user_168/captir2.PNG" style="float:left" width="500" /></p> <p><img alt="Uk lending 3" height="320" src="/webroot/img/userfiles/user_168/Capture3.PNG" style="float:right" width="500" /></p> <p style="text-align: center;"> </p> <p style="text-align: center;"> </p> <p style="text-align: center;"> </p> <p style="text-align: center;"> </p> <p style="text-align: center;"> </p> <p style="text-align: center;"> </p> <p style="text-align: center;"> </p> ', 'company_logo' => '20230330_COMLOGO_1680179241.png', 'online_business' => 'No', 'expire_date' => null, 'show_consultant_on_job_detail' => 'No', 'consultant_id' => (int) 0, 'consultant_name' => false, 'consultant_designation' => false, 'consultant_email' => false, 'consultant_mobile' => false, 'consultant_profile_picture' => false, 'cover_letter' => 'No', 'registered_candidates' => false, 'quick_application' => false, 'application_emails' => '', 'show_digi_business_type' => 'No', 'show_digi_comp_reg_no' => 'No', 'show_digi_reg_address' => 'No', 'show_digi_reg_location' => 'No', 'show_digi_reg_postcode' => 'No', 'show_digi_trading_address' => 'No', 'show_digi_location' => 'No', 'show_digi_trading_postcode' => 'No', 'show_digi_email_address' => 'No', 'show_digi_contact_no' => 'No', 'show_digi_website' => 'No', 'show_digi_facebook' => 'No', 'show_digi_linkedin' => 'No', 'show_digi_instagram' => 'No', 'show_digi_twitter' => 'No', 'pa_verified' => 'Yes', 'meta_title' => '', 'meta_keywords' => '', 'meta_description' => '', 'platform' => 'general', 'is_pause' => 'No', 'is_suspend' => 'No', 'request_to_archive' => 'No', 'status' => 'Live', 'archive_date' => null, 'added_by' => '', 'updated_by' => '', 'no_of_views' => (int) 0, 'created' => object(Cake\I18n\FrozenTime) {}, 'modified' => object(Cake\I18n\FrozenTime) {}, 'Packages' => object(App\Model\Entity\Package) {}, 'JobReviews' => [[maximum depth reached]], 'JobDetails' => [ [maximum depth reached] ], 'ParentJob' => null, 'SaveJobCount' => (int) 0, '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [ [maximum depth reached] ], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Jobs' }, (int) 5 => object(App\Model\Entity\Job) { 'id' => (int) 66, 'candidate_id' => (int) 169, 'package_id' => (int) 13, 'admin_id' => (int) 0, 'parent_id' => null, 'blog_count' => (int) 0, 'review_count' => (int) 0, 'testimonial_count' => (int) 0, 'all_blog_count' => (int) 0, 'all_review_count' => (int) 0, 'all_testimonial_count' => (int) 0, 'admin_name' => '', 'subscription_id' => '', 'upgrade_pack_id' => (int) 0, 'upgrade_pack_interval' => 'monthly', 'upgrade_type' => null, 'upgrade_status' => 'created', 'title' => 'Darius Stonkus @ Jones and Young', 'slug' => 'darius-stonkus-jones-and-young', 'description' => '<h5 class="h5Yellow">Jones & Young are Independent Mortgage Brokers based in Petersfield, Hampshire covering the whole of the UK.</h5> <h5 class="h5Black">Ultimately my role involves dealing with real people that have real life problems, desires and million other things going on in their everyday lives. As buying a HOME is always a BIG decision, especially if it is your first one I want to make sure that the process runs smoothly and you are informed all the way along the journey. It is especially satisfying when a person that never thought it was possible gets the keys to their property.<br /> <br /> However, we don’t just leave it there as new large financial commitments create liabilities that need to be “neutralised”. You will get an impartial and FREE advice about insurance solutions to protect your financial wellbeing that you have worked so hard for.<br /> <br /> If you are a paid via CIS, contractor, ltd director, have had a financial blip in the past or any combination of the above, I want to hear from you.<br /> However, be brave and get in touch even if you do not fit the above description as I have helped people with employed incomes as well.<br /> <br /> Just so you know there is a real person behind this profile pic ! I know crazy. When I’m not on the phone or my laptop you will find me doing pull ups and push ups, reading books about human body and parenting, eating my own cooked good food, checking the news out, posting stuff on TikTok and a bunch of other stuff.</h5> ', 'company_logo' => '20230421_COMLOGO_1682071071.png', 'online_business' => 'No', 'expire_date' => null, 'show_consultant_on_job_detail' => 'No', 'consultant_id' => (int) 0, 'consultant_name' => false, 'consultant_designation' => false, 'consultant_email' => false, 'consultant_mobile' => false, 'consultant_profile_picture' => false, 'cover_letter' => 'No', 'registered_candidates' => false, 'quick_application' => false, 'application_emails' => '', 'show_digi_business_type' => 'No', 'show_digi_comp_reg_no' => 'No', 'show_digi_reg_address' => 'No', 'show_digi_reg_location' => 'No', 'show_digi_reg_postcode' => 'No', 'show_digi_trading_address' => 'No', 'show_digi_location' => 'No', 'show_digi_trading_postcode' => 'No', 'show_digi_email_address' => 'No', 'show_digi_contact_no' => 'No', 'show_digi_website' => 'No', 'show_digi_facebook' => 'No', 'show_digi_linkedin' => 'No', 'show_digi_instagram' => 'No', 'show_digi_twitter' => 'No', 'pa_verified' => 'Yes', 'meta_title' => '', 'meta_keywords' => '', 'meta_description' => '', 'platform' => 'general', 'is_pause' => 'No', 'is_suspend' => 'No', 'request_to_archive' => 'No', 'status' => 'Live', 'archive_date' => null, 'added_by' => '', 'updated_by' => '', 'no_of_views' => (int) 0, 'created' => object(Cake\I18n\FrozenTime) {}, 'modified' => object(Cake\I18n\FrozenTime) {}, 'Packages' => object(App\Model\Entity\Package) {}, 'JobReviews' => [[maximum depth reached]], 'JobDetails' => [ [maximum depth reached] ], 'ParentJob' => null, 'SaveJobCount' => (int) 0, '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [ [maximum depth reached] ], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Jobs' }, (int) 6 => object(App\Model\Entity\Job) { 'id' => (int) 68, 'candidate_id' => (int) 170, 'package_id' => (int) 13, 'admin_id' => (int) 0, 'parent_id' => null, 'blog_count' => (int) 4, 'review_count' => (int) 0, 'testimonial_count' => (int) 0, 'all_blog_count' => (int) 4, 'all_review_count' => (int) 0, 'all_testimonial_count' => (int) 0, 'admin_name' => '', 'subscription_id' => '', 'upgrade_pack_id' => (int) 0, 'upgrade_pack_interval' => 'monthly', 'upgrade_type' => null, 'upgrade_status' => 'created', 'title' => 'Ben Davies - City Finance Brokers', 'slug' => 'ben-davies-city-finance-brokers', 'description' => '<h5 class="h5Green">Impartial and independent advice on your bridging finance requirements:</h5> <ul> <li> <h5 class="h5Green">Property Finance</h5> </li> <li> <h5 class="h5Green">Property Development</h5> </li> <li> <h5 class="h5Green">Property Investment Finance</h5> </li> </ul> <h5 class="h5Pink">ben.davies@cfbrokers.co.uk</h5> <h5 class="h5Pink">07376 972 391</h5> ', 'company_logo' => '20230630_COMLOGO_1688118133.png', 'online_business' => 'No', 'expire_date' => null, 'show_consultant_on_job_detail' => 'No', 'consultant_id' => (int) 0, 'consultant_name' => false, 'consultant_designation' => false, 'consultant_email' => false, 'consultant_mobile' => false, 'consultant_profile_picture' => false, 'cover_letter' => 'No', 'registered_candidates' => false, 'quick_application' => false, 'application_emails' => '', 'show_digi_business_type' => 'No', 'show_digi_comp_reg_no' => 'No', 'show_digi_reg_address' => 'No', 'show_digi_reg_location' => 'No', 'show_digi_reg_postcode' => 'No', 'show_digi_trading_address' => 'No', 'show_digi_location' => 'No', 'show_digi_trading_postcode' => 'No', 'show_digi_email_address' => 'No', 'show_digi_contact_no' => 'No', 'show_digi_website' => 'No', 'show_digi_facebook' => 'No', 'show_digi_linkedin' => 'No', 'show_digi_instagram' => 'No', 'show_digi_twitter' => 'No', 'pa_verified' => 'Yes', 'meta_title' => '', 'meta_keywords' => '', 'meta_description' => '', 'platform' => 'general', 'is_pause' => 'No', 'is_suspend' => 'No', 'request_to_archive' => 'No', 'status' => 'Live', 'archive_date' => null, 'added_by' => '', 'updated_by' => '', 'no_of_views' => (int) 0, 'created' => object(Cake\I18n\FrozenTime) {}, 'modified' => object(Cake\I18n\FrozenTime) {}, 'Packages' => object(App\Model\Entity\Package) {}, 'JobReviews' => [[maximum depth reached]], 'JobDetails' => [ [maximum depth reached] ], 'ParentJob' => null, 'SaveJobCount' => (int) 0, '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [ [maximum depth reached] ], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Jobs' }, (int) 7 => object(App\Model\Entity\Job) { 'id' => (int) 69, 'candidate_id' => (int) 173, 'package_id' => (int) 13, 'admin_id' => (int) 0, 'parent_id' => null, 'blog_count' => (int) 0, 'review_count' => (int) 0, 'testimonial_count' => (int) 4, 'all_blog_count' => (int) 0, 'all_review_count' => (int) 0, 'all_testimonial_count' => (int) 4, 'admin_name' => '', 'subscription_id' => '', 'upgrade_pack_id' => (int) 0, 'upgrade_pack_interval' => 'monthly', 'upgrade_type' => null, 'upgrade_status' => 'created', 'title' => 'Active Financial', 'slug' => 'active-financial', 'description' => '<h2 class="h2Green">The Self Employed Finance Specialists</h2> <p>At Active, we exist to help business owners, entrepreneurs and company directors to secure mortgages and protection quickly, easily and without distracting you from your business and your family. <img alt="Active Financial" src="/webroot/img/userfiles/user_173/Untitled%20design%20(20).png" style="float:right" width="200" /></p> <h2 class="h2Green">What can Active Financial do for you?</h2> <p>Go to most mortgage brokers and lenders and you’ll find that getting a mortgage as a self-employed business owner is tough.</p> <p>You’ve probably already realised that.</p> <p>The truth is that the world of mortgages isn’t set up for people who run their businesses, which can make getting a mortgage for people like you harder.</p> <p>But we can help you make it happen.</p> <p>Because we specialise in this exact area, we know what other brokers don’t.</p> <h2>How Do Active help you?</h2> <p>Over the years we’ve worked with business owners, we’ve built a strategic process that gives you the best chance of getting the finance that suits you and your families circumstances.</p> <p>We call it the ACTIVE framework, and it works, time and time again.</p> <p>No matter what type of finance you’re looking for, the framework serves to secure the best deal for you, as quickly and efficiently as possible.</p> <p>We know what buttons to press, what products to apply for and exactly how you need to get your ducks in a row in order to achieve the finance you need for the home you want.</p> <p>Whether you’re looking for your first home, your forever home, to invest in property, or protect your business or family, we can help, by putting you on the right track towards acceptance, and dealing with the entire process, so you can focus on doing what you do best.</p> <p>When you work with Active, we reduce your stress and save you time.</p> <p>No longer do you have to ring around to try and find lenders who might service you, or spend hours on the phone to brokers.</p> <h2>Why are Active Financial so good at helping people like you?</h2> <p>Because we <strong>ARE</strong> people like you. Here’s our founder Gary’s story:</p> <blockquote> <p class="Quotation14Green">I qualified to provide mortgage advice in 2002, launching Active Mortgage in 2008. But it wasn’t until in 2015, we realised firsthand how hard it is to get a mortgage when you’re self-employed. My wife Ayesha was a sole trader at the time, and I was running Active, and we wanted to buy our own home. Which – as you’ll know – is easier said than done. We really struggled to find a mortgage, and when we did get one, it didn’t really add maximum value, nor did it give us a competitive interest rate. At that point it became my mission to ensure that business owners, company directors, people like me and you – people who risk it all to create something greater and better – are able to secure the perfect mortgage without the stress and worry that I went through.</p> </blockquote> <h2>What’s the next step?</h2> <p>The first step to securing any form of finance is a strategy call, where we can help define your financial goals and understand your circumstances.</p> <p>The outcome is always positive, if we can’t help you with finance now, we’ll help you prepare to maximise your chances in the future.</p> <p>In the mortgage world, failing to prepare is preparing to fail, which is why we recommend that you get in touch with us as soon as possible, even if you’re 1-2 years out from applying for your mortgage.</p> <p>The sooner you get in touch, the higher our chances of being able to help you.</p> ', 'company_logo' => '20230704_COMLOGO_1688476289.png', 'online_business' => 'No', 'expire_date' => null, 'show_consultant_on_job_detail' => 'No', 'consultant_id' => (int) 0, 'consultant_name' => false, 'consultant_designation' => false, 'consultant_email' => false, 'consultant_mobile' => false, 'consultant_profile_picture' => false, 'cover_letter' => 'No', 'registered_candidates' => false, 'quick_application' => false, 'application_emails' => '', 'show_digi_business_type' => 'No', 'show_digi_comp_reg_no' => 'No', 'show_digi_reg_address' => 'No', 'show_digi_reg_location' => 'No', 'show_digi_reg_postcode' => 'No', 'show_digi_trading_address' => 'No', 'show_digi_location' => 'No', 'show_digi_trading_postcode' => 'No', 'show_digi_email_address' => 'No', 'show_digi_contact_no' => 'No', 'show_digi_website' => 'No', 'show_digi_facebook' => 'No', 'show_digi_linkedin' => 'No', 'show_digi_instagram' => 'No', 'show_digi_twitter' => 'No', 'pa_verified' => 'Yes', 'meta_title' => '', 'meta_keywords' => '', 'meta_description' => '', 'platform' => 'general', 'is_pause' => 'No', 'is_suspend' => 'No', 'request_to_archive' => 'No', 'status' => 'Live', 'archive_date' => null, 'added_by' => '', 'updated_by' => '', 'no_of_views' => (int) 0, 'created' => object(Cake\I18n\FrozenTime) {}, 'modified' => object(Cake\I18n\FrozenTime) {}, 'Packages' => object(App\Model\Entity\Package) {}, 'JobReviews' => [[maximum depth reached]], 'JobDetails' => [ [maximum depth reached] ], 'ParentJob' => null, 'SaveJobCount' => (int) 0, '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [ [maximum depth reached] ], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Jobs' }, (int) 8 => object(App\Model\Entity\Job) { 'id' => (int) 72, 'candidate_id' => (int) 187, 'package_id' => (int) 13, 'admin_id' => (int) 0, 'parent_id' => null, 'blog_count' => (int) 0, 'review_count' => (int) 0, 'testimonial_count' => (int) 0, 'all_blog_count' => (int) 0, 'all_review_count' => (int) 0, 'all_testimonial_count' => (int) 0, 'admin_name' => '', 'subscription_id' => '', 'upgrade_pack_id' => (int) 0, 'upgrade_pack_interval' => 'monthly', 'upgrade_type' => null, 'upgrade_status' => 'created', 'title' => 'Quest Finance', 'slug' => 'quest-finance', 'description' => '<p> </p> <p>Truly independent and impartial advice on Equity Release, we are NOT tied to - or - owned by any one lender. Free home visit / calls - "Plain and simple language to ensure your understanding ". I will always quote you the cheapest possible deal.</p> <p>I will explain the options and features - to ensure you get the right deal that suits you. I am a small independent practice, if you want to go ahead it would be myself personally that handles your case from start to finish, not an admin centre. Including checking back with you after its completed to ensure its still working fine for you, or if rates drop if we can save you money by refinancing.</p> ', 'company_logo' => '20230905_COMLOGO_1693910001.png', 'online_business' => 'No', 'expire_date' => null, 'show_consultant_on_job_detail' => 'No', 'consultant_id' => (int) 0, 'consultant_name' => false, 'consultant_designation' => false, 'consultant_email' => false, 'consultant_mobile' => false, 'consultant_profile_picture' => false, 'cover_letter' => 'No', 'registered_candidates' => false, 'quick_application' => false, 'application_emails' => '', 'show_digi_business_type' => 'No', 'show_digi_comp_reg_no' => 'No', 'show_digi_reg_address' => 'No', 'show_digi_reg_location' => 'No', 'show_digi_reg_postcode' => 'No', 'show_digi_trading_address' => 'No', 'show_digi_location' => 'No', 'show_digi_trading_postcode' => 'No', 'show_digi_email_address' => 'No', 'show_digi_contact_no' => 'No', 'show_digi_website' => 'No', 'show_digi_facebook' => 'No', 'show_digi_linkedin' => 'No', 'show_digi_instagram' => 'No', 'show_digi_twitter' => 'No', 'pa_verified' => 'Yes', 'meta_title' => '', 'meta_keywords' => '', 'meta_description' => '', 'platform' => 'general', 'is_pause' => 'No', 'is_suspend' => 'No', 'request_to_archive' => 'No', 'status' => 'Live', 'archive_date' => null, 'added_by' => '', 'updated_by' => '', 'no_of_views' => (int) 0, 'created' => object(Cake\I18n\FrozenTime) {}, 'modified' => object(Cake\I18n\FrozenTime) {}, 'Packages' => object(App\Model\Entity\Package) {}, 'JobReviews' => [[maximum depth reached]], 'JobDetails' => [ [maximum depth reached] ], 'ParentJob' => null, 'SaveJobCount' => (int) 0, '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [ [maximum depth reached] ], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Jobs' }, (int) 9 => object(App\Model\Entity\Job) { 'id' => (int) 73, 'candidate_id' => (int) 188, 'package_id' => (int) 13, 'admin_id' => (int) 0, 'parent_id' => null, 'blog_count' => (int) 0, 'review_count' => (int) 0, 'testimonial_count' => (int) 0, 'all_blog_count' => (int) 0, 'all_review_count' => (int) 0, 'all_testimonial_count' => (int) 0, 'admin_name' => '', 'subscription_id' => '', 'upgrade_pack_id' => (int) 0, 'upgrade_pack_interval' => 'monthly', 'upgrade_type' => null, 'upgrade_status' => 'created', 'title' => 'Spellman Financial Services', 'slug' => 'spellman-financial-services', 'description' => '<p>Spellman Financial Services are Mortgage Advisors servicing the people of Coventry and Warwickshire. </p> <p>We pride ourselves on delivering an excellent service and expert right first time advice. We can deal with every area of Mortgage Advice, and provide associated insurance advice on products to protect you and your home.</p> <p>Spellman Financial Services is owned and managed by Luke Spellman, who has more than 10 years experience in Mortgage Advising and within Financial Services.</p> ', 'company_logo' => '20230905_COMLOGO_1693919450.png', 'online_business' => 'No', 'expire_date' => null, 'show_consultant_on_job_detail' => 'No', 'consultant_id' => (int) 0, 'consultant_name' => false, 'consultant_designation' => false, 'consultant_email' => false, 'consultant_mobile' => false, 'consultant_profile_picture' => false, 'cover_letter' => 'No', 'registered_candidates' => false, 'quick_application' => false, 'application_emails' => '', 'show_digi_business_type' => 'No', 'show_digi_comp_reg_no' => 'No', 'show_digi_reg_address' => 'No', 'show_digi_reg_location' => 'No', 'show_digi_reg_postcode' => 'No', 'show_digi_trading_address' => 'No', 'show_digi_location' => 'No', 'show_digi_trading_postcode' => 'No', 'show_digi_email_address' => 'No', 'show_digi_contact_no' => 'No', 'show_digi_website' => 'No', 'show_digi_facebook' => 'No', 'show_digi_linkedin' => 'No', 'show_digi_instagram' => 'No', 'show_digi_twitter' => 'No', 'pa_verified' => 'Yes', 'meta_title' => '', 'meta_keywords' => '', 'meta_description' => '', 'platform' => 'general', 'is_pause' => 'No', 'is_suspend' => 'No', 'request_to_archive' => 'No', 'status' => 'Live', 'archive_date' => null, 'added_by' => '', 'updated_by' => '', 'no_of_views' => (int) 0, 'created' => object(Cake\I18n\FrozenTime) {}, 'modified' => object(Cake\I18n\FrozenTime) {}, 'Packages' => object(App\Model\Entity\Package) {}, 'JobReviews' => [[maximum depth reached]], 'JobDetails' => [ [maximum depth reached] ], 'ParentJob' => null, 'SaveJobCount' => (int) 0, '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [ [maximum depth reached] ], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Jobs' }, (int) 10 => object(App\Model\Entity\Job) { 'id' => (int) 76, 'candidate_id' => (int) 190, 'package_id' => (int) 13, 'admin_id' => (int) 0, 'parent_id' => null, 'blog_count' => (int) 0, 'review_count' => (int) 0, 'testimonial_count' => (int) 0, 'all_blog_count' => (int) 0, 'all_review_count' => (int) 0, 'all_testimonial_count' => (int) 0, 'admin_name' => '', 'subscription_id' => '', 'upgrade_pack_id' => (int) 0, 'upgrade_pack_interval' => 'monthly', 'upgrade_type' => null, 'upgrade_status' => 'created', 'title' => 'Capital 8 Finance', 'slug' => 'capital-8-finance', 'description' => '<p>At Capital 8 Finance we pride ourselves on offering the most appropriate and cost-effective form of finance to meet our clients demands and requirements. Whether our client is a new start-up business, borrowing funds to expand or a property investor adding to an existing portfolio or simply someone looking to buy their first home, we treat all of our customers with the utmost respect and professionalism.</p> <p>We do not charge upfront fees for our initial consultation and advice as this is given freely on a no obligation basis.</p> <p>We understand and appreciate that each business is different and every client shall have their own unique situation and circumstances. So, whether out clients require finance to purchase and develop property, start-up a new venture, bridging finance to fund a short-term shortfall, additional funding to grow their business, asset and vehicle finance or even a mortgage, we will deliver a comprehensive suite of products and solutions to meet our clients’ needs.</p> <p>Capital 8 Finance are an independent specialist consultancy providing commercial and business finance support to SME clients throughout the entire UK. Whether your business is well established or a new start we can support you with:</p> <ul> <li>Asset Finance</li> <li>Business Loans</li> <li>Commercial Mortgages</li> <li>Invoice Finance</li> <li>Stock and Trade Finance</li> <li>Revolving Credit Facilities</li> <li>Merchant Cash Advance</li> </ul> <p>As a specialist broker, we also support property developers by sourcing finance for their developments and projects and assist landlords grow their property portfolios with:</p> <ul> <li>Buy-to-let Mortgages</li> <li>Specialist Mortgages</li> <li>Bridging Finance</li> <li>Property Development & Refurbishment Finance</li> <li>Mezzanine Finance</li> <li>Joint Venture (JV) Finance</li> </ul> <p>But that’s not all, we also can help with your mortgage needs. We can help arrange mortgages for:</p> <ul> <li>First Time Buyers</li> <li>People Moving Home</li> <li>Re-Mortgaging</li> <li>Regulated Bridging Finance</li> </ul> <p>At Capital 8 Finance we are genuinely independent, wholly impartial and we will offer straightforward honest advice, given freely and without obligation. Through our established lender partner network, we give you immediate access to over 300 UK based lenders and private banks. All our lending partners have funds available to lend and are genuinely still keen to support the right proposition and provide a genuine and viable alternative to the High Street lenders.</p> <p>When your own bank has failed to offer the support, you need to call us. We will quickly assess all the available options for you, and we will do everything possible to find a workable and affordable business solution.</p> <p>Time and again we prove to our clients that we can secure funding where others fail and, in most cases, our advice will save you very significant amounts of money over the course of the loan. The majority of specialist lenders in the current marketplace will only accept qualified and packaged mortgage and loan proposals from specialist brokers such as ourselves.</p> ', 'company_logo' => '20230915_COMLOGO_1694789097.png', 'online_business' => 'No', 'expire_date' => null, 'show_consultant_on_job_detail' => 'No', 'consultant_id' => (int) 0, 'consultant_name' => false, 'consultant_designation' => false, 'consultant_email' => false, 'consultant_mobile' => false, 'consultant_profile_picture' => false, 'cover_letter' => 'No', 'registered_candidates' => false, 'quick_application' => false, 'application_emails' => '', 'show_digi_business_type' => 'No', 'show_digi_comp_reg_no' => 'No', 'show_digi_reg_address' => 'No', 'show_digi_reg_location' => 'No', 'show_digi_reg_postcode' => 'No', 'show_digi_trading_address' => 'No', 'show_digi_location' => 'No', 'show_digi_trading_postcode' => 'No', 'show_digi_email_address' => 'No', 'show_digi_contact_no' => 'No', 'show_digi_website' => 'No', 'show_digi_facebook' => 'No', 'show_digi_linkedin' => 'No', 'show_digi_instagram' => 'No', 'show_digi_twitter' => 'No', 'pa_verified' => 'Yes', 'meta_title' => '', 'meta_keywords' => '', 'meta_description' => '', 'platform' => 'general', 'is_pause' => 'No', 'is_suspend' => 'No', 'request_to_archive' => 'No', 'status' => 'Live', 'archive_date' => null, 'added_by' => '', 'updated_by' => '', 'no_of_views' => (int) 0, 'created' => object(Cake\I18n\FrozenTime) {}, 'modified' => object(Cake\I18n\FrozenTime) {}, 'Packages' => object(App\Model\Entity\Package) {}, 'JobReviews' => [[maximum depth reached]], 'JobDetails' => [ [maximum depth reached] ], 'ParentJob' => null, 'SaveJobCount' => (int) 0, '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [ [maximum depth reached] ], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Jobs' }, (int) 11 => object(App\Model\Entity\Job) { 'id' => (int) 86, 'candidate_id' => (int) 236, 'package_id' => (int) 13, 'admin_id' => (int) 0, 'parent_id' => null, 'blog_count' => (int) 0, 'review_count' => (int) 0, 'testimonial_count' => (int) 0, 'all_blog_count' => (int) 0, 'all_review_count' => (int) 0, 'all_testimonial_count' => (int) 0, 'admin_name' => '', 'subscription_id' => '', 'upgrade_pack_id' => (int) 0, 'upgrade_pack_interval' => 'monthly', 'upgrade_type' => null, 'upgrade_status' => 'created', 'title' => 'HF ASSOCIATES', 'slug' => 'hf-associates', 'description' => '<p> <style type="text/css"><!--td {border: 1px solid #cccccc;}br {mso-data-placement:same-cell;}--> </style> Helen Ferneyhough Associates, based in Wigan, offers expert mortgage and protection services to help you make a smart move in the housing market. With hand-picked advisers and a personalised approach, we have assisted clients in achieving their dream homes since 2006.</p> <p>As part of Just Mortgages Direct Limited, an appointed representative of The Openwork Partnership, we have access to a vast network of over 4,500 advisers, ensuring you receive the best advice tailored to your individual circumstances.</p> <p>Whether you're a first-time buyer, looking for equity release, or seeking protection, we're here to guide you every step of the way. Book your no-strings-attached mortgage consultation and secure your dream home today!</p> ', 'company_logo' => '20231106_COMLOGO_1699266882.png', 'online_business' => 'No', 'expire_date' => null, 'show_consultant_on_job_detail' => 'No', 'consultant_id' => (int) 0, 'consultant_name' => false, 'consultant_designation' => false, 'consultant_email' => false, 'consultant_mobile' => false, 'consultant_profile_picture' => false, 'cover_letter' => 'No', 'registered_candidates' => false, 'quick_application' => false, 'application_emails' => '', 'show_digi_business_type' => 'No', 'show_digi_comp_reg_no' => 'No', 'show_digi_reg_address' => 'No', 'show_digi_reg_location' => 'No', 'show_digi_reg_postcode' => 'No', 'show_digi_trading_address' => 'No', 'show_digi_location' => 'No', 'show_digi_trading_postcode' => 'No', 'show_digi_email_address' => 'No', 'show_digi_contact_no' => 'No', 'show_digi_website' => 'No', 'show_digi_facebook' => 'No', 'show_digi_linkedin' => 'No', 'show_digi_instagram' => 'No', 'show_digi_twitter' => 'No', 'pa_verified' => 'Yes', 'meta_title' => '', 'meta_keywords' => '', 'meta_description' => '', 'platform' => 'general', 'is_pause' => 'No', 'is_suspend' => 'No', 'request_to_archive' => 'No', 'status' => 'Live', 'archive_date' => null, 'added_by' => '', 'updated_by' => '', 'no_of_views' => (int) 0, 'created' => object(Cake\I18n\FrozenTime) {}, 'modified' => object(Cake\I18n\FrozenTime) {}, 'Packages' => object(App\Model\Entity\Package) {}, 'JobReviews' => [[maximum depth reached]], 'JobDetails' => [ [maximum depth reached] ], 'ParentJob' => null, 'SaveJobCount' => (int) 0, '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [ [maximum depth reached] ], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Jobs' }, (int) 12 => object(App\Model\Entity\Job) { 'id' => (int) 89, 'candidate_id' => (int) 240, 'package_id' => (int) 13, 'admin_id' => (int) 0, 'parent_id' => null, 'blog_count' => (int) 0, 'review_count' => (int) 0, 'testimonial_count' => (int) 0, 'all_blog_count' => (int) 0, 'all_review_count' => (int) 0, 'all_testimonial_count' => (int) 0, 'admin_name' => '', 'subscription_id' => '', 'upgrade_pack_id' => (int) 0, 'upgrade_pack_interval' => 'monthly', 'upgrade_type' => null, 'upgrade_status' => 'created', 'title' => 'Kent Mortgage Advice & Protection', 'slug' => 'kent-mortgage-advice-protection', 'description' => '<p>At Kent Mortgage & Protection we understand the importance of getting advice you can understand, when you need it. </p> <p>We work flexibly around our clients lives and are happy to communicate by whatever means is easiest for you. 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At K-MAP you are a person not a number, and we aim to build long lasting relationships with all of our clients.</p> <p>KMAP (KENT MORTGAGE ADVICE AND PROTECTION) IS A REGISTERED TRADING NAME OF AITANA FINANCIAL SERVICES</p> ', 'company_logo' => '20231123_COMLOGO_1700744511.png', 'online_business' => 'No', 'expire_date' => null, 'show_consultant_on_job_detail' => 'No', 'consultant_id' => (int) 0, 'consultant_name' => false, 'consultant_designation' => false, 'consultant_email' => false, 'consultant_mobile' => false, 'consultant_profile_picture' => false, 'cover_letter' => 'No', 'registered_candidates' => false, 'quick_application' => false, 'application_emails' => '', 'show_digi_business_type' => 'No', 'show_digi_comp_reg_no' => 'No', 'show_digi_reg_address' => 'No', 'show_digi_reg_location' => 'No', 'show_digi_reg_postcode' => 'No', 'show_digi_trading_address' => 'No', 'show_digi_location' => 'No', 'show_digi_trading_postcode' => 'No', 'show_digi_email_address' => 'No', 'show_digi_contact_no' => 'No', 'show_digi_website' => 'No', 'show_digi_facebook' => 'No', 'show_digi_linkedin' => 'No', 'show_digi_instagram' => 'No', 'show_digi_twitter' => 'No', 'pa_verified' => 'Yes', 'meta_title' => '', 'meta_keywords' => '', 'meta_description' => '', 'platform' => 'general', 'is_pause' => 'No', 'is_suspend' => 'No', 'request_to_archive' => 'No', 'status' => 'Live', 'archive_date' => null, 'added_by' => '', 'updated_by' => '', 'no_of_views' => (int) 0, 'created' => object(Cake\I18n\FrozenTime) {}, 'modified' => object(Cake\I18n\FrozenTime) {}, 'Packages' => object(App\Model\Entity\Package) {}, 'JobReviews' => [[maximum depth reached]], 'JobDetails' => [ [maximum depth reached] ], 'ParentJob' => null, 'SaveJobCount' => (int) 0, '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [ [maximum depth reached] ], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Jobs' }, (int) 13 => object(App\Model\Entity\Job) { 'id' => (int) 90, 'candidate_id' => (int) 242, 'package_id' => (int) 13, 'admin_id' => (int) 0, 'parent_id' => null, 'blog_count' => (int) 0, 'review_count' => (int) 0, 'testimonial_count' => (int) 5, 'all_blog_count' => (int) 0, 'all_review_count' => (int) 0, 'all_testimonial_count' => (int) 5, 'admin_name' => '', 'subscription_id' => '', 'upgrade_pack_id' => (int) 0, 'upgrade_pack_interval' => 'monthly', 'upgrade_type' => null, 'upgrade_status' => 'created', 'title' => 'Paul Seed @ 1st Call 4 Mortgages UK Ltd', 'slug' => 'paul-seed-1st-call-4-mortgages-uk-ltd', 'description' => '<p>We aim to make our services as accessible as possible. You are a busy person, and we understand that. That is why we have enabled multiple ways you can get in touch with us, and ways to manage your case from Enquiry to Completion.</p> <p>We can look after you over the phone, face to face or even via Web Meetings. We want to be there for you when you need us, not when it suits us! We can even link you up with a solicitor to perform the conveyancing, and arrange your Buildings and Contents Insurance, so you can be sure nothing is missed, and we will keep an eye on you all the way through the process.</p> <p>We are independent and whole of market, so you can be assured we are able to find the most appropriate solution for you</p> ', 'company_logo' => '20240131_COMLOGO_1706739773.png', 'online_business' => 'No', 'expire_date' => null, 'show_consultant_on_job_detail' => 'No', 'consultant_id' => (int) 0, 'consultant_name' => false, 'consultant_designation' => false, 'consultant_email' => false, 'consultant_mobile' => false, 'consultant_profile_picture' => false, 'cover_letter' => 'No', 'registered_candidates' => false, 'quick_application' => false, 'application_emails' => '', 'show_digi_business_type' => 'No', 'show_digi_comp_reg_no' => 'No', 'show_digi_reg_address' => 'No', 'show_digi_reg_location' => 'No', 'show_digi_reg_postcode' => 'No', 'show_digi_trading_address' => 'No', 'show_digi_location' => 'No', 'show_digi_trading_postcode' => 'No', 'show_digi_email_address' => 'No', 'show_digi_contact_no' => 'No', 'show_digi_website' => 'No', 'show_digi_facebook' => 'No', 'show_digi_linkedin' => 'No', 'show_digi_instagram' => 'No', 'show_digi_twitter' => 'No', 'pa_verified' => 'Yes', 'meta_title' => '', 'meta_keywords' => '', 'meta_description' => '', 'platform' => 'general', 'is_pause' => 'No', 'is_suspend' => 'No', 'request_to_archive' => 'No', 'status' => 'Live', 'archive_date' => null, 'added_by' => '', 'updated_by' => '', 'no_of_views' => (int) 0, 'created' => object(Cake\I18n\FrozenTime) {}, 'modified' => object(Cake\I18n\FrozenTime) {}, 'Packages' => object(App\Model\Entity\Package) {}, 'JobReviews' => [[maximum depth reached]], 'JobDetails' => [ [maximum depth reached] ], 'ParentJob' => null, 'SaveJobCount' => (int) 0, '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [ [maximum depth reached] ], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Jobs' }, (int) 14 => object(App\Model\Entity\Job) { 'id' => (int) 94, 'candidate_id' => (int) 248, 'package_id' => (int) 13, 'admin_id' => (int) 0, 'parent_id' => null, 'blog_count' => (int) 0, 'review_count' => (int) 0, 'testimonial_count' => (int) 0, 'all_blog_count' => (int) 0, 'all_review_count' => (int) 0, 'all_testimonial_count' => (int) 0, 'admin_name' => '', 'subscription_id' => '', 'upgrade_pack_id' => (int) 0, 'upgrade_pack_interval' => 'monthly', 'upgrade_type' => null, 'upgrade_status' => 'created', 'title' => 'Friends Capital', 'slug' => 'friends-capital', 'description' => '<h1>We make peoples dreams come true</h1> <p><strong>Friends Capital are independent mortgage specialists, offering unbiased advice.</strong></p> <p><strong>Our key principles 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[[maximum depth reached]], '[repository]' => 'Jobs' }, (int) 15 => object(App\Model\Entity\Job) { 'id' => (int) 103, 'candidate_id' => (int) 274, 'package_id' => (int) 13, 'admin_id' => (int) 0, 'parent_id' => null, 'blog_count' => (int) 0, 'review_count' => (int) 0, 'testimonial_count' => (int) 0, 'all_blog_count' => (int) 0, 'all_review_count' => (int) 0, 'all_testimonial_count' => (int) 0, 'admin_name' => '', 'subscription_id' => '', 'upgrade_pack_id' => (int) 0, 'upgrade_pack_interval' => 'monthly', 'upgrade_type' => null, 'upgrade_status' => 'created', 'title' => 'Delato Finance Ltd', 'slug' => 'delato-finance-ltd', 'description' => '<h1 data-custom-font="" data-is-italic-supported="" data-line-height="" data-old-bold="true"> </h1> <h1 data-custom-font="" data-is-italic-supported="" data-line-height="" data-old-bold="true">Your Gateway to Property Finance</h1> <p> </p> <h2 data-custom-font="" data-is-italic-supported="" data-line-height="">Unlocking Opportunities with Tailored 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'meta_title' => '', 'meta_keywords' => '', 'meta_description' => '', 'platform' => 'general', 'is_pause' => 'No', 'is_suspend' => 'No', 'request_to_archive' => 'No', 'status' => 'Live', 'archive_date' => null, 'added_by' => '', 'updated_by' => '', 'no_of_views' => (int) 0, 'created' => object(Cake\I18n\FrozenTime) {}, 'modified' => object(Cake\I18n\FrozenTime) {}, 'Packages' => object(App\Model\Entity\Package) {}, 'JobReviews' => [[maximum depth reached]], 'JobDetails' => [ [maximum depth reached] ], 'ParentJob' => null, 'SaveJobCount' => (int) 0, '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [ [maximum depth reached] ], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Jobs' }, (int) 16 => object(App\Model\Entity\Job) { 'id' => (int) 34, 'candidate_id' => (int) 129, 'package_id' => (int) 13, 'admin_id' => (int) 0, 'parent_id' => null, 'blog_count' => (int) 13, 'review_count' => (int) 0, 'testimonial_count' => (int) 3, 'all_blog_count' => (int) 13, 'all_review_count' => (int) 0, 'all_testimonial_count' => (int) 3, 'admin_name' => '', 'subscription_id' => '', 'upgrade_pack_id' => (int) 0, 'upgrade_pack_interval' => 'monthly', 'upgrade_type' => null, 'upgrade_status' => 'created', 'title' => 'Waldron and Co Financial Planning', 'slug' => 'waldron-and-co-financial-planning', 'description' => '<p>Waldron and Co. 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I can search over 90 mortgage lenders offering over 1200 products ensuring you get the best deal.</h5> <p style="text-align:center"><img alt="" src="/webroot/img/userfiles/user_146/White%20Minimalist%20Elegant%20Handwritten%20LinkedIn%20Banner%20(1).png" width="1584" /></p> <quillbot-extension-portal></quillbot-extension-portal>', 'company_logo' => '20230117_COMLOGO_1673979714.png', 'online_business' => 'No', 'expire_date' => null, 'show_consultant_on_job_detail' => 'No', 'consultant_id' => (int) 0, 'consultant_name' => false, 'consultant_designation' => false, 'consultant_email' => false, 'consultant_mobile' => false, 'consultant_profile_picture' => false, 'cover_letter' => 'No', 'registered_candidates' => false, 'quick_application' => false, 'application_emails' => '', 'show_digi_business_type' => 'No', 'show_digi_comp_reg_no' => 'No', 'show_digi_reg_address' => 'No', 'show_digi_reg_location' => 'No', 'show_digi_reg_postcode' => 'No', 'show_digi_trading_address' => 'No', 'show_digi_location' => 'No', 'show_digi_trading_postcode' => 'No', 'show_digi_email_address' => 'No', 'show_digi_contact_no' => 'No', 'show_digi_website' => 'No', 'show_digi_facebook' => 'No', 'show_digi_linkedin' => 'No', 'show_digi_instagram' => 'No', 'show_digi_twitter' => 'No', 'pa_verified' => 'Yes', 'meta_title' => '', 'meta_keywords' => '', 'meta_description' => '', 'platform' => 'general', 'is_pause' => 'No', 'is_suspend' => 'No', 'request_to_archive' => 'No', 'status' => 'Live', 'archive_date' => null, 'added_by' => '', 'updated_by' => '', 'no_of_views' => (int) 0, 'created' => object(Cake\I18n\FrozenTime) {}, 'modified' => object(Cake\I18n\FrozenTime) {}, 'Packages' => object(App\Model\Entity\Package) {}, 'JobReviews' => [[maximum depth reached]], 'JobDetails' => [ [maximum depth reached] ], 'ParentJob' => null, 'SaveJobCount' => (int) 0, '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [ [maximum depth reached] ], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Jobs' }, (int) 19 => object(App\Model\Entity\Job) { 'id' => (int) 42, 'candidate_id' => (int) 137, 'package_id' => (int) 13, 'admin_id' => (int) 0, 'parent_id' => null, 'blog_count' => (int) 0, 'review_count' => (int) 0, 'testimonial_count' => (int) 4, 'all_blog_count' => (int) 0, 'all_review_count' => (int) 0, 'all_testimonial_count' => (int) 4, 'admin_name' => '', 'subscription_id' => '', 'upgrade_pack_id' => (int) 0, 'upgrade_pack_interval' => 'monthly', 'upgrade_type' => null, 'upgrade_status' => 'created', 'title' => 'David Cole - Equity Release Specialist', 'slug' => 'david-cole-equity-release-specialist', 'description' => '<h4 class="h4Green">David Cole - Equity Release Specialist</h4> <p><strong>I have been working in the Financial Services industry for over 35 years putting the client at the heart of</strong><img alt="" height="200" src="/webroot/img/userfiles/user_137/snipy1.PNG" style="float:right" width="343" /><strong> everything I do. I provide quality advice and world-class service to meet my client's needs.</strong></p> <p><strong>I have experience of working within the mainstream mortgage and protection industry but after gaining CeMAP and CeRER qualifications with distinctions I moved into the role of Equity Release Adviser.<br /> <br /> I have many client reviews that are testament to the outstanding customer experience that my clients receive from me on each and every occasion. As an Equity Release Adviser, I have helped hundreds of customers to utilise the equity in their home in order to achieve their goals, aspirations, and to enjoy a better quality of retirement.<br /> <br /> I am engaged by Viva Retirement Solutions and am proud to work for them as the company’s morals and ethics mirror my own and the company is highly regarded within the market and industry. I have also been listed in The Times in 2023 as a top adviser which is an achievement I am immensely proud of.</strong></p> <p><strong>Outside of work, I try to focus on my health and fitness and enjoy the lovely home I share with my fiance Debbie and our one-eyed cat Rocky! My other interests include listening to a wide range of music with my favourite artist of all time being Elvis Presley. I also love watching films and have a massive collection across many genres, my favourites being thrillers and horrors both old and new.</strong></p> <p> </p> <p style="text-align:center"><img alt="" src="/webroot/img/userfiles/user_137/warning(1).PNG" width="1000" /></p> <p style="text-align:center"><img alt="David_cole_equity_release_adviser" src="/webroot/img/userfiles/user_137/badges.PNG" width="549" /></p> <p class="ParaBlack"> </p> <hr /> <h4 class="h4Black"><strong>David Cole Testimonials</strong></h4> <blockquote> <p><strong>“Extremely efficient and fast, good communication and considerate explanations at all stages. Would have no hesitation in recommending the services of David Cole.” - Mr Poingdestre</strong></p> </blockquote> <blockquote> <p><strong>“David Cole, the Equity Release Advisor who dealt with my application was excellent. There was no hard sell - simply clear and detailed information provided in an open and friendly manner. Nothing was too much trouble and all questions were answered and all anxieties addressed. The whole process from the initial telephone conversation was very efficient.” - Mrs Booth</strong></p> </blockquote> <blockquote> <p><strong>"First class service and help all the way through." - Miss Wass</strong></p> </blockquote> <blockquote> <p><strong>“David Cole was clear and concise about the changes we were about to make with respect to Equity Release changes. Paperwork arrived promptly via email. The Solicitor suggested by David handled the paperwork efficiently. Overall excellent service by all concerned. Thank you to everyone." - Janis and Ian Henderson</strong></p> </blockquote> <blockquote> <p><strong>Great service from David Cole who looked after us extremely well. I would certainly use the service again.” - David Hollom</strong></p> </blockquote> <blockquote> <p><strong>Before we started our Journey into Equity Release we looked at many companies providing this service. We choose David Cole. David Cole, took us through the process step by step and was always at the other end of the phone if we had a query. The other team members who dealt with other areas of the process gave us the same support. Everyone was professional and patient. There was quite a lot of paperwork but it was clear and easy to deal with. And here we are now. Life is as normal except for COVID. We are able now to complete our wish list with the extra funds. A BIG Thank You to David - Tom Tyne</strong></p> </blockquote> <blockquote> <p><strong>“The whole process was very professional, straightforward and surprisingly quick thanks to our adviser David Cole. David was extremely knowledgeable and talking things through with him confirmed we were making the right decisions. Would highly recommend David.” - Sylvia</strong></p> </blockquote> <blockquote> <p><strong>“David Cole helped us through the process of Equity Release. 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We cannot thank him enough.” - Carol</strong></p> </blockquote> <blockquote> <p><strong>“Absolutely brilliant from the first meeting with David Cole to the meeting with the solicitor everything went like clockwork and I feel that if we had any concerns we could contact David anytime – excellent service and would recommend Key to anyone. - Christine Fearne </strong></p> </blockquote> <p> </p> <quillbot-extension-portal></quillbot-extension-portal><quillbot-extension-portal></quillbot-extension-portal><quillbot-extension-portal></quillbot-extension-portal><quillbot-extension-portal></quillbot-extension-portal><quillbot-extension-portal></quillbot-extension-portal><quillbot-extension-portal></quillbot-extension-portal><quillbot-extension-portal></quillbot-extension-portal>', 'company_logo' => '20230127_COMLOGO_1674822366.png', 'online_business' => 'No', 'expire_date' => null, 'show_consultant_on_job_detail' => 'No', 'consultant_id' => (int) 0, 'consultant_name' => false, 'consultant_designation' => false, 'consultant_email' => false, 'consultant_mobile' => false, 'consultant_profile_picture' => false, 'cover_letter' => 'No', 'registered_candidates' => false, 'quick_application' => false, 'application_emails' => '', 'show_digi_business_type' => 'No', 'show_digi_comp_reg_no' => 'No', 'show_digi_reg_address' => 'No', 'show_digi_reg_location' => 'No', 'show_digi_reg_postcode' => 'No', 'show_digi_trading_address' => 'No', 'show_digi_location' => 'No', 'show_digi_trading_postcode' => 'No', 'show_digi_email_address' => 'No', 'show_digi_contact_no' => 'No', 'show_digi_website' => 'No', 'show_digi_facebook' => 'No', 'show_digi_linkedin' => 'No', 'show_digi_instagram' => 'No', 'show_digi_twitter' => 'No', 'pa_verified' => 'Yes', 'meta_title' => '', 'meta_keywords' => '', 'meta_description' => '', 'platform' => 'general', 'is_pause' => 'No', 'is_suspend' => 'No', 'request_to_archive' => 'No', 'status' => 'Live', 'archive_date' => null, 'added_by' => '', 'updated_by' => '', 'no_of_views' => (int) 0, 'created' => object(Cake\I18n\FrozenTime) {}, 'modified' => object(Cake\I18n\FrozenTime) {}, 'Packages' => object(App\Model\Entity\Package) {}, 'JobReviews' => [[maximum depth reached]], 'JobDetails' => [ [maximum depth reached] ], 'ParentJob' => null, 'SaveJobCount' => (int) 0, '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [ [maximum depth reached] ], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Jobs' }, (int) 20 => object(App\Model\Entity\Job) { 'id' => (int) 43, 'candidate_id' => (int) 148, 'package_id' => (int) 13, 'admin_id' => (int) 0, 'parent_id' => null, 'blog_count' => (int) 0, 'review_count' => (int) 0, 'testimonial_count' => (int) 0, 'all_blog_count' => (int) 0, 'all_review_count' => (int) 0, 'all_testimonial_count' => (int) 0, 'admin_name' => '', 'subscription_id' => '', 'upgrade_pack_id' => (int) 0, 'upgrade_pack_interval' => 'monthly', 'upgrade_type' => null, 'upgrade_status' => 'created', 'title' => 'Switch Mortgage Finance', 'slug' => 'switch-mortgage-finance', 'description' => '<p> </p> <p>Switch Mortgage Finance are a specialist mortgage firm offering advice across the whole of the market. 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Our aim; to complete your mortgage in the most efficient way possible.</p> <p> </p> ', 'company_logo' => '20231102_COMLOGO_1698927846.png', 'online_business' => 'No', 'expire_date' => null, 'show_consultant_on_job_detail' => 'No', 'consultant_id' => (int) 0, 'consultant_name' => false, 'consultant_designation' => false, 'consultant_email' => false, 'consultant_mobile' => false, 'consultant_profile_picture' => false, 'cover_letter' => 'No', 'registered_candidates' => false, 'quick_application' => false, 'application_emails' => '', 'show_digi_business_type' => 'No', 'show_digi_comp_reg_no' => 'No', 'show_digi_reg_address' => 'No', 'show_digi_reg_location' => 'No', 'show_digi_reg_postcode' => 'No', 'show_digi_trading_address' => 'No', 'show_digi_location' => 'No', 'show_digi_trading_postcode' => 'No', 'show_digi_email_address' => 'No', 'show_digi_contact_no' => 'No', 'show_digi_website' => 'No', 'show_digi_facebook' => 'No', 'show_digi_linkedin' => 'No', 'show_digi_instagram' => 'No', 'show_digi_twitter' => 'No', 'pa_verified' => 'Yes', 'meta_title' => '', 'meta_keywords' => '', 'meta_description' => '', 'platform' => 'general', 'is_pause' => 'No', 'is_suspend' => 'No', 'request_to_archive' => 'No', 'status' => 'Live', 'archive_date' => null, 'added_by' => '', 'updated_by' => '', 'no_of_views' => (int) 0, 'created' => object(Cake\I18n\FrozenTime) {}, 'modified' => object(Cake\I18n\FrozenTime) {}, 'Packages' => object(App\Model\Entity\Package) {}, 'JobReviews' => [[maximum depth reached]], 'JobDetails' => [ [maximum depth reached] ], 'ParentJob' => null, 'SaveJobCount' => (int) 0, '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [ [maximum depth reached] ], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Jobs' }, (int) 21 => object(App\Model\Entity\Job) { 'id' => (int) 46, 'candidate_id' => (int) 149, 'package_id' => (int) 13, 'admin_id' => (int) 0, 'parent_id' => null, 'blog_count' => (int) 0, 'review_count' => (int) 0, 'testimonial_count' => (int) 0, 'all_blog_count' => (int) 0, 'all_review_count' => (int) 0, 'all_testimonial_count' => (int) 0, 'admin_name' => '', 'subscription_id' => '', 'upgrade_pack_id' => (int) 0, 'upgrade_pack_interval' => 'monthly', 'upgrade_type' => null, 'upgrade_status' => 'created', 'title' => 'Ward James Mortgages', 'slug' => 'ward-james-mortgages', 'description' => '<p>At Ward James Mortgages, we understand that each and every client has different needs and circumstances. We are committed to providing the best customer service and with access to a wide range of providers across the UK, we can ensure you receive the most competitive rate available to you, whilst ensuring the product meets your requirements.</p> <p>We do not charge a broker fee and we are whole of market.</p> <p>We aim to provide an honest, reliable, efficient and hassle-free service tailored to the unique requirements of each individual client. We make sure our advisers will manage your application from start to finish and explain each step clearly without the jargon.</p> <p>Get in touch if you require first time buyer mortgage advice, home mover mortgage advice, remortgage advice, buy to let mortgage advice, life and critical illness insurance and home insurance</p> ', 'company_logo' => '20230119_COMLOGO_1674148336.png', 'online_business' => 'No', 'expire_date' => null, 'show_consultant_on_job_detail' => 'No', 'consultant_id' => (int) 0, 'consultant_name' => false, 'consultant_designation' => false, 'consultant_email' => false, 'consultant_mobile' => false, 'consultant_profile_picture' => false, 'cover_letter' => 'No', 'registered_candidates' => false, 'quick_application' => false, 'application_emails' => '', 'show_digi_business_type' => 'No', 'show_digi_comp_reg_no' => 'No', 'show_digi_reg_address' => 'No', 'show_digi_reg_location' => 'No', 'show_digi_reg_postcode' => 'No', 'show_digi_trading_address' => 'No', 'show_digi_location' => 'No', 'show_digi_trading_postcode' => 'No', 'show_digi_email_address' => 'No', 'show_digi_contact_no' => 'No', 'show_digi_website' => 'No', 'show_digi_facebook' => 'No', 'show_digi_linkedin' => 'No', 'show_digi_instagram' => 'No', 'show_digi_twitter' => 'No', 'pa_verified' => 'Yes', 'meta_title' => '', 'meta_keywords' => '', 'meta_description' => '', 'platform' => 'general', 'is_pause' => 'No', 'is_suspend' => 'No', 'request_to_archive' => 'No', 'status' => 'Live', 'archive_date' => null, 'added_by' => '', 'updated_by' => '', 'no_of_views' => (int) 0, 'created' => object(Cake\I18n\FrozenTime) {}, 'modified' => object(Cake\I18n\FrozenTime) {}, 'Packages' => object(App\Model\Entity\Package) {}, 'JobReviews' => [[maximum depth reached]], 'JobDetails' => [ [maximum depth reached] ], 'ParentJob' => null, 'SaveJobCount' => (int) 0, '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [ [maximum depth reached] ], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Jobs' }, (int) 22 => object(App\Model\Entity\Job) { 'id' => (int) 50, 'candidate_id' => (int) 143, 'package_id' => (int) 13, 'admin_id' => (int) 0, 'parent_id' => null, 'blog_count' => (int) 3, 'review_count' => (int) 0, 'testimonial_count' => (int) 4, 'all_blog_count' => (int) 3, 'all_review_count' => (int) 0, 'all_testimonial_count' => (int) 4, 'admin_name' => '', 'subscription_id' => '', 'upgrade_pack_id' => (int) 0, 'upgrade_pack_interval' => 'monthly', 'upgrade_type' => null, 'upgrade_status' => 'created', 'title' => 'Glade Financial', 'slug' => 'glade-financial', 'description' => '<h4 class="h4Pink"><strong>About Gosia:</strong></h4> <p>My mission is to make you feel confident about money and your future, to teach you to be financially savvy with the knowledge of how to manage your own money. I want to help you to change your life, secure a better future and maintain the lifestyle you want. I want to empower you to feel wealthy.</p> <h4 class="h4Pink"><strong>Glade Financial:</strong></h4> <p>At Glade Financial we offer financial planning and guidance services that fit around you and your goals. We will guide you and your family towards your truly successful financial future and deliver intelligent wealth management solutions while protecting you from the unexpected.<br /> <br /> We will begin with a free no-obligation consultation to understand your circumstances and needs and if the service we provide is right for you. Afterwards, we will prepare a report of recommendations based on the information we gathered. If you decide to go with our advice, we will take care of the fund implementation and policy administration for a fuss-free process.<br /> <br /> We can never predict the future but we can make sure you are ready for whatever the future brings. We will break down the complexity of financial management and give you the clarity and guidelines you need.</p> <h4 class="h4Pink"><strong>Our Promise:</strong></h4> <ul> <li>Putting you first, always</li> <li>Responsive to your needs</li> <li>Collaborating with you every step of the way</li> <li>Building lasting relationship</li> </ul> <p>I invite you to contact me today to find out more!</p> <p class="ParaPink"><strong>I am the director and Independent Financial Adviser at Glade Financial, which is an Appointed Representative of Julian Harris Financial Consultants, authorised and regulated by the Financial Conduct Authority No. 153566.<br /> The performance of your investments is subject to risks. Past performance and forecasts are not reliable indicators of future performance. Tax treatment depends on your individual circumstances and may change. Capital at risk.</strong></p> <p class="ParaPink"> </p> <p style="text-align:center"><img alt="" src="/webroot/img/userfiles/user_143/gd.PNG" width="1000" /></p> <quillbot-extension-portal></quillbot-extension-portal><quillbot-extension-portal></quillbot-extension-portal>', 'company_logo' => '20230203_COMLOGO_1675428759.png', 'online_business' => 'No', 'expire_date' => null, 'show_consultant_on_job_detail' => 'No', 'consultant_id' => (int) 0, 'consultant_name' => false, 'consultant_designation' => false, 'consultant_email' => false, 'consultant_mobile' => false, 'consultant_profile_picture' => false, 'cover_letter' => 'No', 'registered_candidates' => false, 'quick_application' => false, 'application_emails' => '', 'show_digi_business_type' => 'No', 'show_digi_comp_reg_no' => 'No', 'show_digi_reg_address' => 'No', 'show_digi_reg_location' => 'No', 'show_digi_reg_postcode' => 'No', 'show_digi_trading_address' => 'No', 'show_digi_location' => 'No', 'show_digi_trading_postcode' => 'No', 'show_digi_email_address' => 'No', 'show_digi_contact_no' => 'No', 'show_digi_website' => 'No', 'show_digi_facebook' => 'No', 'show_digi_linkedin' => 'No', 'show_digi_instagram' => 'No', 'show_digi_twitter' => 'No', 'pa_verified' => 'Yes', 'meta_title' => '', 'meta_keywords' => '', 'meta_description' => '', 'platform' => 'general', 'is_pause' => 'No', 'is_suspend' => 'No', 'request_to_archive' => 'No', 'status' => 'Live', 'archive_date' => null, 'added_by' => '', 'updated_by' => '', 'no_of_views' => (int) 0, 'created' => object(Cake\I18n\FrozenTime) {}, 'modified' => object(Cake\I18n\FrozenTime) {}, 'Packages' => object(App\Model\Entity\Package) {}, 'JobReviews' => [[maximum depth reached]], 'JobDetails' => [ [maximum depth reached] ], 'ParentJob' => null, 'SaveJobCount' => (int) 0, '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [ [maximum depth reached] ], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Jobs' }, (int) 23 => object(App\Model\Entity\Job) { 'id' => (int) 51, 'candidate_id' => (int) 152, 'package_id' => (int) 13, 'admin_id' => (int) 0, 'parent_id' => null, 'blog_count' => (int) 0, 'review_count' => (int) 0, 'testimonial_count' => (int) 6, 'all_blog_count' => (int) 0, 'all_review_count' => (int) 0, 'all_testimonial_count' => (int) 6, 'admin_name' => '', 'subscription_id' => '', 'upgrade_pack_id' => (int) 0, 'upgrade_pack_interval' => 'monthly', 'upgrade_type' => null, 'upgrade_status' => 'created', 'title' => 'Legacy Advice Mortgages & Protection', 'slug' => 'legacy-advice-mortgages-protection', 'description' => '<p>At Legacy Advice, you'll receive <strong>personalised, one-on-one financial advice tailored specifically to your needs.</strong> With over 5 years of experience in the financial services sector and 3 years of expertise in the mortgage industry, Kristopher Camblin, has the <strong>knowledge and skills to guide you</strong> through the complexities of insurance and mortgage options.</p> <p>With access to over<strong> 80+ top mortgage lenders</strong>, <strong>exclusive mortgage deals</strong>, and a<strong> full A-Z service</strong> that covers every step of the way, this is your <strong>one-stop-shop for all things mortgage.</strong> From researching lenders and comparing deals, to completing paperwork and answering any questions you may have, Kristopher will work diligently to make your mortgage journey as <strong>smooth and stress-free</strong> as possible. </p> <p><strong>Going beyond the standard 9-5</strong>, Kristopher is dedicated to providing <strong>flexible and personalised service </strong>to meet each client's unique needs. Whether it's scheduling an evening or weekend appointment or working around a busy schedule, Kristopher is always there to make arranging insurance policies and mortgages a <strong>smooth and stress-free </strong>process.</p> <p>At the heart of Kristopher's work lies a <strong>genuine concern for his clients </strong>and a desire to provide the <strong>best possible outcome</strong>. Expect a <strong>professional and friendly service</strong> tailored to your individual needs, designed to make the process of securing your financial future a breeze. With Kristopher on your side, you can rest assured that your family's financial security is in <strong>good hands.</strong></p> <table align="center" border="0" cellpadding="1" cellspacing="1" style="width: 500px;"> <thead> <tr> <th scope="row" style="text-align: center;">Mortgages</th> <th scope="col" style="text-align: center;">Insurance</th> </tr> </thead> <tbody> <tr> <th scope="row"> <ul> <li> <p class="ParaBlack"><strong>First Time Buyer Mortgages</strong></p> </li> </ul> </th> <td> <ul> <li> <p class="ParaBlack"><strong>Life Insurance</strong></p> </li> </ul> </td> </tr> <tr> <th scope="row"> <ul> <li> <p class="ParaBlack"><strong>Self-Employed Mortgages</strong></p> </li> </ul> </th> <td> <ul> <li> <p class="ParaBlack"><strong>Critical Illness Insurance</strong></p> </li> </ul> </td> </tr> <tr> <th scope="row"> <ul> <li> <p class="ParaBlack"><strong>Remortgages</strong></p> </li> </ul> </th> <td> <ul> <li> <p class="ParaBlack"><strong>Income Protection</strong></p> </li> </ul> </td> </tr> <tr> <th scope="row"> <ul> <li> <p class="ParaBlack"><strong>Home Mover Mortgages</strong></p> </li> </ul> </th> <td> <ul> <li> <p class="ParaBlack"><strong>Over 50's Plans</strong></p> </li> </ul> </td> </tr> <tr> <th scope="row"> <ul> <li> <p class="ParaBlack"><strong>Shared Ownership Mortgages</strong></p> </li> </ul> </th> <td> <ul> <li> <p class="ParaBlack"><strong>Private Medial Insurance</strong></p> </li> </ul> </td> </tr> <tr> <th scope="row"> <p class="ParaBlack"> </p> </th> <td> <ul> <li> <p class="ParaBlack"><strong>Whole of Life Cover</strong></p> </li> </ul> </td> </tr> <tr> <th scope="row"> <p class="ParaBlack"> </p> </th> <td> <ul> <li> <p class="ParaBlack"><strong>Accident Cover</strong></p> </li> </ul> </td> </tr> </tbody> </table> <p> </p> ', 'company_logo' => '20230208_COMLOGO_1675855606.png', 'online_business' => 'No', 'expire_date' => null, 'show_consultant_on_job_detail' => 'No', 'consultant_id' => (int) 0, 'consultant_name' => false, 'consultant_designation' => false, 'consultant_email' => false, 'consultant_mobile' => false, 'consultant_profile_picture' => false, 'cover_letter' => 'No', 'registered_candidates' => false, 'quick_application' => false, 'application_emails' => '', 'show_digi_business_type' => 'No', 'show_digi_comp_reg_no' => 'No', 'show_digi_reg_address' => 'No', 'show_digi_reg_location' => 'No', 'show_digi_reg_postcode' => 'No', 'show_digi_trading_address' => 'No', 'show_digi_location' => 'No', 'show_digi_trading_postcode' => 'No', 'show_digi_email_address' => 'No', 'show_digi_contact_no' => 'No', 'show_digi_website' => 'No', 'show_digi_facebook' => 'No', 'show_digi_linkedin' => 'No', 'show_digi_instagram' => 'No', 'show_digi_twitter' => 'No', 'pa_verified' => 'Yes', 'meta_title' => '', 'meta_keywords' => '', 'meta_description' => '', 'platform' => 'general', 'is_pause' => 'No', 'is_suspend' => 'No', 'request_to_archive' => 'No', 'status' => 'Live', 'archive_date' => null, 'added_by' => '', 'updated_by' => '', 'no_of_views' => (int) 0, 'created' => object(Cake\I18n\FrozenTime) {}, 'modified' => object(Cake\I18n\FrozenTime) {}, 'Packages' => object(App\Model\Entity\Package) {}, 'JobReviews' => [[maximum depth reached]], 'JobDetails' => [ [maximum depth reached] ], 'ParentJob' => null, 'SaveJobCount' => (int) 0, '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [ [maximum depth reached] ], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Jobs' }, (int) 24 => object(App\Model\Entity\Job) { 'id' => (int) 54, 'candidate_id' => (int) 154, 'package_id' => (int) 13, 'admin_id' => (int) 0, 'parent_id' => null, 'blog_count' => (int) 0, 'review_count' => (int) 0, 'testimonial_count' => (int) 4, 'all_blog_count' => (int) 0, 'all_review_count' => (int) 0, 'all_testimonial_count' => (int) 4, 'admin_name' => '', 'subscription_id' => '', 'upgrade_pack_id' => (int) 0, 'upgrade_pack_interval' => 'monthly', 'upgrade_type' => null, 'upgrade_status' => 'created', 'title' => 'How? 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=> 'Home Mover Mortgages', (int) 574 => 'New Build Home Mortgages', (int) 575 => 'Remortgage', (int) 576 => 'Second Charge Loans', (int) 577 => 'Self-employed mortgages', (int) 578 => 'Business Whole of Life', (int) 579 => 'Critical Illness cover', (int) 580 => 'Health Insurance', (int) 581 => 'Home insurance', (int) 582 => 'Income Protection', (int) 583 => 'Key man Insurance', (int) 584 => 'Landlord Insurance', (int) 585 => 'Shareholder protection insurance', (int) 586 => 'Whole of Life Insurance', (int) 587 => 'Estate Planning', (int) 588 => 'Power of Attorney', (int) 589 => 'Probate Services', (int) 590 => 'Trusts', (int) 591 => 'Will Writers', (int) 630 => 'Financial', (int) 641 => 'Life Insurance', (int) 642 => 'Pension Transfers', (int) 643 => 'No obligation consultation', (int) 677 => 'Initial fee free consultation', (int) 681 => 'Mortgage Capacity Reports' ] $towns_list = [ (int) 0 => object(App\Model\Entity\Town) { 'id' => (int) 7428, 'name' => 'Canary Wharf', 'slug' => 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'devon-south-west', 'nuts_region' => 'South West', 'nuts_region_slug' => 'south-west-england', 'country' => 'England', 'country_slug' => 'england', 'grid_reference' => 'SX554562', 'easting' => (int) 255440, 'northing' => (int) 56231, 'latitude' => (float) 50.38815, 'longitude' => (float) -4.0349, 'elevation' => (int) 65, 'postcode_sector' => 'PL7 2', 'local_government_area' => 'City of Plymouth', 'type' => 'Suburban Area', '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [[maximum depth reached]], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Towns' }, (int) 2 => object(App\Model\Entity\Town) { 'id' => (int) 8510, 'name' => 'Chedzoy', 'slug' => 'chedzoy-somerset-333982', 'county' => 'Somerset', 'county_slug' => 'somerset-south-west', 'nuts_region' => 'South West', 'nuts_region_slug' => 'south-west-england', 'country' => 'England', 'country_slug' => 'england', 'grid_reference' => 'ST339375', 'easting' => (int) 333982, 'northing' => (int) 137501, 'latitude' => (float) 51.13296, 'longitude' => (float) -2.94489, 'elevation' => (int) 10, 'postcode_sector' => 'TA7 8', 'local_government_area' => 'Sedgemoor District', 'type' => 'Village', '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [[maximum depth reached]], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Towns' }, (int) 3 => object(App\Model\Entity\Town) { 'id' => (int) 8531, 'name' => 'Chelmsford', 'slug' => 'chelmsford-essex-570897', 'county' => 'Essex', 'county_slug' => 'essex-eastern', 'nuts_region' => 'Eastern', 'nuts_region_slug' => 'eastern-england', 'country' => 'England', 'country_slug' => 'england', 'grid_reference' => 'TL708071', 'easting' => (int) 570897, 'northing' => (int) 207155, 'latitude' => (float) 51.73705, 'longitude' => (float) 0.47361, 'elevation' => (int) 29, 'postcode_sector' => 'CM1 1', 'local_government_area' => 'Chelmsford District', 'type' => 'City', '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [[maximum depth reached]], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Towns' }, (int) 4 => object(App\Model\Entity\Town) { 'id' => (int) 10355, 'name' => 'Corringham', 'slug' => 'corringham-essex-569985', 'county' => 'Essex', 'county_slug' => 'essex-eastern', 'nuts_region' => 'Eastern', 'nuts_region_slug' => 'eastern-england', 'country' => 'England', 'country_slug' => 'england', 'grid_reference' => 'TQ699835', 'easting' => (int) 569985, 'northing' => (int) 183562, 'latitude' => (float) 51.52539, 'longitude' => (float) 0.44897, 'elevation' => (int) 24, 'postcode_sector' => 'SS17 7', 'local_government_area' => 'Thurrock', 'type' => 'Town', '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [[maximum depth reached]], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Towns' }, (int) 5 => object(App\Model\Entity\Town) { 'id' => (int) 10579, 'name' => 'Coventry', 'slug' => 'coventry-west-midlands-433644', 'county' => 'West Midlands', 'county_slug' => 'west-midlands-west-midlands', 'nuts_region' => 'West Midlands', 'nuts_region_slug' => 'west-midlands-england', 'country' => 'England', 'country_slug' => 'england', 'grid_reference' => 'SP336789', 'easting' => (int) 433644, 'northing' => (int) 278970, 'latitude' => (float) 52.40771, 'longitude' => (float) -1.50686, 'elevation' => (int) 91, 'postcode_sector' => 'CV1 5', 'local_government_area' => 'Coventry District', 'type' => 'City', '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [[maximum depth reached]], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Towns' }, (int) 6 => object(App\Model\Entity\Town) { 'id' => (int) 10734, 'name' => 'Craigavon', 'slug' => 'craigavon-county-armagh-304598', 'county' => 'County Armagh', 'county_slug' => 'county-armagh-northern-ireland', 'nuts_region' => 'Northern Ireland', 'nuts_region_slug' => 'northern-ireland-northern-ireland', 'country' => 'Northern Ireland', 'country_slug' => 'northern-ireland', 'grid_reference' => 'J045566', 'easting' => (int) 304598, 'northing' => (int) 356607, 'latitude' => (float) 54.44722, 'longitude' => (float) -6.38833, 'elevation' => (int) 32, 'postcode_sector' => 'BT64 1', 'local_government_area' => 'Armagh City Banbridge and Craigavon', 'type' => 'Town', '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [[maximum depth reached]], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Towns' }, (int) 7 => object(App\Model\Entity\Town) { 'id' => (int) 12560, 'name' => 'Doncaster', 'slug' => 'doncaster-south-yorkshire-457621', 'county' => 'South Yorkshire', 'county_slug' => 'south-yorkshire-yorkshire-and-the-humber', 'nuts_region' => 'Yorkshire and the Humber', 'nuts_region_slug' => 'yorkshire-and-the-humber-england', 'country' => 'England', 'country_slug' => 'england', 'grid_reference' => 'SE576032', 'easting' => (int) 457621, 'northing' => (int) 403245, 'latitude' => (float) 53.52272, 'longitude' => (float) -1.13235, 'elevation' => (int) 19, 'postcode_sector' => 'DN1 1', 'local_government_area' => 'Doncaster District', 'type' => 'Town', '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [[maximum depth reached]], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Towns' }, (int) 8 => object(App\Model\Entity\Town) { 'id' => (int) 13073, 'name' => 'Dundee', 'slug' => 'dundee-city-of-dundee-340093', 'county' => 'City of Dundee', 'county_slug' => 'city-of-dundee-scotland', 'nuts_region' => 'Scotland', 'nuts_region_slug' => 'scotland-scotland', 'country' => 'Scotland', 'country_slug' => 'scotland', 'grid_reference' => 'NO400300', 'easting' => (int) 340093, 'northing' => (int) 730009, 'latitude' => (float) 56.45841, 'longitude' => (float) -2.97367, 'elevation' => (int) 16, 'postcode_sector' => 'DD1 4', 'local_government_area' => 'Dundee City', 'type' => 'City', '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [[maximum depth reached]], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Towns' }, (int) 9 => object(App\Model\Entity\Town) { 'id' => (int) 13095, 'name' => 'Dungannon', 'slug' => 'dungannon-county-tyrone-279738', 'county' => 'County Tyrone', 'county_slug' => 'county-tyrone-northern-ireland', 'nuts_region' => 'Northern Ireland', 'nuts_region_slug' => 'northern-ireland-northern-ireland', 'country' => 'Northern Ireland', 'country_slug' => 'northern-ireland', 'grid_reference' => 'H797619', 'easting' => (int) 279738, 'northing' => (int) 361982, 'latitude' => (float) 54.5, 'longitude' => (float) -6.77, 'elevation' => (int) 71, 'postcode_sector' => 'BT71 7', 'local_government_area' => 'Mid Ulster', 'type' => 'Town', '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [[maximum depth reached]], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Towns' }, (int) 10 => object(App\Model\Entity\Town) { 'id' => (int) 14754, 'name' => 'Fallin', 'slug' => 'fallin-stirling-and-falkirk-283520', 'county' => 'Stirling and Falkirk', 'county_slug' => 'stirling-and-falkirk-scotland', 'nuts_region' => 'Scotland', 'nuts_region_slug' => 'scotland-scotland', 'country' => 'Scotland', 'country_slug' => 'scotland', 'grid_reference' => 'NS835917', 'easting' => (int) 283520, 'northing' => (int) 691716, 'latitude' => (float) 56.10397, 'longitude' => (float) -3.87431, 'elevation' => (int) 13, 'postcode_sector' => 'FK7 7', 'local_government_area' => 'Stirling', 'type' => 'Village', '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [[maximum depth reached]], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Towns' }, (int) 11 => object(App\Model\Entity\Town) { 'id' => (int) 15510, 'name' => 'Folkestone', 'slug' => 'folkestone-kent-622846', 'county' => 'Kent', 'county_slug' => 'kent-south-east', 'nuts_region' => 'South East', 'nuts_region_slug' => 'south-east-england', 'country' => 'England', 'country_slug' => 'england', 'grid_reference' => 'TR228361', 'easting' => (int) 622846, 'northing' => (int) 136189, 'latitude' => (float) 51.08172, 'longitude' => (float) 1.18028, 'elevation' => (int) 26, 'postcode_sector' => 'CT20 1', 'local_government_area' => 'Shepway District', 'type' => 'Town', '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [[maximum depth reached]], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Towns' }, (int) 12 => object(App\Model\Entity\Town) { 'id' => (int) 23649, 'name' => 'Knutsford', 'slug' => 'knutsford-cheshire-375123', 'county' => 'Cheshire', 'county_slug' => 'cheshire-north-west', 'nuts_region' => 'North West', 'nuts_region_slug' => 'north-west-england', 'country' => 'England', 'country_slug' => 'england', 'grid_reference' => 'SJ751785', 'easting' => (int) 375123, 'northing' => (int) 378529, 'latitude' => (float) 53.30312, 'longitude' => (float) -2.37476, 'elevation' => (int) 68, 'postcode_sector' => 'WA16 0', 'local_government_area' => 'Cheshire East', 'type' => 'Town', '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [[maximum depth reached]], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Towns' }, (int) 13 => object(App\Model\Entity\Town) { 'id' => (int) 24578, 'name' => 'Leyland', 'slug' => 'leyland-lancashire-354177', 'county' => 'Lancashire', 'county_slug' => 'lancashire-north-west', 'nuts_region' => 'North West', 'nuts_region_slug' => 'north-west-england', 'country' => 'England', 'country_slug' => 'england', 'grid_reference' => 'SD541216', 'easting' => (int) 354177, 'northing' => (int) 421644, 'latitude' => (float) 53.68922, 'longitude' => (float) -2.69536, 'elevation' => (int) 46, 'postcode_sector' => 'PR25 3', 'local_government_area' => 'South Ribble District', 'type' => 'Town', '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [[maximum depth reached]], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Towns' }, (int) 14 => object(App\Model\Entity\Town) { 'id' => (int) 26025, 'name' => 'London', 'slug' => 'london-greater-london-532473', 'county' => 'Greater London', 'county_slug' => 'greater-london-london', 'nuts_region' => 'London', 'nuts_region_slug' => 'london-england', 'country' => 'England', 'country_slug' => 'england', 'grid_reference' => 'TQ324812', 'easting' => (int) 532473, 'northing' => (int) 181219, 'latitude' => (float) 51.51437, 'longitude' => (float) -0.09229, 'elevation' => (int) 31, 'postcode_sector' => 'EC2V 8', 'local_government_area' => 'City of London', 'type' => 'City', '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [[maximum depth reached]], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Towns' }, (int) 15 => object(App\Model\Entity\Town) { 'id' => (int) 30211, 'name' => 'Newcastle-under-Lyme', 'slug' => 'newcastle-under-lyme-staffordshire-384799', 'county' => 'Staffordshire', 'county_slug' => 'staffordshire-west-midlands', 'nuts_region' => 'West Midlands', 'nuts_region_slug' => 'west-midlands-england', 'country' => 'England', 'country_slug' => 'england', 'grid_reference' => 'SJ847460', 'easting' => (int) 384799, 'northing' => (int) 346008, 'latitude' => (float) 53.01116, 'longitude' => (float) -2.22801, 'elevation' => (int) 133, 'postcode_sector' => 'ST5 1', 'local_government_area' => 'Newcastle-under-Lyme District', 'type' => 'Town', '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [[maximum depth reached]], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Towns' }, (int) 16 => object(App\Model\Entity\Town) { 'id' => (int) 32393, 'name' => 'Oxted', 'slug' => 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'created' => object(Cake\I18n\FrozenTime) {}, 'modified' => object(Cake\I18n\FrozenTime) {}, 'Packages' => object(App\Model\Entity\Package) {}, 'JobReviews' => [], 'JobDetails' => [ 'Company Name ' => 'Delato Finance Ltd', 'Company Type' => 'Non-FCA', 'Email Address' => 'info@delato-finance.co.uk', 'Contact Tel No' => '01604389127', 'Website' => 'www.delato-finance.co.uk', 'What products do you advise on?' => 'Mortgages, Commercial', 'Mortgage & Loan' => 'Bridging Loans, Buy to Let, Development Loans', 'Commercial' => 'Bridging Loans, Commercial Finance, Development Loans', 'Headline Description' => 'We specialize in commercial mortgages, property development finance, and bridging loans as well as buy to let mortgages. Our team is dedicated to offering personalized financial solutions, ensuring you achieve your property goals efficiently and effectively.', 'Your Profile' => ' Your Gateway to Property Finance Unlocking Opportunities with Tailored Financial Solutions ', 'Charges' => 'Initial fee free consultation', 'Details' => 'If your enquiry results in a mortgage / loan agreement in principle or the submission of a full mortgage / loan application , there will be an arrangement fee of £250 payable. 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Notice (8): Undefined index: [APP/Template/Cell/Front/Header/blog_latest_advisors.ctp, line 139]Code Context<div class="ViewProfileRight">
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We provide tailored advice to create long-term success and financial progression for our clients.', (int) 32 => '620,616,593,605,619', (int) 49 => '643', (int) 53 => 'Broker fee is £498 payable upon mortgage offer. Insurance advice and set-up is FREE of charge.', (int) 50 => '546,547', (int) 60 => '598', (int) 51 => '596', (int) 35 => '8,124' ], (int) 68 => [ (int) 15 => '639', (int) 16 => 'Tower 42', (int) 3 => '26025', (int) 29 => 'EC2N 1HN', (int) 45 => '766295', (int) 47 => 'n/a', (int) 19 => 'ben.davies@cfbrokers.co.uk', (int) 17 => '07376972391', (int) 20 => 'https://www.cfbrokers.co.uk/', (int) 23 => 'https://www.linkedin.com/in/ben-davies-a79ab9264/', (int) 48 => '539,540', (int) 55 => '567,556,568,569,572,576', (int) 61 => '636,637,638', (int) 52 => 'Specialist Finance Broker dealing with Bridging, Commercial & Development Finance.', (int) 32 => '613,634,614,615,617', (int) 49 => '643', (int) 53 => 'We offer a free initial consultation and once you decide to go ahead we then charge a £495 pound application fee. 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The amount we charge is dependent on the amount of research and administration that is required.', (int) 50 => '545,546,547', (int) 60 => '598', (int) 51 => '596', (int) 35 => '8' ], (int) 72 => [ (int) 15 => '2', (int) 28 => '12267927', (int) 36 => '21 Laneham Close', (int) 37 => '12560', (int) 38 => 'DN4 7HX', (int) 16 => '21 Laneham Close', (int) 3 => '12560', (int) 29 => 'DN4 7HX', (int) 45 => '919570', (int) 47 => 'FCA registered', (int) 19 => 'david@questfinance.co.uk', (int) 17 => '07779819891', (int) 20 => 'www.questfinance.co.uk', (int) 48 => '539', (int) 55 => '569,570,572', (int) 52 => 'No Obligation Friendly chat about your options', (int) 32 => '666,673,667,650,602', (int) 49 => '677', (int) 53 => 'FREE call to discuss your requirements', (int) 50 => '545,546,547', (int) 60 => '597', (int) 51 => '596', (int) 35 => '8' ], (int) 73 => [ (int) 15 => '1', (int) 16 => '102 Stoney Road', (int) 3 => '10579', (int) 29 => 'CV3 6HY', (int) 45 => '832594', (int) 47 => 'na', (int) 19 => 'luke@spellmanfs.co.uk', (int) 20 => 'https://spellmanfs.co.uk/', (int) 43 => 'https://www.facebook.com/spellmanfs', (int) 23 => 'https://spellmanfs.co.uk/', (int) 48 => '541,539', (int) 55 => '567,556,571,572,573,681,574,575,576,577', (int) 56 => '579,580,581,582,584,641,586', (int) 52 => '5 Star Rated Mortgage Brokers in Coventry', (int) 32 => '617,593,632,605,652', (int) 49 => '643', (int) 53 => 'Fee free, non obligatory initial consultation', (int) 50 => '545,546,547', (int) 60 => '598', (int) 51 => '596', (int) 35 => '8' ], (int) 76 => [ (int) 15 => '2', (int) 28 => 'SC593784', (int) 36 => '56 Mayfield Grove', (int) 37 => '13073', (int) 38 => 'DD4 7GZ', (int) 16 => '56 Mayfield Grove', (int) 3 => '13073', (int) 29 => 'DD4 7GZ', (int) 45 => '808286', (int) 19 => 'jeff@capital8finance.co.uk', (int) 17 => '07746937796', (int) 20 => 'https://www.capital8finance.co.uk', (int) 43 => 'https://www.facebook.com/capital8finance', (int) 23 => 'www.linkedin.com/in/jeff-yu-financebroker', (int) 48 => '541,539,540', (int) 55 => '567,556,568,569,571,572,574,575,576,577', (int) 56 => '579,581,582,584,641,586', (int) 61 => '636,637,638', (int) 52 => 'At Capital 8 Finance, we are able to offer our clients a true "one stop shop' facility. We provide businesses, property investors, developers and home buyers with a fully managed and professional service to secure the funding they need.', (int) 32 => '613,600,614,615,653,631,593,632,684,605,618,652,687,688,689,690', (int) 49 => '677', (int) 53 => 'Free Initial Consultation', (int) 50 => '545,546,547', (int) 60 => '598', (int) 51 => '596', (int) 35 => '8' ], (int) 86 => [ (int) 15 => '2', (int) 28 => '2018123987165432', (int) 36 => 'FIRST FLOOR, 21 Great George Street,', (int) 37 => '46788', (int) 38 => 'WN3 4DL', (int) 16 => 'FIRST FLOOR, 21 Great George Street,', (int) 3 => '46788', (int) 29 => 'WN3 4DL', (int) 45 => '946310', (int) 19 => 'helenferneyhoughseo@gmail.com', (int) 17 => '01942311555', (int) 20 => 'https://hfassociates.uk/', (int) 43 => 'https://www.facebook.com/helenferneyhoughassociates/', (int) 23 => 'https://www.linkedin.com/in/helen-ferneyhough-1b6988153/#experience', (int) 24 => 'http://instagram.com/helenferneyhoughassociates', (int) 48 => '541,539', (int) 55 => '567,570,571,575', (int) 56 => '579,582', (int) 52 => 'Expert Mortgage and Protection Services in Wigan', (int) 49 => '542', (int) 53 => '-', (int) 50 => '546,547', (int) 60 => '597,598', (int) 51 => '596', (int) 35 => '8' ], (int) 89 => [ (int) 15 => '1', (int) 16 => '30-40 Tontine Street', (int) 3 => '15510', (int) 29 => 'CT20 1JU', (int) 45 => '215234', (int) 19 => 'kevin.peate@aitana.co.uk', (int) 17 => '07894550391', (int) 20 => 'www.k-map.co.uk', (int) 48 => '541,539', (int) 55 => '567,556,568,569,570,571,572,573,574,575,576,577', (int) 56 => '557,578,579,580,581,582,583,584,641,585,586', (int) 52 => 'Providers of friendly, professional help and advice with rapid solutions', (int) 49 => '677', (int) 53 => 'In 99% of cases we charge no Fees', (int) 50 => '545,546,547', (int) 60 => '640,597', (int) 51 => '596', (int) 35 => '8' ], (int) 90 => [ (int) 15 => '2', (int) 28 => '09333010', (int) 36 => 'High View, Palmers Road, Wootton Bridge', (int) 37 => '36492', (int) 38 => 'PO33 4NF', (int) 16 => '23 Pembroke Avenue,', (int) 3 => '10355', (int) 29 => 'SS17 7PW', (int) 45 => '676588', (int) 19 => 'pauls@1stcall4mortgages.co.uk', (int) 17 => '01268851424', (int) 20 => 'www.1stcall4mortgages.co.uk', (int) 48 => '541,539,540', (int) 55 => '567,556,568,571,572,573,681,574,575,576,577', (int) 56 => '557,578,579,580,581,582,583,584,641,586', (int) 61 => '636,637,638', (int) 52 => 'We work with you to get you the results you want. Working with 90+ Lenders across the market to match you to the right solution 4 u.', (int) 32 => '675,620,600,621,623,632,625', (int) 49 => '543', (int) 53 => 'We only charge on mortgage offer. Our typical fee is £495. If we do not get you a mortgage offer, we do not charge.', (int) 50 => '546,547', (int) 60 => '598', (int) 51 => '596', (int) 35 => '8' ], (int) 94 => [ (int) 15 => '639', (int) 16 => 'Milton Street', (int) 3 => '37478', (int) 29 => 'S3 7WL', (int) 45 => '650114', (int) 47 => 'No', (int) 19 => 'robert.wilson-rust@friendscapital.co.uk', (int) 17 => '01143031031', (int) 20 => 'https://friendscapital.co.uk/', (int) 48 => '541,539', (int) 55 => '567,556,568,569,570,571,572,573,681,574,575,576,577', (int) 56 => '557,578,579,580,581,582,583,584,641,585,586', (int) 52 => 'Mortgage Brokers with over 60 years experience in the market. We can make your dreams come true!', (int) 32 => '668,675,613,600,621,615,592,653,631,609,605', (int) 49 => '643', (int) 53 => 'Our initial advice is free, we may charge a fee when we arrange the mortgage for you', (int) 50 => '545,546,547', (int) 60 => '598', (int) 51 => '550', (int) 35 => '8' ], (int) 103 => [ (int) 15 => '594', (int) 59 => '14 Chalfont Court, Upper Priory Street, Northampton NN1 2TW', (int) 19 => 'info@delato-finance.co.uk', (int) 17 => '01604389127', (int) 20 => 'www.delato-finance.co.uk', (int) 48 => '539,540', (int) 55 => '567,556,569', (int) 61 => '636,637,638', (int) 52 => 'We specialize in commercial mortgages, property development finance, and bridging loans as well as buy to let mortgages. Our team is dedicated to offering personalized financial solutions, ensuring you achieve your property goals efficiently and effectively.', (int) 49 => '677', (int) 53 => 'If your enquiry results in a mortgage / loan agreement in principle or the submission of a full mortgage / loan application , there will be an arrangement fee of £250 payable. There is a completion fee of 0.75% of the mortgage loan payable on successful completion of the loan / mortgage.', (int) 50 => '545,546,547', (int) 60 => '640', (int) 51 => '596', (int) 35 => '8' ], (int) 34 => [ (int) 15 => '2', (int) 28 => '12983960', (int) 36 => '162A London Road', (int) 37 => '30211', (int) 38 => 'ST5 7JB', (int) 16 => '162A London Road', (int) 3 => '30211', (int) 29 => 'ST5 7JB', (int) 45 => 'NDW01069', (int) 19 => 'nathan.waldron@mandg.com', (int) 17 => '07773814684', (int) 20 => 'https://www.mandg.com/wealth/advice/get-financial-advice/adviser-sites/waldron-and-co-financial-planning', (int) 43 => 'https://www.facebook.com/waldronandco/', (int) 23 => 'https://www.linkedin.com/company/waldron-co-financial-planning', (int) 48 => '630,538,539', (int) 54 => '555,563,562,561,564,566,565', (int) 55 => '556,571,573,575,577', (int) 57 => '587,590,591', (int) 52 => 'We provide financial advice to our clients on behalf of The Advice Partnership from M&G Wealth Advice.', (int) 49 => '543', (int) 53 => 'If you have investable assets of £50000, Nathan would typically charge you: 3.00% of the financial planning fee initially 0.60% of the financial planning fee on an ongoing basis.', (int) 50 => '545,546,547', (int) 60 => '597', (int) 51 => '596', (int) 35 => '8' ], (int) 35 => [ (int) 15 => '1', (int) 16 => '56 Pollards Oak Crescent', (int) 3 => '32393', (int) 29 => 'RH8 0JQ', (int) 45 => '571089', (int) 19 => 'tony.ambridge@morganfs.co.uk', (int) 17 => '07778662480', (int) 20 => 'morganfs.co.uk', (int) 43 => 'https://www.facebook.com/TonyAmbridgeMortgageBroker/', (int) 23 => 'www.linkedin.com/in/tony-ambridge-68969a37', (int) 48 => '539', (int) 55 => '571,573,574,575,577', (int) 52 => 'Highly experienced adviser across all sectors of borrowing, able to make buying a home easy to understand for all buyers.', (int) 32 => '621,616,603,623,593,632,604,609,605,619', (int) 49 => '543', (int) 53 => 'I do not charge a fee, however I do reserve the right to choose whether an application should proceed, based on the amount of work it may require.', (int) 50 => '547', (int) 60 => '598', (int) 51 => '596', (int) 35 => '8' ], (int) 41 => [ (int) 15 => '639', (int) 16 => 'Office 4, 16 Northland Row', (int) 3 => '13095', (int) 29 => 'BT71 6AP', (int) 45 => '403452', (int) 47 => 'Mortgage an Protection Adviser', (int) 19 => 'pete.smith@mab.org.uk', (int) 17 => '07596327850', (int) 20 => 'https://www.mortgageadvicebureau.com/mortgage-advisers/peter-smith', (int) 43 => 'https://www.facebook.com/PeteSmithAdviser', (int) 23 => 'https://www.linkedin.com/in/peter-smith-cemap-64b84547/', (int) 48 => '541,539', (int) 55 => '556,571,572,573,574,575,577', (int) 56 => '557,579,580,581,582,583,641', (int) 52 => 'Providing Honest, professional mortgage and insurance advice', (int) 32 => '620,600,621,595,616,622,617,631,603,593,632,604,609,605,619', (int) 49 => '643', (int) 53 => 'No obligation Mortgage and Insurance advice', (int) 50 => '545,546,547', (int) 60 => '598', (int) 51 => '596', (int) 35 => '8' ], (int) 42 => [ (int) 15 => '2', (int) 28 => '10756078', (int) 36 => '4 Severnvale', (int) 37 => '26028', (int) 38 => 'AL2 1TE', (int) 16 => '1B Yewlands Avenue', (int) 3 => '24578', (int) 29 => 'PR25 2TL', (int) 45 => '604664', (int) 19 => 'davidcole@vivaretirementsolutions.co.uk', (int) 17 => '07890652956', (int) 20 => 'https://www.vivaretirementsolutions.co.uk/', (int) 23 => 'https://www.linkedin.com/in/david-cole-63387415a/', (int) 48 => '539', (int) 55 => '570', (int) 52 => 'Experienced Lancashire based Lifetime Mortgage Adviser. Friendly, honest and professional. I offer a personal nationwide advisory service with my clients at the heart of everything I do. Accredited Later Life Lending Professional.', (int) 32 => '651,650,602', (int) 49 => '643', (int) 53 => 'Our fee for arranging a Lifetime mortgage is £750 payable only on completion.', (int) 50 => '545,546,547', (int) 60 => '598', (int) 51 => '596', (int) 35 => '8' ], (int) 43 => [ (int) 15 => '2', (int) 28 => '13515668', (int) 36 => '101 Station Road', (int) 37 => '48420', (int) 38 => 'PO11 0EE', (int) 16 => '18 Berber Close', (int) 3 => '46508', (int) 29 => 'PO15 7HF', (int) 45 => '960278', (int) 19 => 'hello@switchmf.co.uk', (int) 17 => '01329760830', (int) 20 => 'www.switchmf.co.uk', (int) 43 => 'https://www.facebook.com/SwitchMortgageFinance', (int) 24 => 'https://www.instagram.com/switchyourmortgage/', (int) 48 => '630,539', (int) 54 => '562', (int) 55 => '556,571,573,574,575,577', (int) 52 => 'Specialist Mortgage Fir', (int) 49 => '643', (int) 53 => 'Our fees depend on your circumstances. Our standard fee is £325', (int) 50 => '545,546,547', (int) 60 => '598', (int) 51 => '596', (int) 35 => '8' ], (int) 46 => [ (int) 15 => '2', (int) 28 => '13832766', (int) 36 => 'Derby House, 12 Winckley Square', (int) 37 => '34494', (int) 38 => 'PR1 3JJ', (int) 16 => 'Derby House, 12 Winckley Square', (int) 3 => '34494', (int) 29 => 'PR1 3JJ', (int) 45 => '972261', (int) 19 => 'nick@wardjamesmortgages.co.uk', (int) 17 => '01772970080', (int) 20 => 'www.wardjamesmortgages.co.uk', (int) 43 => 'www.facebook.com/Wardjamesmortgages', (int) 24 => 'wardjames.mortgages', (int) 48 => '541,539', (int) 55 => '556,571,573,574,575,577', (int) 56 => '579,581,582,584,641', (int) 52 => 'We are a fee free advice, whole of market mortgage broker who can advise and arrange the right mortgage for you!', (int) 32 => '621,616,603,623,624,593,632,609,605,619', (int) 49 => '543', (int) 53 => 'We do not charge a broker fee.', (int) 50 => '546', (int) 60 => '598', (int) 51 => '596', (int) 35 => '8' ], (int) 50 => [ (int) 15 => '2', (int) 28 => '9086117', (int) 36 => '43 Prince John Road', (int) 37 => '26025', (int) 38 => 'SE9 6QB', (int) 16 => '43 Prince John Road', (int) 3 => '26025', (int) 29 => 'SE9 6QB', (int) 45 => '978232', (int) 19 => 'gosia@gladefinancial.co.uk', (int) 17 => '02034883999', (int) 20 => 'www.gladefinancial.co.uk', (int) 23 => 'https://www.linkedin.com/company/glade-financial/', (int) 24 => 'https://www.instagram.com/gladefinancial/?hl=en', (int) 48 => '630,541,539', (int) 54 => '555,563,642,562,561,564,566', (int) 55 => '556,571,572,573,574,575,576,577', (int) 56 => '557,578,579,580,581,582,583,584,641,585,586', (int) 52 => 'Make your money work harder. 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Now bringing up our own families in the area, we wanted to focus our mission around helping other families in Plymouth and surrounding areas achieve their dreams and ensure they’re protected.</p> <p style="text-align: center;">When we say we are an independent broker, we truly are. We work with the whole of market, meaning we can access lenders that aren’t on the High Street, that may be online or specialists that you wouldn’t have thought of. Unlike other brokers or your bank we can be completely unbiased about your mortgage and protection needs.</p> <p style="text-align: center;">As locals ourselves, we are heavily involved with local goings on. Nathan is a big rugby fan, and can be found playing for his local team. Charlie is a trampoline champion who loves to cook. Mark on the other hand can be found at the beach surfing away his spare time!</p> <p style="text-align: center;">Even if you aren’t local to the Plymouth area, you can still be part of the Mewstone family. 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'upgrade_status' => 'created', 'title' => 'XL Financial Services Limited', 'slug' => 'xl-financial-services-limited', 'description' => '<p>I am a mortgage and protection specialist with over 34 years of Financial Services industry experience.</p> <p>Having started in high street banks in the late 1980’s, I have worked primarily in lending teams and progressed through to underwriting mortgages for a top 5 UK bank. 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I liaise with all other parties involved in the house buying or remortgaging process, meaning that you have less stress and more support throughout the whole application.</p> <hr />', 'company_logo' => '20230323_COMLOGO_1679593672.png', 'online_business' => 'No', 'expire_date' => null, 'show_consultant_on_job_detail' => 'No', 'consultant_id' => (int) 0, 'consultant_name' => false, 'consultant_designation' => false, 'consultant_email' => false, 'consultant_mobile' => false, 'consultant_profile_picture' => false, 'cover_letter' => 'No', 'registered_candidates' => false, 'quick_application' => false, 'application_emails' => '', 'show_digi_business_type' => 'No', 'show_digi_comp_reg_no' => 'No', 'show_digi_reg_address' => 'No', 'show_digi_reg_location' => 'No', 'show_digi_reg_postcode' => 'No', 'show_digi_trading_address' => 'No', 'show_digi_location' => 'No', 'show_digi_trading_postcode' => 'No', 'show_digi_email_address' => 'No', 'show_digi_contact_no' => 'No', 'show_digi_website' => 'No', 'show_digi_facebook' => 'No', 'show_digi_linkedin' => 'No', 'show_digi_instagram' => 'No', 'show_digi_twitter' => 'No', 'pa_verified' => 'Yes', 'meta_title' => '', 'meta_keywords' => '', 'meta_description' => '', 'platform' => 'general', 'is_pause' => 'No', 'is_suspend' => 'No', 'request_to_archive' => 'No', 'status' => 'Live', 'archive_date' => null, 'added_by' => '', 'updated_by' => '', 'no_of_views' => (int) 0, 'created' => object(Cake\I18n\FrozenTime) {}, 'modified' => object(Cake\I18n\FrozenTime) {}, 'Packages' => object(App\Model\Entity\Package) {}, 'JobReviews' => [[maximum depth reached]], 'JobDetails' => [ [maximum depth reached] ], 'ParentJob' => null, 'SaveJobCount' => (int) 0, '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [ [maximum depth reached] ], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Jobs' }, (int) 4 => object(App\Model\Entity\Job) { 'id' => (int) 65, 'candidate_id' => (int) 168, 'package_id' => (int) 13, 'admin_id' => (int) 0, 'parent_id' => null, 'blog_count' => (int) 0, 'review_count' => (int) 0, 'testimonial_count' => (int) 2, 'all_blog_count' => (int) 0, 'all_review_count' => (int) 0, 'all_testimonial_count' => (int) 2, 'admin_name' => '', 'subscription_id' => '', 'upgrade_pack_id' => (int) 0, 'upgrade_pack_interval' => 'monthly', 'upgrade_type' => null, 'upgrade_status' => 'created', 'title' => 'UK Lending ', 'slug' => 'uk-lending', 'description' => '<p style="text-align:center"><img alt="UK lending 6" src="/webroot/img/userfiles/user_168/Uklending5.PNG" width="332" /></p> <p style="text-align: center;"><strong>We help first time buyers to professional landlords with mortgages and refinancing.</strong></p> <p style="text-align: center;"><strong>UK Lending provides holistic solutions that vary from each type of client.</strong></p> <p style="text-align: center;"><strong>Our typical client is someone who is self employed or had adverse credit in the background. These type of clients do not fit high street orders and need specialist advice which I can provide.</strong></p> <h5 class="h5Pink" style="text-align: center;"><strong>When your bank or building society says ‘No’ to your application because you don’t fit the mould, we aim to get the ‘Yes’ you’re looking for.</strong></h5> <h5 class="h5Pink" style="text-align: center;"><strong>UK Lending helps you apply for complex mortgages and property-secured loans, from specialist lenders who may well look on your application more favourably than middle-of-the-road high street lenders.</strong></h5> <p style="text-align: center;"><strong>YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE</strong></p> <hr /> <p style="text-align:center"><img alt="Uk Lending" src="/webroot/img/userfiles/user_168/Capture.PNG" width="1215" /></p> <p><img alt="Uklending buy to let" height="287" src="/webroot/img/userfiles/user_168/captir2.PNG" style="float:left" width="500" /></p> <p><img alt="Uk lending 3" height="320" src="/webroot/img/userfiles/user_168/Capture3.PNG" style="float:right" width="500" /></p> <p style="text-align: center;"> </p> <p style="text-align: center;"> </p> <p style="text-align: center;"> </p> <p style="text-align: center;"> </p> <p style="text-align: center;"> </p> <p style="text-align: center;"> </p> <p style="text-align: center;"> </p> ', 'company_logo' => '20230330_COMLOGO_1680179241.png', 'online_business' => 'No', 'expire_date' => null, 'show_consultant_on_job_detail' => 'No', 'consultant_id' => (int) 0, 'consultant_name' => false, 'consultant_designation' => false, 'consultant_email' => false, 'consultant_mobile' => false, 'consultant_profile_picture' => false, 'cover_letter' => 'No', 'registered_candidates' => false, 'quick_application' => false, 'application_emails' => '', 'show_digi_business_type' => 'No', 'show_digi_comp_reg_no' => 'No', 'show_digi_reg_address' => 'No', 'show_digi_reg_location' => 'No', 'show_digi_reg_postcode' => 'No', 'show_digi_trading_address' => 'No', 'show_digi_location' => 'No', 'show_digi_trading_postcode' => 'No', 'show_digi_email_address' => 'No', 'show_digi_contact_no' => 'No', 'show_digi_website' => 'No', 'show_digi_facebook' => 'No', 'show_digi_linkedin' => 'No', 'show_digi_instagram' => 'No', 'show_digi_twitter' => 'No', 'pa_verified' => 'Yes', 'meta_title' => '', 'meta_keywords' => '', 'meta_description' => '', 'platform' => 'general', 'is_pause' => 'No', 'is_suspend' => 'No', 'request_to_archive' => 'No', 'status' => 'Live', 'archive_date' => null, 'added_by' => '', 'updated_by' => '', 'no_of_views' => (int) 0, 'created' => object(Cake\I18n\FrozenTime) {}, 'modified' => object(Cake\I18n\FrozenTime) {}, 'Packages' => object(App\Model\Entity\Package) {}, 'JobReviews' => [[maximum depth reached]], 'JobDetails' => [ [maximum depth reached] ], 'ParentJob' => null, 'SaveJobCount' => (int) 0, '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [ [maximum depth reached] ], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Jobs' }, (int) 5 => object(App\Model\Entity\Job) { 'id' => (int) 66, 'candidate_id' => (int) 169, 'package_id' => (int) 13, 'admin_id' => (int) 0, 'parent_id' => null, 'blog_count' => (int) 0, 'review_count' => (int) 0, 'testimonial_count' => (int) 0, 'all_blog_count' => (int) 0, 'all_review_count' => (int) 0, 'all_testimonial_count' => (int) 0, 'admin_name' => '', 'subscription_id' => '', 'upgrade_pack_id' => (int) 0, 'upgrade_pack_interval' => 'monthly', 'upgrade_type' => null, 'upgrade_status' => 'created', 'title' => 'Darius Stonkus @ Jones and Young', 'slug' => 'darius-stonkus-jones-and-young', 'description' => '<h5 class="h5Yellow">Jones & Young are Independent Mortgage Brokers based in Petersfield, Hampshire covering the whole of the UK.</h5> <h5 class="h5Black">Ultimately my role involves dealing with real people that have real life problems, desires and million other things going on in their everyday lives. As buying a HOME is always a BIG decision, especially if it is your first one I want to make sure that the process runs smoothly and you are informed all the way along the journey. It is especially satisfying when a person that never thought it was possible gets the keys to their property.<br /> <br /> However, we don’t just leave it there as new large financial commitments create liabilities that need to be “neutralised”. You will get an impartial and FREE advice about insurance solutions to protect your financial wellbeing that you have worked so hard for.<br /> <br /> If you are a paid via CIS, contractor, ltd director, have had a financial blip in the past or any combination of the above, I want to hear from you.<br /> However, be brave and get in touch even if you do not fit the above description as I have helped people with employed incomes as well.<br /> <br /> Just so you know there is a real person behind this profile pic ! I know crazy. When I’m not on the phone or my laptop you will find me doing pull ups and push ups, reading books about human body and parenting, eating my own cooked good food, checking the news out, posting stuff on TikTok and a bunch of other stuff.</h5> ', 'company_logo' => '20230421_COMLOGO_1682071071.png', 'online_business' => 'No', 'expire_date' => null, 'show_consultant_on_job_detail' => 'No', 'consultant_id' => (int) 0, 'consultant_name' => false, 'consultant_designation' => false, 'consultant_email' => false, 'consultant_mobile' => false, 'consultant_profile_picture' => false, 'cover_letter' => 'No', 'registered_candidates' => false, 'quick_application' => false, 'application_emails' => '', 'show_digi_business_type' => 'No', 'show_digi_comp_reg_no' => 'No', 'show_digi_reg_address' => 'No', 'show_digi_reg_location' => 'No', 'show_digi_reg_postcode' => 'No', 'show_digi_trading_address' => 'No', 'show_digi_location' => 'No', 'show_digi_trading_postcode' => 'No', 'show_digi_email_address' => 'No', 'show_digi_contact_no' => 'No', 'show_digi_website' => 'No', 'show_digi_facebook' => 'No', 'show_digi_linkedin' => 'No', 'show_digi_instagram' => 'No', 'show_digi_twitter' => 'No', 'pa_verified' => 'Yes', 'meta_title' => '', 'meta_keywords' => '', 'meta_description' => '', 'platform' => 'general', 'is_pause' => 'No', 'is_suspend' => 'No', 'request_to_archive' => 'No', 'status' => 'Live', 'archive_date' => null, 'added_by' => '', 'updated_by' => '', 'no_of_views' => (int) 0, 'created' => object(Cake\I18n\FrozenTime) {}, 'modified' => object(Cake\I18n\FrozenTime) {}, 'Packages' => object(App\Model\Entity\Package) {}, 'JobReviews' => [[maximum depth reached]], 'JobDetails' => [ [maximum depth reached] ], 'ParentJob' => null, 'SaveJobCount' => (int) 0, '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [ [maximum depth reached] ], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Jobs' }, (int) 6 => object(App\Model\Entity\Job) { 'id' => (int) 68, 'candidate_id' => (int) 170, 'package_id' => (int) 13, 'admin_id' => (int) 0, 'parent_id' => null, 'blog_count' => (int) 4, 'review_count' => (int) 0, 'testimonial_count' => (int) 0, 'all_blog_count' => (int) 4, 'all_review_count' => (int) 0, 'all_testimonial_count' => (int) 0, 'admin_name' => '', 'subscription_id' => '', 'upgrade_pack_id' => (int) 0, 'upgrade_pack_interval' => 'monthly', 'upgrade_type' => null, 'upgrade_status' => 'created', 'title' => 'Ben Davies - City Finance Brokers', 'slug' => 'ben-davies-city-finance-brokers', 'description' => '<h5 class="h5Green">Impartial and independent advice on your bridging finance requirements:</h5> <ul> <li> <h5 class="h5Green">Property Finance</h5> </li> <li> <h5 class="h5Green">Property Development</h5> </li> <li> <h5 class="h5Green">Property Investment Finance</h5> </li> </ul> <h5 class="h5Pink">ben.davies@cfbrokers.co.uk</h5> <h5 class="h5Pink">07376 972 391</h5> ', 'company_logo' => '20230630_COMLOGO_1688118133.png', 'online_business' => 'No', 'expire_date' => null, 'show_consultant_on_job_detail' => 'No', 'consultant_id' => (int) 0, 'consultant_name' => false, 'consultant_designation' => false, 'consultant_email' => false, 'consultant_mobile' => false, 'consultant_profile_picture' => false, 'cover_letter' => 'No', 'registered_candidates' => false, 'quick_application' => false, 'application_emails' => '', 'show_digi_business_type' => 'No', 'show_digi_comp_reg_no' => 'No', 'show_digi_reg_address' => 'No', 'show_digi_reg_location' => 'No', 'show_digi_reg_postcode' => 'No', 'show_digi_trading_address' => 'No', 'show_digi_location' => 'No', 'show_digi_trading_postcode' => 'No', 'show_digi_email_address' => 'No', 'show_digi_contact_no' => 'No', 'show_digi_website' => 'No', 'show_digi_facebook' => 'No', 'show_digi_linkedin' => 'No', 'show_digi_instagram' => 'No', 'show_digi_twitter' => 'No', 'pa_verified' => 'Yes', 'meta_title' => '', 'meta_keywords' => '', 'meta_description' => '', 'platform' => 'general', 'is_pause' => 'No', 'is_suspend' => 'No', 'request_to_archive' => 'No', 'status' => 'Live', 'archive_date' => null, 'added_by' => '', 'updated_by' => '', 'no_of_views' => (int) 0, 'created' => object(Cake\I18n\FrozenTime) {}, 'modified' => object(Cake\I18n\FrozenTime) {}, 'Packages' => object(App\Model\Entity\Package) {}, 'JobReviews' => [[maximum depth reached]], 'JobDetails' => [ [maximum depth reached] ], 'ParentJob' => null, 'SaveJobCount' => (int) 0, '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [ [maximum depth reached] ], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Jobs' }, (int) 7 => object(App\Model\Entity\Job) { 'id' => (int) 69, 'candidate_id' => (int) 173, 'package_id' => (int) 13, 'admin_id' => (int) 0, 'parent_id' => null, 'blog_count' => (int) 0, 'review_count' => (int) 0, 'testimonial_count' => (int) 4, 'all_blog_count' => (int) 0, 'all_review_count' => (int) 0, 'all_testimonial_count' => (int) 4, 'admin_name' => '', 'subscription_id' => '', 'upgrade_pack_id' => (int) 0, 'upgrade_pack_interval' => 'monthly', 'upgrade_type' => null, 'upgrade_status' => 'created', 'title' => 'Active Financial', 'slug' => 'active-financial', 'description' => '<h2 class="h2Green">The Self Employed Finance Specialists</h2> <p>At Active, we exist to help business owners, entrepreneurs and company directors to secure mortgages and protection quickly, easily and without distracting you from your business and your family. <img alt="Active Financial" src="/webroot/img/userfiles/user_173/Untitled%20design%20(20).png" style="float:right" width="200" /></p> <h2 class="h2Green">What can Active Financial do for you?</h2> <p>Go to most mortgage brokers and lenders and you’ll find that getting a mortgage as a self-employed business owner is tough.</p> <p>You’ve probably already realised that.</p> <p>The truth is that the world of mortgages isn’t set up for people who run their businesses, which can make getting a mortgage for people like you harder.</p> <p>But we can help you make it happen.</p> <p>Because we specialise in this exact area, we know what other brokers don’t.</p> <h2>How Do Active help you?</h2> <p>Over the years we’ve worked with business owners, we’ve built a strategic process that gives you the best chance of getting the finance that suits you and your families circumstances.</p> <p>We call it the ACTIVE framework, and it works, time and time again.</p> <p>No matter what type of finance you’re looking for, the framework serves to secure the best deal for you, as quickly and efficiently as possible.</p> <p>We know what buttons to press, what products to apply for and exactly how you need to get your ducks in a row in order to achieve the finance you need for the home you want.</p> <p>Whether you’re looking for your first home, your forever home, to invest in property, or protect your business or family, we can help, by putting you on the right track towards acceptance, and dealing with the entire process, so you can focus on doing what you do best.</p> <p>When you work with Active, we reduce your stress and save you time.</p> <p>No longer do you have to ring around to try and find lenders who might service you, or spend hours on the phone to brokers.</p> <h2>Why are Active Financial so good at helping people like you?</h2> <p>Because we <strong>ARE</strong> people like you. Here’s our founder Gary’s story:</p> <blockquote> <p class="Quotation14Green">I qualified to provide mortgage advice in 2002, launching Active Mortgage in 2008. But it wasn’t until in 2015, we realised firsthand how hard it is to get a mortgage when you’re self-employed. My wife Ayesha was a sole trader at the time, and I was running Active, and we wanted to buy our own home. Which – as you’ll know – is easier said than done. We really struggled to find a mortgage, and when we did get one, it didn’t really add maximum value, nor did it give us a competitive interest rate. At that point it became my mission to ensure that business owners, company directors, people like me and you – people who risk it all to create something greater and better – are able to secure the perfect mortgage without the stress and worry that I went through.</p> </blockquote> <h2>What’s the next step?</h2> <p>The first step to securing any form of finance is a strategy call, where we can help define your financial goals and understand your circumstances.</p> <p>The outcome is always positive, if we can’t help you with finance now, we’ll help you prepare to maximise your chances in the future.</p> <p>In the mortgage world, failing to prepare is preparing to fail, which is why we recommend that you get in touch with us as soon as possible, even if you’re 1-2 years out from applying for your mortgage.</p> <p>The sooner you get in touch, the higher our chances of being able to help you.</p> ', 'company_logo' => '20230704_COMLOGO_1688476289.png', 'online_business' => 'No', 'expire_date' => null, 'show_consultant_on_job_detail' => 'No', 'consultant_id' => (int) 0, 'consultant_name' => false, 'consultant_designation' => false, 'consultant_email' => false, 'consultant_mobile' => false, 'consultant_profile_picture' => false, 'cover_letter' => 'No', 'registered_candidates' => false, 'quick_application' => false, 'application_emails' => '', 'show_digi_business_type' => 'No', 'show_digi_comp_reg_no' => 'No', 'show_digi_reg_address' => 'No', 'show_digi_reg_location' => 'No', 'show_digi_reg_postcode' => 'No', 'show_digi_trading_address' => 'No', 'show_digi_location' => 'No', 'show_digi_trading_postcode' => 'No', 'show_digi_email_address' => 'No', 'show_digi_contact_no' => 'No', 'show_digi_website' => 'No', 'show_digi_facebook' => 'No', 'show_digi_linkedin' => 'No', 'show_digi_instagram' => 'No', 'show_digi_twitter' => 'No', 'pa_verified' => 'Yes', 'meta_title' => '', 'meta_keywords' => '', 'meta_description' => '', 'platform' => 'general', 'is_pause' => 'No', 'is_suspend' => 'No', 'request_to_archive' => 'No', 'status' => 'Live', 'archive_date' => null, 'added_by' => '', 'updated_by' => '', 'no_of_views' => (int) 0, 'created' => object(Cake\I18n\FrozenTime) {}, 'modified' => object(Cake\I18n\FrozenTime) {}, 'Packages' => object(App\Model\Entity\Package) {}, 'JobReviews' => [[maximum depth reached]], 'JobDetails' => [ [maximum depth reached] ], 'ParentJob' => null, 'SaveJobCount' => (int) 0, '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [ [maximum depth reached] ], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Jobs' }, (int) 8 => object(App\Model\Entity\Job) { 'id' => (int) 72, 'candidate_id' => (int) 187, 'package_id' => (int) 13, 'admin_id' => (int) 0, 'parent_id' => null, 'blog_count' => (int) 0, 'review_count' => (int) 0, 'testimonial_count' => (int) 0, 'all_blog_count' => (int) 0, 'all_review_count' => (int) 0, 'all_testimonial_count' => (int) 0, 'admin_name' => '', 'subscription_id' => '', 'upgrade_pack_id' => (int) 0, 'upgrade_pack_interval' => 'monthly', 'upgrade_type' => null, 'upgrade_status' => 'created', 'title' => 'Quest Finance', 'slug' => 'quest-finance', 'description' => '<p> </p> <p>Truly independent and impartial advice on Equity Release, we are NOT tied to - or - owned by any one lender. Free home visit / calls - "Plain and simple language to ensure your understanding ". I will always quote you the cheapest possible deal.</p> <p>I will explain the options and features - to ensure you get the right deal that suits you. I am a small independent practice, if you want to go ahead it would be myself personally that handles your case from start to finish, not an admin centre. Including checking back with you after its completed to ensure its still working fine for you, or if rates drop if we can save you money by refinancing.</p> ', 'company_logo' => '20230905_COMLOGO_1693910001.png', 'online_business' => 'No', 'expire_date' => null, 'show_consultant_on_job_detail' => 'No', 'consultant_id' => (int) 0, 'consultant_name' => false, 'consultant_designation' => false, 'consultant_email' => false, 'consultant_mobile' => false, 'consultant_profile_picture' => false, 'cover_letter' => 'No', 'registered_candidates' => false, 'quick_application' => false, 'application_emails' => '', 'show_digi_business_type' => 'No', 'show_digi_comp_reg_no' => 'No', 'show_digi_reg_address' => 'No', 'show_digi_reg_location' => 'No', 'show_digi_reg_postcode' => 'No', 'show_digi_trading_address' => 'No', 'show_digi_location' => 'No', 'show_digi_trading_postcode' => 'No', 'show_digi_email_address' => 'No', 'show_digi_contact_no' => 'No', 'show_digi_website' => 'No', 'show_digi_facebook' => 'No', 'show_digi_linkedin' => 'No', 'show_digi_instagram' => 'No', 'show_digi_twitter' => 'No', 'pa_verified' => 'Yes', 'meta_title' => '', 'meta_keywords' => '', 'meta_description' => '', 'platform' => 'general', 'is_pause' => 'No', 'is_suspend' => 'No', 'request_to_archive' => 'No', 'status' => 'Live', 'archive_date' => null, 'added_by' => '', 'updated_by' => '', 'no_of_views' => (int) 0, 'created' => object(Cake\I18n\FrozenTime) {}, 'modified' => object(Cake\I18n\FrozenTime) {}, 'Packages' => object(App\Model\Entity\Package) {}, 'JobReviews' => [[maximum depth reached]], 'JobDetails' => [ [maximum depth reached] ], 'ParentJob' => null, 'SaveJobCount' => (int) 0, '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [ [maximum depth reached] ], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Jobs' }, (int) 9 => object(App\Model\Entity\Job) { 'id' => (int) 73, 'candidate_id' => (int) 188, 'package_id' => (int) 13, 'admin_id' => (int) 0, 'parent_id' => null, 'blog_count' => (int) 0, 'review_count' => (int) 0, 'testimonial_count' => (int) 0, 'all_blog_count' => (int) 0, 'all_review_count' => (int) 0, 'all_testimonial_count' => (int) 0, 'admin_name' => '', 'subscription_id' => '', 'upgrade_pack_id' => (int) 0, 'upgrade_pack_interval' => 'monthly', 'upgrade_type' => null, 'upgrade_status' => 'created', 'title' => 'Spellman Financial Services', 'slug' => 'spellman-financial-services', 'description' => '<p>Spellman Financial Services are Mortgage Advisors servicing the people of Coventry and Warwickshire. </p> <p>We pride ourselves on delivering an excellent service and expert right first time advice. We can deal with every area of Mortgage Advice, and provide associated insurance advice on products to protect you and your home.</p> <p>Spellman Financial Services is owned and managed by Luke Spellman, who has more than 10 years experience in Mortgage Advising and within Financial Services.</p> ', 'company_logo' => '20230905_COMLOGO_1693919450.png', 'online_business' => 'No', 'expire_date' => null, 'show_consultant_on_job_detail' => 'No', 'consultant_id' => (int) 0, 'consultant_name' => false, 'consultant_designation' => false, 'consultant_email' => false, 'consultant_mobile' => false, 'consultant_profile_picture' => false, 'cover_letter' => 'No', 'registered_candidates' => false, 'quick_application' => false, 'application_emails' => '', 'show_digi_business_type' => 'No', 'show_digi_comp_reg_no' => 'No', 'show_digi_reg_address' => 'No', 'show_digi_reg_location' => 'No', 'show_digi_reg_postcode' => 'No', 'show_digi_trading_address' => 'No', 'show_digi_location' => 'No', 'show_digi_trading_postcode' => 'No', 'show_digi_email_address' => 'No', 'show_digi_contact_no' => 'No', 'show_digi_website' => 'No', 'show_digi_facebook' => 'No', 'show_digi_linkedin' => 'No', 'show_digi_instagram' => 'No', 'show_digi_twitter' => 'No', 'pa_verified' => 'Yes', 'meta_title' => '', 'meta_keywords' => '', 'meta_description' => '', 'platform' => 'general', 'is_pause' => 'No', 'is_suspend' => 'No', 'request_to_archive' => 'No', 'status' => 'Live', 'archive_date' => null, 'added_by' => '', 'updated_by' => '', 'no_of_views' => (int) 0, 'created' => object(Cake\I18n\FrozenTime) {}, 'modified' => object(Cake\I18n\FrozenTime) {}, 'Packages' => object(App\Model\Entity\Package) {}, 'JobReviews' => [[maximum depth reached]], 'JobDetails' => [ [maximum depth reached] ], 'ParentJob' => null, 'SaveJobCount' => (int) 0, '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [ [maximum depth reached] ], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Jobs' }, (int) 10 => object(App\Model\Entity\Job) { 'id' => (int) 76, 'candidate_id' => (int) 190, 'package_id' => (int) 13, 'admin_id' => (int) 0, 'parent_id' => null, 'blog_count' => (int) 0, 'review_count' => (int) 0, 'testimonial_count' => (int) 0, 'all_blog_count' => (int) 0, 'all_review_count' => (int) 0, 'all_testimonial_count' => (int) 0, 'admin_name' => '', 'subscription_id' => '', 'upgrade_pack_id' => (int) 0, 'upgrade_pack_interval' => 'monthly', 'upgrade_type' => null, 'upgrade_status' => 'created', 'title' => 'Capital 8 Finance', 'slug' => 'capital-8-finance', 'description' => '<p>At Capital 8 Finance we pride ourselves on offering the most appropriate and cost-effective form of finance to meet our clients demands and requirements. Whether our client is a new start-up business, borrowing funds to expand or a property investor adding to an existing portfolio or simply someone looking to buy their first home, we treat all of our customers with the utmost respect and professionalism.</p> <p>We do not charge upfront fees for our initial consultation and advice as this is given freely on a no obligation basis.</p> <p>We understand and appreciate that each business is different and every client shall have their own unique situation and circumstances. So, whether out clients require finance to purchase and develop property, start-up a new venture, bridging finance to fund a short-term shortfall, additional funding to grow their business, asset and vehicle finance or even a mortgage, we will deliver a comprehensive suite of products and solutions to meet our clients’ needs.</p> <p>Capital 8 Finance are an independent specialist consultancy providing commercial and business finance support to SME clients throughout the entire UK. Whether your business is well established or a new start we can support you with:</p> <ul> <li>Asset Finance</li> <li>Business Loans</li> <li>Commercial Mortgages</li> <li>Invoice Finance</li> <li>Stock and Trade Finance</li> <li>Revolving Credit Facilities</li> <li>Merchant Cash Advance</li> </ul> <p>As a specialist broker, we also support property developers by sourcing finance for their developments and projects and assist landlords grow their property portfolios with:</p> <ul> <li>Buy-to-let Mortgages</li> <li>Specialist Mortgages</li> <li>Bridging Finance</li> <li>Property Development & Refurbishment Finance</li> <li>Mezzanine Finance</li> <li>Joint Venture (JV) Finance</li> </ul> <p>But that’s not all, we also can help with your mortgage needs. We can help arrange mortgages for:</p> <ul> <li>First Time Buyers</li> <li>People Moving Home</li> <li>Re-Mortgaging</li> <li>Regulated Bridging Finance</li> </ul> <p>At Capital 8 Finance we are genuinely independent, wholly impartial and we will offer straightforward honest advice, given freely and without obligation. Through our established lender partner network, we give you immediate access to over 300 UK based lenders and private banks. All our lending partners have funds available to lend and are genuinely still keen to support the right proposition and provide a genuine and viable alternative to the High Street lenders.</p> <p>When your own bank has failed to offer the support, you need to call us. We will quickly assess all the available options for you, and we will do everything possible to find a workable and affordable business solution.</p> <p>Time and again we prove to our clients that we can secure funding where others fail and, in most cases, our advice will save you very significant amounts of money over the course of the loan. The majority of specialist lenders in the current marketplace will only accept qualified and packaged mortgage and loan proposals from specialist brokers such as ourselves.</p> ', 'company_logo' => '20230915_COMLOGO_1694789097.png', 'online_business' => 'No', 'expire_date' => null, 'show_consultant_on_job_detail' => 'No', 'consultant_id' => (int) 0, 'consultant_name' => false, 'consultant_designation' => false, 'consultant_email' => false, 'consultant_mobile' => false, 'consultant_profile_picture' => false, 'cover_letter' => 'No', 'registered_candidates' => false, 'quick_application' => false, 'application_emails' => '', 'show_digi_business_type' => 'No', 'show_digi_comp_reg_no' => 'No', 'show_digi_reg_address' => 'No', 'show_digi_reg_location' => 'No', 'show_digi_reg_postcode' => 'No', 'show_digi_trading_address' => 'No', 'show_digi_location' => 'No', 'show_digi_trading_postcode' => 'No', 'show_digi_email_address' => 'No', 'show_digi_contact_no' => 'No', 'show_digi_website' => 'No', 'show_digi_facebook' => 'No', 'show_digi_linkedin' => 'No', 'show_digi_instagram' => 'No', 'show_digi_twitter' => 'No', 'pa_verified' => 'Yes', 'meta_title' => '', 'meta_keywords' => '', 'meta_description' => '', 'platform' => 'general', 'is_pause' => 'No', 'is_suspend' => 'No', 'request_to_archive' => 'No', 'status' => 'Live', 'archive_date' => null, 'added_by' => '', 'updated_by' => '', 'no_of_views' => (int) 0, 'created' => object(Cake\I18n\FrozenTime) {}, 'modified' => object(Cake\I18n\FrozenTime) {}, 'Packages' => object(App\Model\Entity\Package) {}, 'JobReviews' => [[maximum depth reached]], 'JobDetails' => [ [maximum depth reached] ], 'ParentJob' => null, 'SaveJobCount' => (int) 0, '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [ [maximum depth reached] ], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Jobs' }, (int) 11 => object(App\Model\Entity\Job) { 'id' => (int) 86, 'candidate_id' => (int) 236, 'package_id' => (int) 13, 'admin_id' => (int) 0, 'parent_id' => null, 'blog_count' => (int) 0, 'review_count' => (int) 0, 'testimonial_count' => (int) 0, 'all_blog_count' => (int) 0, 'all_review_count' => (int) 0, 'all_testimonial_count' => (int) 0, 'admin_name' => '', 'subscription_id' => '', 'upgrade_pack_id' => (int) 0, 'upgrade_pack_interval' => 'monthly', 'upgrade_type' => null, 'upgrade_status' => 'created', 'title' => 'HF ASSOCIATES', 'slug' => 'hf-associates', 'description' => '<p> <style type="text/css"><!--td {border: 1px solid #cccccc;}br {mso-data-placement:same-cell;}--> </style> Helen Ferneyhough Associates, based in Wigan, offers expert mortgage and protection services to help you make a smart move in the housing market. With hand-picked advisers and a personalised approach, we have assisted clients in achieving their dream homes since 2006.</p> <p>As part of Just Mortgages Direct Limited, an appointed representative of The Openwork Partnership, we have access to a vast network of over 4,500 advisers, ensuring you receive the best advice tailored to your individual circumstances.</p> <p>Whether you're a first-time buyer, looking for equity release, or seeking protection, we're here to guide you every step of the way. Book your no-strings-attached mortgage consultation and secure your dream home today!</p> ', 'company_logo' => '20231106_COMLOGO_1699266882.png', 'online_business' => 'No', 'expire_date' => null, 'show_consultant_on_job_detail' => 'No', 'consultant_id' => (int) 0, 'consultant_name' => false, 'consultant_designation' => false, 'consultant_email' => false, 'consultant_mobile' => false, 'consultant_profile_picture' => false, 'cover_letter' => 'No', 'registered_candidates' => false, 'quick_application' => false, 'application_emails' => '', 'show_digi_business_type' => 'No', 'show_digi_comp_reg_no' => 'No', 'show_digi_reg_address' => 'No', 'show_digi_reg_location' => 'No', 'show_digi_reg_postcode' => 'No', 'show_digi_trading_address' => 'No', 'show_digi_location' => 'No', 'show_digi_trading_postcode' => 'No', 'show_digi_email_address' => 'No', 'show_digi_contact_no' => 'No', 'show_digi_website' => 'No', 'show_digi_facebook' => 'No', 'show_digi_linkedin' => 'No', 'show_digi_instagram' => 'No', 'show_digi_twitter' => 'No', 'pa_verified' => 'Yes', 'meta_title' => '', 'meta_keywords' => '', 'meta_description' => '', 'platform' => 'general', 'is_pause' => 'No', 'is_suspend' => 'No', 'request_to_archive' => 'No', 'status' => 'Live', 'archive_date' => null, 'added_by' => '', 'updated_by' => '', 'no_of_views' => (int) 0, 'created' => object(Cake\I18n\FrozenTime) {}, 'modified' => object(Cake\I18n\FrozenTime) {}, 'Packages' => object(App\Model\Entity\Package) {}, 'JobReviews' => [[maximum depth reached]], 'JobDetails' => [ [maximum depth reached] ], 'ParentJob' => null, 'SaveJobCount' => (int) 0, '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [ [maximum depth reached] ], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Jobs' }, (int) 12 => object(App\Model\Entity\Job) { 'id' => (int) 89, 'candidate_id' => (int) 240, 'package_id' => (int) 13, 'admin_id' => (int) 0, 'parent_id' => null, 'blog_count' => (int) 0, 'review_count' => (int) 0, 'testimonial_count' => (int) 0, 'all_blog_count' => (int) 0, 'all_review_count' => (int) 0, 'all_testimonial_count' => (int) 0, 'admin_name' => '', 'subscription_id' => '', 'upgrade_pack_id' => (int) 0, 'upgrade_pack_interval' => 'monthly', 'upgrade_type' => null, 'upgrade_status' => 'created', 'title' => 'Kent Mortgage Advice & Protection', 'slug' => 'kent-mortgage-advice-protection', 'description' => '<p>At Kent Mortgage & Protection we understand the importance of getting advice you can understand, when you need it. </p> <p>We work flexibly around our clients lives and are happy to communicate by whatever means is easiest for you. 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At K-MAP you are a person not a number, and we aim to build long lasting relationships with all of our clients.</p> <p>KMAP (KENT MORTGAGE ADVICE AND PROTECTION) IS A REGISTERED TRADING NAME OF AITANA FINANCIAL SERVICES</p> ', 'company_logo' => '20231123_COMLOGO_1700744511.png', 'online_business' => 'No', 'expire_date' => null, 'show_consultant_on_job_detail' => 'No', 'consultant_id' => (int) 0, 'consultant_name' => false, 'consultant_designation' => false, 'consultant_email' => false, 'consultant_mobile' => false, 'consultant_profile_picture' => false, 'cover_letter' => 'No', 'registered_candidates' => false, 'quick_application' => false, 'application_emails' => '', 'show_digi_business_type' => 'No', 'show_digi_comp_reg_no' => 'No', 'show_digi_reg_address' => 'No', 'show_digi_reg_location' => 'No', 'show_digi_reg_postcode' => 'No', 'show_digi_trading_address' => 'No', 'show_digi_location' => 'No', 'show_digi_trading_postcode' => 'No', 'show_digi_email_address' => 'No', 'show_digi_contact_no' => 'No', 'show_digi_website' => 'No', 'show_digi_facebook' => 'No', 'show_digi_linkedin' => 'No', 'show_digi_instagram' => 'No', 'show_digi_twitter' => 'No', 'pa_verified' => 'Yes', 'meta_title' => '', 'meta_keywords' => '', 'meta_description' => '', 'platform' => 'general', 'is_pause' => 'No', 'is_suspend' => 'No', 'request_to_archive' => 'No', 'status' => 'Live', 'archive_date' => null, 'added_by' => '', 'updated_by' => '', 'no_of_views' => (int) 0, 'created' => object(Cake\I18n\FrozenTime) {}, 'modified' => object(Cake\I18n\FrozenTime) {}, 'Packages' => object(App\Model\Entity\Package) {}, 'JobReviews' => [[maximum depth reached]], 'JobDetails' => [ [maximum depth reached] ], 'ParentJob' => null, 'SaveJobCount' => (int) 0, '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [ [maximum depth reached] ], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Jobs' }, (int) 13 => object(App\Model\Entity\Job) { 'id' => (int) 90, 'candidate_id' => (int) 242, 'package_id' => (int) 13, 'admin_id' => (int) 0, 'parent_id' => null, 'blog_count' => (int) 0, 'review_count' => (int) 0, 'testimonial_count' => (int) 5, 'all_blog_count' => (int) 0, 'all_review_count' => (int) 0, 'all_testimonial_count' => (int) 5, 'admin_name' => '', 'subscription_id' => '', 'upgrade_pack_id' => (int) 0, 'upgrade_pack_interval' => 'monthly', 'upgrade_type' => null, 'upgrade_status' => 'created', 'title' => 'Paul Seed @ 1st Call 4 Mortgages UK Ltd', 'slug' => 'paul-seed-1st-call-4-mortgages-uk-ltd', 'description' => '<p>We aim to make our services as accessible as possible. You are a busy person, and we understand that. That is why we have enabled multiple ways you can get in touch with us, and ways to manage your case from Enquiry to Completion.</p> <p>We can look after you over the phone, face to face or even via Web Meetings. We want to be there for you when you need us, not when it suits us! We can even link you up with a solicitor to perform the conveyancing, and arrange your Buildings and Contents Insurance, so you can be sure nothing is missed, and we will keep an eye on you all the way through the process.</p> <p>We are independent and whole of market, so you can be assured we are able to find the most appropriate solution for you</p> ', 'company_logo' => '20240131_COMLOGO_1706739773.png', 'online_business' => 'No', 'expire_date' => null, 'show_consultant_on_job_detail' => 'No', 'consultant_id' => (int) 0, 'consultant_name' => false, 'consultant_designation' => false, 'consultant_email' => false, 'consultant_mobile' => false, 'consultant_profile_picture' => false, 'cover_letter' => 'No', 'registered_candidates' => false, 'quick_application' => false, 'application_emails' => '', 'show_digi_business_type' => 'No', 'show_digi_comp_reg_no' => 'No', 'show_digi_reg_address' => 'No', 'show_digi_reg_location' => 'No', 'show_digi_reg_postcode' => 'No', 'show_digi_trading_address' => 'No', 'show_digi_location' => 'No', 'show_digi_trading_postcode' => 'No', 'show_digi_email_address' => 'No', 'show_digi_contact_no' => 'No', 'show_digi_website' => 'No', 'show_digi_facebook' => 'No', 'show_digi_linkedin' => 'No', 'show_digi_instagram' => 'No', 'show_digi_twitter' => 'No', 'pa_verified' => 'Yes', 'meta_title' => '', 'meta_keywords' => '', 'meta_description' => '', 'platform' => 'general', 'is_pause' => 'No', 'is_suspend' => 'No', 'request_to_archive' => 'No', 'status' => 'Live', 'archive_date' => null, 'added_by' => '', 'updated_by' => '', 'no_of_views' => (int) 0, 'created' => object(Cake\I18n\FrozenTime) {}, 'modified' => object(Cake\I18n\FrozenTime) {}, 'Packages' => object(App\Model\Entity\Package) {}, 'JobReviews' => [[maximum depth reached]], 'JobDetails' => [ [maximum depth reached] ], 'ParentJob' => null, 'SaveJobCount' => (int) 0, '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [ [maximum depth reached] ], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Jobs' }, (int) 14 => object(App\Model\Entity\Job) { 'id' => (int) 94, 'candidate_id' => (int) 248, 'package_id' => (int) 13, 'admin_id' => (int) 0, 'parent_id' => null, 'blog_count' => (int) 0, 'review_count' => (int) 0, 'testimonial_count' => (int) 0, 'all_blog_count' => (int) 0, 'all_review_count' => (int) 0, 'all_testimonial_count' => (int) 0, 'admin_name' => '', 'subscription_id' => '', 'upgrade_pack_id' => (int) 0, 'upgrade_pack_interval' => 'monthly', 'upgrade_type' => null, 'upgrade_status' => 'created', 'title' => 'Friends Capital', 'slug' => 'friends-capital', 'description' => '<h1>We make peoples dreams come true</h1> <p><strong>Friends Capital are independent mortgage specialists, offering unbiased advice.</strong></p> <p><strong>Our key principles 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[[maximum depth reached]], '[repository]' => 'Jobs' }, (int) 15 => object(App\Model\Entity\Job) { 'id' => (int) 103, 'candidate_id' => (int) 274, 'package_id' => (int) 13, 'admin_id' => (int) 0, 'parent_id' => null, 'blog_count' => (int) 0, 'review_count' => (int) 0, 'testimonial_count' => (int) 0, 'all_blog_count' => (int) 0, 'all_review_count' => (int) 0, 'all_testimonial_count' => (int) 0, 'admin_name' => '', 'subscription_id' => '', 'upgrade_pack_id' => (int) 0, 'upgrade_pack_interval' => 'monthly', 'upgrade_type' => null, 'upgrade_status' => 'created', 'title' => 'Delato Finance Ltd', 'slug' => 'delato-finance-ltd', 'description' => '<h1 data-custom-font="" data-is-italic-supported="" data-line-height="" data-old-bold="true"> </h1> <h1 data-custom-font="" data-is-italic-supported="" data-line-height="" data-old-bold="true">Your Gateway to Property Finance</h1> <p> </p> <h2 data-custom-font="" data-is-italic-supported="" data-line-height="">Unlocking Opportunities with Tailored 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'meta_title' => '', 'meta_keywords' => '', 'meta_description' => '', 'platform' => 'general', 'is_pause' => 'No', 'is_suspend' => 'No', 'request_to_archive' => 'No', 'status' => 'Live', 'archive_date' => null, 'added_by' => '', 'updated_by' => '', 'no_of_views' => (int) 0, 'created' => object(Cake\I18n\FrozenTime) {}, 'modified' => object(Cake\I18n\FrozenTime) {}, 'Packages' => object(App\Model\Entity\Package) {}, 'JobReviews' => [[maximum depth reached]], 'JobDetails' => [ [maximum depth reached] ], 'ParentJob' => null, 'SaveJobCount' => (int) 0, '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [ [maximum depth reached] ], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Jobs' }, (int) 16 => object(App\Model\Entity\Job) { 'id' => (int) 34, 'candidate_id' => (int) 129, 'package_id' => (int) 13, 'admin_id' => (int) 0, 'parent_id' => null, 'blog_count' => (int) 13, 'review_count' => (int) 0, 'testimonial_count' => (int) 3, 'all_blog_count' => (int) 13, 'all_review_count' => (int) 0, 'all_testimonial_count' => (int) 3, 'admin_name' => '', 'subscription_id' => '', 'upgrade_pack_id' => (int) 0, 'upgrade_pack_interval' => 'monthly', 'upgrade_type' => null, 'upgrade_status' => 'created', 'title' => 'Waldron and Co Financial Planning', 'slug' => 'waldron-and-co-financial-planning', 'description' => '<p>Waldron and Co. 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I can search over 90 mortgage lenders offering over 1200 products ensuring you get the best deal.</h5> <p style="text-align:center"><img alt="" src="/webroot/img/userfiles/user_146/White%20Minimalist%20Elegant%20Handwritten%20LinkedIn%20Banner%20(1).png" width="1584" /></p> <quillbot-extension-portal></quillbot-extension-portal>', 'company_logo' => '20230117_COMLOGO_1673979714.png', 'online_business' => 'No', 'expire_date' => null, 'show_consultant_on_job_detail' => 'No', 'consultant_id' => (int) 0, 'consultant_name' => false, 'consultant_designation' => false, 'consultant_email' => false, 'consultant_mobile' => false, 'consultant_profile_picture' => false, 'cover_letter' => 'No', 'registered_candidates' => false, 'quick_application' => false, 'application_emails' => '', 'show_digi_business_type' => 'No', 'show_digi_comp_reg_no' => 'No', 'show_digi_reg_address' => 'No', 'show_digi_reg_location' => 'No', 'show_digi_reg_postcode' => 'No', 'show_digi_trading_address' => 'No', 'show_digi_location' => 'No', 'show_digi_trading_postcode' => 'No', 'show_digi_email_address' => 'No', 'show_digi_contact_no' => 'No', 'show_digi_website' => 'No', 'show_digi_facebook' => 'No', 'show_digi_linkedin' => 'No', 'show_digi_instagram' => 'No', 'show_digi_twitter' => 'No', 'pa_verified' => 'Yes', 'meta_title' => '', 'meta_keywords' => '', 'meta_description' => '', 'platform' => 'general', 'is_pause' => 'No', 'is_suspend' => 'No', 'request_to_archive' => 'No', 'status' => 'Live', 'archive_date' => null, 'added_by' => '', 'updated_by' => '', 'no_of_views' => (int) 0, 'created' => object(Cake\I18n\FrozenTime) {}, 'modified' => object(Cake\I18n\FrozenTime) {}, 'Packages' => object(App\Model\Entity\Package) {}, 'JobReviews' => [[maximum depth reached]], 'JobDetails' => [ [maximum depth reached] ], 'ParentJob' => null, 'SaveJobCount' => (int) 0, '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [ [maximum depth reached] ], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Jobs' }, (int) 19 => object(App\Model\Entity\Job) { 'id' => (int) 42, 'candidate_id' => (int) 137, 'package_id' => (int) 13, 'admin_id' => (int) 0, 'parent_id' => null, 'blog_count' => (int) 0, 'review_count' => (int) 0, 'testimonial_count' => (int) 4, 'all_blog_count' => (int) 0, 'all_review_count' => (int) 0, 'all_testimonial_count' => (int) 4, 'admin_name' => '', 'subscription_id' => '', 'upgrade_pack_id' => (int) 0, 'upgrade_pack_interval' => 'monthly', 'upgrade_type' => null, 'upgrade_status' => 'created', 'title' => 'David Cole - Equity Release Specialist', 'slug' => 'david-cole-equity-release-specialist', 'description' => '<h4 class="h4Green">David Cole - Equity Release Specialist</h4> <p><strong>I have been working in the Financial Services industry for over 35 years putting the client at the heart of</strong><img alt="" height="200" src="/webroot/img/userfiles/user_137/snipy1.PNG" style="float:right" width="343" /><strong> everything I do. I provide quality advice and world-class service to meet my client's needs.</strong></p> <p><strong>I have experience of working within the mainstream mortgage and protection industry but after gaining CeMAP and CeRER qualifications with distinctions I moved into the role of Equity Release Adviser.<br /> <br /> I have many client reviews that are testament to the outstanding customer experience that my clients receive from me on each and every occasion. As an Equity Release Adviser, I have helped hundreds of customers to utilise the equity in their home in order to achieve their goals, aspirations, and to enjoy a better quality of retirement.<br /> <br /> I am engaged by Viva Retirement Solutions and am proud to work for them as the company’s morals and ethics mirror my own and the company is highly regarded within the market and industry. I have also been listed in The Times in 2023 as a top adviser which is an achievement I am immensely proud of.</strong></p> <p><strong>Outside of work, I try to focus on my health and fitness and enjoy the lovely home I share with my fiance Debbie and our one-eyed cat Rocky! My other interests include listening to a wide range of music with my favourite artist of all time being Elvis Presley. I also love watching films and have a massive collection across many genres, my favourites being thrillers and horrors both old and new.</strong></p> <p> </p> <p style="text-align:center"><img alt="" src="/webroot/img/userfiles/user_137/warning(1).PNG" width="1000" /></p> <p style="text-align:center"><img alt="David_cole_equity_release_adviser" src="/webroot/img/userfiles/user_137/badges.PNG" width="549" /></p> <p class="ParaBlack"> </p> <hr /> <h4 class="h4Black"><strong>David Cole Testimonials</strong></h4> <blockquote> <p><strong>“Extremely efficient and fast, good communication and considerate explanations at all stages. Would have no hesitation in recommending the services of David Cole.” - Mr Poingdestre</strong></p> </blockquote> <blockquote> <p><strong>“David Cole, the Equity Release Advisor who dealt with my application was excellent. There was no hard sell - simply clear and detailed information provided in an open and friendly manner. Nothing was too much trouble and all questions were answered and all anxieties addressed. The whole process from the initial telephone conversation was very efficient.” - Mrs Booth</strong></p> </blockquote> <blockquote> <p><strong>"First class service and help all the way through." - Miss Wass</strong></p> </blockquote> <blockquote> <p><strong>“David Cole was clear and concise about the changes we were about to make with respect to Equity Release changes. Paperwork arrived promptly via email. The Solicitor suggested by David handled the paperwork efficiently. Overall excellent service by all concerned. Thank you to everyone." - Janis and Ian Henderson</strong></p> </blockquote> <blockquote> <p><strong>Great service from David Cole who looked after us extremely well. I would certainly use the service again.” - David Hollom</strong></p> </blockquote> <blockquote> <p><strong>Before we started our Journey into Equity Release we looked at many companies providing this service. We choose David Cole. David Cole, took us through the process step by step and was always at the other end of the phone if we had a query. The other team members who dealt with other areas of the process gave us the same support. Everyone was professional and patient. There was quite a lot of paperwork but it was clear and easy to deal with. And here we are now. Life is as normal except for COVID. We are able now to complete our wish list with the extra funds. A BIG Thank You to David - Tom Tyne</strong></p> </blockquote> <blockquote> <p><strong>“The whole process was very professional, straightforward and surprisingly quick thanks to our adviser David Cole. David was extremely knowledgeable and talking things through with him confirmed we were making the right decisions. Would highly recommend David.” - Sylvia</strong></p> </blockquote> <blockquote> <p><strong>“David Cole helped us through the process of Equity Release. 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We cannot thank him enough.” - Carol</strong></p> </blockquote> <blockquote> <p><strong>“Absolutely brilliant from the first meeting with David Cole to the meeting with the solicitor everything went like clockwork and I feel that if we had any concerns we could contact David anytime – excellent service and would recommend Key to anyone. - Christine Fearne </strong></p> </blockquote> <p> </p> <quillbot-extension-portal></quillbot-extension-portal><quillbot-extension-portal></quillbot-extension-portal><quillbot-extension-portal></quillbot-extension-portal><quillbot-extension-portal></quillbot-extension-portal><quillbot-extension-portal></quillbot-extension-portal><quillbot-extension-portal></quillbot-extension-portal><quillbot-extension-portal></quillbot-extension-portal>', 'company_logo' => '20230127_COMLOGO_1674822366.png', 'online_business' => 'No', 'expire_date' => null, 'show_consultant_on_job_detail' => 'No', 'consultant_id' => (int) 0, 'consultant_name' => false, 'consultant_designation' => false, 'consultant_email' => false, 'consultant_mobile' => false, 'consultant_profile_picture' => false, 'cover_letter' => 'No', 'registered_candidates' => false, 'quick_application' => false, 'application_emails' => '', 'show_digi_business_type' => 'No', 'show_digi_comp_reg_no' => 'No', 'show_digi_reg_address' => 'No', 'show_digi_reg_location' => 'No', 'show_digi_reg_postcode' => 'No', 'show_digi_trading_address' => 'No', 'show_digi_location' => 'No', 'show_digi_trading_postcode' => 'No', 'show_digi_email_address' => 'No', 'show_digi_contact_no' => 'No', 'show_digi_website' => 'No', 'show_digi_facebook' => 'No', 'show_digi_linkedin' => 'No', 'show_digi_instagram' => 'No', 'show_digi_twitter' => 'No', 'pa_verified' => 'Yes', 'meta_title' => '', 'meta_keywords' => '', 'meta_description' => '', 'platform' => 'general', 'is_pause' => 'No', 'is_suspend' => 'No', 'request_to_archive' => 'No', 'status' => 'Live', 'archive_date' => null, 'added_by' => '', 'updated_by' => '', 'no_of_views' => (int) 0, 'created' => object(Cake\I18n\FrozenTime) {}, 'modified' => object(Cake\I18n\FrozenTime) {}, 'Packages' => object(App\Model\Entity\Package) {}, 'JobReviews' => [[maximum depth reached]], 'JobDetails' => [ [maximum depth reached] ], 'ParentJob' => null, 'SaveJobCount' => (int) 0, '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [ [maximum depth reached] ], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Jobs' }, (int) 20 => object(App\Model\Entity\Job) { 'id' => (int) 43, 'candidate_id' => (int) 148, 'package_id' => (int) 13, 'admin_id' => (int) 0, 'parent_id' => null, 'blog_count' => (int) 0, 'review_count' => (int) 0, 'testimonial_count' => (int) 0, 'all_blog_count' => (int) 0, 'all_review_count' => (int) 0, 'all_testimonial_count' => (int) 0, 'admin_name' => '', 'subscription_id' => '', 'upgrade_pack_id' => (int) 0, 'upgrade_pack_interval' => 'monthly', 'upgrade_type' => null, 'upgrade_status' => 'created', 'title' => 'Switch Mortgage Finance', 'slug' => 'switch-mortgage-finance', 'description' => '<p> </p> <p>Switch Mortgage Finance are a specialist mortgage firm offering advice across the whole of the market. 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Our aim; to complete your mortgage in the most efficient way possible.</p> <p> </p> ', 'company_logo' => '20231102_COMLOGO_1698927846.png', 'online_business' => 'No', 'expire_date' => null, 'show_consultant_on_job_detail' => 'No', 'consultant_id' => (int) 0, 'consultant_name' => false, 'consultant_designation' => false, 'consultant_email' => false, 'consultant_mobile' => false, 'consultant_profile_picture' => false, 'cover_letter' => 'No', 'registered_candidates' => false, 'quick_application' => false, 'application_emails' => '', 'show_digi_business_type' => 'No', 'show_digi_comp_reg_no' => 'No', 'show_digi_reg_address' => 'No', 'show_digi_reg_location' => 'No', 'show_digi_reg_postcode' => 'No', 'show_digi_trading_address' => 'No', 'show_digi_location' => 'No', 'show_digi_trading_postcode' => 'No', 'show_digi_email_address' => 'No', 'show_digi_contact_no' => 'No', 'show_digi_website' => 'No', 'show_digi_facebook' => 'No', 'show_digi_linkedin' => 'No', 'show_digi_instagram' => 'No', 'show_digi_twitter' => 'No', 'pa_verified' => 'Yes', 'meta_title' => '', 'meta_keywords' => '', 'meta_description' => '', 'platform' => 'general', 'is_pause' => 'No', 'is_suspend' => 'No', 'request_to_archive' => 'No', 'status' => 'Live', 'archive_date' => null, 'added_by' => '', 'updated_by' => '', 'no_of_views' => (int) 0, 'created' => object(Cake\I18n\FrozenTime) {}, 'modified' => object(Cake\I18n\FrozenTime) {}, 'Packages' => object(App\Model\Entity\Package) {}, 'JobReviews' => [[maximum depth reached]], 'JobDetails' => [ [maximum depth reached] ], 'ParentJob' => null, 'SaveJobCount' => (int) 0, '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [ [maximum depth reached] ], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Jobs' }, (int) 21 => object(App\Model\Entity\Job) { 'id' => (int) 46, 'candidate_id' => (int) 149, 'package_id' => (int) 13, 'admin_id' => (int) 0, 'parent_id' => null, 'blog_count' => (int) 0, 'review_count' => (int) 0, 'testimonial_count' => (int) 0, 'all_blog_count' => (int) 0, 'all_review_count' => (int) 0, 'all_testimonial_count' => (int) 0, 'admin_name' => '', 'subscription_id' => '', 'upgrade_pack_id' => (int) 0, 'upgrade_pack_interval' => 'monthly', 'upgrade_type' => null, 'upgrade_status' => 'created', 'title' => 'Ward James Mortgages', 'slug' => 'ward-james-mortgages', 'description' => '<p>At Ward James Mortgages, we understand that each and every client has different needs and circumstances. We are committed to providing the best customer service and with access to a wide range of providers across the UK, we can ensure you receive the most competitive rate available to you, whilst ensuring the product meets your requirements.</p> <p>We do not charge a broker fee and we are whole of market.</p> <p>We aim to provide an honest, reliable, efficient and hassle-free service tailored to the unique requirements of each individual client. We make sure our advisers will manage your application from start to finish and explain each step clearly without the jargon.</p> <p>Get in touch if you require first time buyer mortgage advice, home mover mortgage advice, remortgage advice, buy to let mortgage advice, life and critical illness insurance and home insurance</p> ', 'company_logo' => '20230119_COMLOGO_1674148336.png', 'online_business' => 'No', 'expire_date' => null, 'show_consultant_on_job_detail' => 'No', 'consultant_id' => (int) 0, 'consultant_name' => false, 'consultant_designation' => false, 'consultant_email' => false, 'consultant_mobile' => false, 'consultant_profile_picture' => false, 'cover_letter' => 'No', 'registered_candidates' => false, 'quick_application' => false, 'application_emails' => '', 'show_digi_business_type' => 'No', 'show_digi_comp_reg_no' => 'No', 'show_digi_reg_address' => 'No', 'show_digi_reg_location' => 'No', 'show_digi_reg_postcode' => 'No', 'show_digi_trading_address' => 'No', 'show_digi_location' => 'No', 'show_digi_trading_postcode' => 'No', 'show_digi_email_address' => 'No', 'show_digi_contact_no' => 'No', 'show_digi_website' => 'No', 'show_digi_facebook' => 'No', 'show_digi_linkedin' => 'No', 'show_digi_instagram' => 'No', 'show_digi_twitter' => 'No', 'pa_verified' => 'Yes', 'meta_title' => '', 'meta_keywords' => '', 'meta_description' => '', 'platform' => 'general', 'is_pause' => 'No', 'is_suspend' => 'No', 'request_to_archive' => 'No', 'status' => 'Live', 'archive_date' => null, 'added_by' => '', 'updated_by' => '', 'no_of_views' => (int) 0, 'created' => object(Cake\I18n\FrozenTime) {}, 'modified' => object(Cake\I18n\FrozenTime) {}, 'Packages' => object(App\Model\Entity\Package) {}, 'JobReviews' => [[maximum depth reached]], 'JobDetails' => [ [maximum depth reached] ], 'ParentJob' => null, 'SaveJobCount' => (int) 0, '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [ [maximum depth reached] ], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Jobs' }, (int) 22 => object(App\Model\Entity\Job) { 'id' => (int) 50, 'candidate_id' => (int) 143, 'package_id' => (int) 13, 'admin_id' => (int) 0, 'parent_id' => null, 'blog_count' => (int) 3, 'review_count' => (int) 0, 'testimonial_count' => (int) 4, 'all_blog_count' => (int) 3, 'all_review_count' => (int) 0, 'all_testimonial_count' => (int) 4, 'admin_name' => '', 'subscription_id' => '', 'upgrade_pack_id' => (int) 0, 'upgrade_pack_interval' => 'monthly', 'upgrade_type' => null, 'upgrade_status' => 'created', 'title' => 'Glade Financial', 'slug' => 'glade-financial', 'description' => '<h4 class="h4Pink"><strong>About Gosia:</strong></h4> <p>My mission is to make you feel confident about money and your future, to teach you to be financially savvy with the knowledge of how to manage your own money. I want to help you to change your life, secure a better future and maintain the lifestyle you want. I want to empower you to feel wealthy.</p> <h4 class="h4Pink"><strong>Glade Financial:</strong></h4> <p>At Glade Financial we offer financial planning and guidance services that fit around you and your goals. We will guide you and your family towards your truly successful financial future and deliver intelligent wealth management solutions while protecting you from the unexpected.<br /> <br /> We will begin with a free no-obligation consultation to understand your circumstances and needs and if the service we provide is right for you. Afterwards, we will prepare a report of recommendations based on the information we gathered. If you decide to go with our advice, we will take care of the fund implementation and policy administration for a fuss-free process.<br /> <br /> We can never predict the future but we can make sure you are ready for whatever the future brings. We will break down the complexity of financial management and give you the clarity and guidelines you need.</p> <h4 class="h4Pink"><strong>Our Promise:</strong></h4> <ul> <li>Putting you first, always</li> <li>Responsive to your needs</li> <li>Collaborating with you every step of the way</li> <li>Building lasting relationship</li> </ul> <p>I invite you to contact me today to find out more!</p> <p class="ParaPink"><strong>I am the director and Independent Financial Adviser at Glade Financial, which is an Appointed Representative of Julian Harris Financial Consultants, authorised and regulated by the Financial Conduct Authority No. 153566.<br /> The performance of your investments is subject to risks. Past performance and forecasts are not reliable indicators of future performance. Tax treatment depends on your individual circumstances and may change. Capital at risk.</strong></p> <p class="ParaPink"> </p> <p style="text-align:center"><img alt="" src="/webroot/img/userfiles/user_143/gd.PNG" width="1000" /></p> <quillbot-extension-portal></quillbot-extension-portal><quillbot-extension-portal></quillbot-extension-portal>', 'company_logo' => '20230203_COMLOGO_1675428759.png', 'online_business' => 'No', 'expire_date' => null, 'show_consultant_on_job_detail' => 'No', 'consultant_id' => (int) 0, 'consultant_name' => false, 'consultant_designation' => false, 'consultant_email' => false, 'consultant_mobile' => false, 'consultant_profile_picture' => false, 'cover_letter' => 'No', 'registered_candidates' => false, 'quick_application' => false, 'application_emails' => '', 'show_digi_business_type' => 'No', 'show_digi_comp_reg_no' => 'No', 'show_digi_reg_address' => 'No', 'show_digi_reg_location' => 'No', 'show_digi_reg_postcode' => 'No', 'show_digi_trading_address' => 'No', 'show_digi_location' => 'No', 'show_digi_trading_postcode' => 'No', 'show_digi_email_address' => 'No', 'show_digi_contact_no' => 'No', 'show_digi_website' => 'No', 'show_digi_facebook' => 'No', 'show_digi_linkedin' => 'No', 'show_digi_instagram' => 'No', 'show_digi_twitter' => 'No', 'pa_verified' => 'Yes', 'meta_title' => '', 'meta_keywords' => '', 'meta_description' => '', 'platform' => 'general', 'is_pause' => 'No', 'is_suspend' => 'No', 'request_to_archive' => 'No', 'status' => 'Live', 'archive_date' => null, 'added_by' => '', 'updated_by' => '', 'no_of_views' => (int) 0, 'created' => object(Cake\I18n\FrozenTime) {}, 'modified' => object(Cake\I18n\FrozenTime) {}, 'Packages' => object(App\Model\Entity\Package) {}, 'JobReviews' => [[maximum depth reached]], 'JobDetails' => [ [maximum depth reached] ], 'ParentJob' => null, 'SaveJobCount' => (int) 0, '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [ [maximum depth reached] ], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Jobs' }, (int) 23 => object(App\Model\Entity\Job) { 'id' => (int) 51, 'candidate_id' => (int) 152, 'package_id' => (int) 13, 'admin_id' => (int) 0, 'parent_id' => null, 'blog_count' => (int) 0, 'review_count' => (int) 0, 'testimonial_count' => (int) 6, 'all_blog_count' => (int) 0, 'all_review_count' => (int) 0, 'all_testimonial_count' => (int) 6, 'admin_name' => '', 'subscription_id' => '', 'upgrade_pack_id' => (int) 0, 'upgrade_pack_interval' => 'monthly', 'upgrade_type' => null, 'upgrade_status' => 'created', 'title' => 'Legacy Advice Mortgages & Protection', 'slug' => 'legacy-advice-mortgages-protection', 'description' => '<p>At Legacy Advice, you'll receive <strong>personalised, one-on-one financial advice tailored specifically to your needs.</strong> With over 5 years of experience in the financial services sector and 3 years of expertise in the mortgage industry, Kristopher Camblin, has the <strong>knowledge and skills to guide you</strong> through the complexities of insurance and mortgage options.</p> <p>With access to over<strong> 80+ top mortgage lenders</strong>, <strong>exclusive mortgage deals</strong>, and a<strong> full A-Z service</strong> that covers every step of the way, this is your <strong>one-stop-shop for all things mortgage.</strong> From researching lenders and comparing deals, to completing paperwork and answering any questions you may have, Kristopher will work diligently to make your mortgage journey as <strong>smooth and stress-free</strong> as possible. </p> <p><strong>Going beyond the standard 9-5</strong>, Kristopher is dedicated to providing <strong>flexible and personalised service </strong>to meet each client's unique needs. Whether it's scheduling an evening or weekend appointment or working around a busy schedule, Kristopher is always there to make arranging insurance policies and mortgages a <strong>smooth and stress-free </strong>process.</p> <p>At the heart of Kristopher's work lies a <strong>genuine concern for his clients </strong>and a desire to provide the <strong>best possible outcome</strong>. Expect a <strong>professional and friendly service</strong> tailored to your individual needs, designed to make the process of securing your financial future a breeze. With Kristopher on your side, you can rest assured that your family's financial security is in <strong>good hands.</strong></p> <table align="center" border="0" cellpadding="1" cellspacing="1" style="width: 500px;"> <thead> <tr> <th scope="row" style="text-align: center;">Mortgages</th> <th scope="col" style="text-align: center;">Insurance</th> </tr> </thead> <tbody> <tr> <th scope="row"> <ul> <li> <p class="ParaBlack"><strong>First Time Buyer Mortgages</strong></p> </li> </ul> </th> <td> <ul> <li> <p class="ParaBlack"><strong>Life Insurance</strong></p> </li> </ul> </td> </tr> <tr> <th scope="row"> <ul> <li> <p class="ParaBlack"><strong>Self-Employed Mortgages</strong></p> </li> </ul> </th> <td> <ul> <li> <p class="ParaBlack"><strong>Critical Illness Insurance</strong></p> </li> </ul> </td> </tr> <tr> <th scope="row"> <ul> <li> <p class="ParaBlack"><strong>Remortgages</strong></p> </li> </ul> </th> <td> <ul> <li> <p class="ParaBlack"><strong>Income Protection</strong></p> </li> </ul> </td> </tr> <tr> <th scope="row"> <ul> <li> <p class="ParaBlack"><strong>Home Mover Mortgages</strong></p> </li> </ul> </th> <td> <ul> <li> <p class="ParaBlack"><strong>Over 50's Plans</strong></p> </li> </ul> </td> </tr> <tr> <th scope="row"> <ul> <li> <p class="ParaBlack"><strong>Shared Ownership Mortgages</strong></p> </li> </ul> </th> <td> <ul> <li> <p class="ParaBlack"><strong>Private Medial Insurance</strong></p> </li> </ul> </td> </tr> <tr> <th scope="row"> <p class="ParaBlack"> </p> </th> <td> <ul> <li> <p class="ParaBlack"><strong>Whole of Life Cover</strong></p> </li> </ul> </td> </tr> <tr> <th scope="row"> <p class="ParaBlack"> </p> </th> <td> <ul> <li> <p class="ParaBlack"><strong>Accident Cover</strong></p> </li> </ul> </td> </tr> </tbody> </table> <p> </p> ', 'company_logo' => '20230208_COMLOGO_1675855606.png', 'online_business' => 'No', 'expire_date' => null, 'show_consultant_on_job_detail' => 'No', 'consultant_id' => (int) 0, 'consultant_name' => false, 'consultant_designation' => false, 'consultant_email' => false, 'consultant_mobile' => false, 'consultant_profile_picture' => false, 'cover_letter' => 'No', 'registered_candidates' => false, 'quick_application' => false, 'application_emails' => '', 'show_digi_business_type' => 'No', 'show_digi_comp_reg_no' => 'No', 'show_digi_reg_address' => 'No', 'show_digi_reg_location' => 'No', 'show_digi_reg_postcode' => 'No', 'show_digi_trading_address' => 'No', 'show_digi_location' => 'No', 'show_digi_trading_postcode' => 'No', 'show_digi_email_address' => 'No', 'show_digi_contact_no' => 'No', 'show_digi_website' => 'No', 'show_digi_facebook' => 'No', 'show_digi_linkedin' => 'No', 'show_digi_instagram' => 'No', 'show_digi_twitter' => 'No', 'pa_verified' => 'Yes', 'meta_title' => '', 'meta_keywords' => '', 'meta_description' => '', 'platform' => 'general', 'is_pause' => 'No', 'is_suspend' => 'No', 'request_to_archive' => 'No', 'status' => 'Live', 'archive_date' => null, 'added_by' => '', 'updated_by' => '', 'no_of_views' => (int) 0, 'created' => object(Cake\I18n\FrozenTime) {}, 'modified' => object(Cake\I18n\FrozenTime) {}, 'Packages' => object(App\Model\Entity\Package) {}, 'JobReviews' => [[maximum depth reached]], 'JobDetails' => [ [maximum depth reached] ], 'ParentJob' => null, 'SaveJobCount' => (int) 0, '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [ [maximum depth reached] ], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Jobs' }, (int) 24 => object(App\Model\Entity\Job) { 'id' => (int) 54, 'candidate_id' => (int) 154, 'package_id' => (int) 13, 'admin_id' => (int) 0, 'parent_id' => null, 'blog_count' => (int) 0, 'review_count' => (int) 0, 'testimonial_count' => (int) 4, 'all_blog_count' => (int) 0, 'all_review_count' => (int) 0, 'all_testimonial_count' => (int) 4, 'admin_name' => '', 'subscription_id' => '', 'upgrade_pack_id' => (int) 0, 'upgrade_pack_interval' => 'monthly', 'upgrade_type' => null, 'upgrade_status' => 'created', 'title' => 'How? 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=> 'Home Mover Mortgages', (int) 574 => 'New Build Home Mortgages', (int) 575 => 'Remortgage', (int) 576 => 'Second Charge Loans', (int) 577 => 'Self-employed mortgages', (int) 578 => 'Business Whole of Life', (int) 579 => 'Critical Illness cover', (int) 580 => 'Health Insurance', (int) 581 => 'Home insurance', (int) 582 => 'Income Protection', (int) 583 => 'Key man Insurance', (int) 584 => 'Landlord Insurance', (int) 585 => 'Shareholder protection insurance', (int) 586 => 'Whole of Life Insurance', (int) 587 => 'Estate Planning', (int) 588 => 'Power of Attorney', (int) 589 => 'Probate Services', (int) 590 => 'Trusts', (int) 591 => 'Will Writers', (int) 630 => 'Financial', (int) 641 => 'Life Insurance', (int) 642 => 'Pension Transfers', (int) 643 => 'No obligation consultation', (int) 677 => 'Initial fee free consultation', (int) 681 => 'Mortgage Capacity Reports' ] $towns_list = [ (int) 0 => object(App\Model\Entity\Town) { 'id' => (int) 7428, 'name' => 'Canary Wharf', 'slug' => 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'devon-south-west', 'nuts_region' => 'South West', 'nuts_region_slug' => 'south-west-england', 'country' => 'England', 'country_slug' => 'england', 'grid_reference' => 'SX554562', 'easting' => (int) 255440, 'northing' => (int) 56231, 'latitude' => (float) 50.38815, 'longitude' => (float) -4.0349, 'elevation' => (int) 65, 'postcode_sector' => 'PL7 2', 'local_government_area' => 'City of Plymouth', 'type' => 'Suburban Area', '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [[maximum depth reached]], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Towns' }, (int) 2 => object(App\Model\Entity\Town) { 'id' => (int) 8510, 'name' => 'Chedzoy', 'slug' => 'chedzoy-somerset-333982', 'county' => 'Somerset', 'county_slug' => 'somerset-south-west', 'nuts_region' => 'South West', 'nuts_region_slug' => 'south-west-england', 'country' => 'England', 'country_slug' => 'england', 'grid_reference' => 'ST339375', 'easting' => (int) 333982, 'northing' => (int) 137501, 'latitude' => (float) 51.13296, 'longitude' => (float) -2.94489, 'elevation' => (int) 10, 'postcode_sector' => 'TA7 8', 'local_government_area' => 'Sedgemoor District', 'type' => 'Village', '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [[maximum depth reached]], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Towns' }, (int) 3 => object(App\Model\Entity\Town) { 'id' => (int) 8531, 'name' => 'Chelmsford', 'slug' => 'chelmsford-essex-570897', 'county' => 'Essex', 'county_slug' => 'essex-eastern', 'nuts_region' => 'Eastern', 'nuts_region_slug' => 'eastern-england', 'country' => 'England', 'country_slug' => 'england', 'grid_reference' => 'TL708071', 'easting' => (int) 570897, 'northing' => (int) 207155, 'latitude' => (float) 51.73705, 'longitude' => (float) 0.47361, 'elevation' => (int) 29, 'postcode_sector' => 'CM1 1', 'local_government_area' => 'Chelmsford District', 'type' => 'City', '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [[maximum depth reached]], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Towns' }, (int) 4 => object(App\Model\Entity\Town) { 'id' => (int) 10355, 'name' => 'Corringham', 'slug' => 'corringham-essex-569985', 'county' => 'Essex', 'county_slug' => 'essex-eastern', 'nuts_region' => 'Eastern', 'nuts_region_slug' => 'eastern-england', 'country' => 'England', 'country_slug' => 'england', 'grid_reference' => 'TQ699835', 'easting' => (int) 569985, 'northing' => (int) 183562, 'latitude' => (float) 51.52539, 'longitude' => (float) 0.44897, 'elevation' => (int) 24, 'postcode_sector' => 'SS17 7', 'local_government_area' => 'Thurrock', 'type' => 'Town', '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [[maximum depth reached]], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Towns' }, (int) 5 => object(App\Model\Entity\Town) { 'id' => (int) 10579, 'name' => 'Coventry', 'slug' => 'coventry-west-midlands-433644', 'county' => 'West Midlands', 'county_slug' => 'west-midlands-west-midlands', 'nuts_region' => 'West Midlands', 'nuts_region_slug' => 'west-midlands-england', 'country' => 'England', 'country_slug' => 'england', 'grid_reference' => 'SP336789', 'easting' => (int) 433644, 'northing' => (int) 278970, 'latitude' => (float) 52.40771, 'longitude' => (float) -1.50686, 'elevation' => (int) 91, 'postcode_sector' => 'CV1 5', 'local_government_area' => 'Coventry District', 'type' => 'City', '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [[maximum depth reached]], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Towns' }, (int) 6 => object(App\Model\Entity\Town) { 'id' => (int) 10734, 'name' => 'Craigavon', 'slug' => 'craigavon-county-armagh-304598', 'county' => 'County Armagh', 'county_slug' => 'county-armagh-northern-ireland', 'nuts_region' => 'Northern Ireland', 'nuts_region_slug' => 'northern-ireland-northern-ireland', 'country' => 'Northern Ireland', 'country_slug' => 'northern-ireland', 'grid_reference' => 'J045566', 'easting' => (int) 304598, 'northing' => (int) 356607, 'latitude' => (float) 54.44722, 'longitude' => (float) -6.38833, 'elevation' => (int) 32, 'postcode_sector' => 'BT64 1', 'local_government_area' => 'Armagh City Banbridge and Craigavon', 'type' => 'Town', '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [[maximum depth reached]], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Towns' }, (int) 7 => object(App\Model\Entity\Town) { 'id' => (int) 12560, 'name' => 'Doncaster', 'slug' => 'doncaster-south-yorkshire-457621', 'county' => 'South Yorkshire', 'county_slug' => 'south-yorkshire-yorkshire-and-the-humber', 'nuts_region' => 'Yorkshire and the Humber', 'nuts_region_slug' => 'yorkshire-and-the-humber-england', 'country' => 'England', 'country_slug' => 'england', 'grid_reference' => 'SE576032', 'easting' => (int) 457621, 'northing' => (int) 403245, 'latitude' => (float) 53.52272, 'longitude' => (float) -1.13235, 'elevation' => (int) 19, 'postcode_sector' => 'DN1 1', 'local_government_area' => 'Doncaster District', 'type' => 'Town', '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [[maximum depth reached]], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Towns' }, (int) 8 => object(App\Model\Entity\Town) { 'id' => (int) 13073, 'name' => 'Dundee', 'slug' => 'dundee-city-of-dundee-340093', 'county' => 'City of Dundee', 'county_slug' => 'city-of-dundee-scotland', 'nuts_region' => 'Scotland', 'nuts_region_slug' => 'scotland-scotland', 'country' => 'Scotland', 'country_slug' => 'scotland', 'grid_reference' => 'NO400300', 'easting' => (int) 340093, 'northing' => (int) 730009, 'latitude' => (float) 56.45841, 'longitude' => (float) -2.97367, 'elevation' => (int) 16, 'postcode_sector' => 'DD1 4', 'local_government_area' => 'Dundee City', 'type' => 'City', '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [[maximum depth reached]], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Towns' }, (int) 9 => object(App\Model\Entity\Town) { 'id' => (int) 13095, 'name' => 'Dungannon', 'slug' => 'dungannon-county-tyrone-279738', 'county' => 'County Tyrone', 'county_slug' => 'county-tyrone-northern-ireland', 'nuts_region' => 'Northern Ireland', 'nuts_region_slug' => 'northern-ireland-northern-ireland', 'country' => 'Northern Ireland', 'country_slug' => 'northern-ireland', 'grid_reference' => 'H797619', 'easting' => (int) 279738, 'northing' => (int) 361982, 'latitude' => (float) 54.5, 'longitude' => (float) -6.77, 'elevation' => (int) 71, 'postcode_sector' => 'BT71 7', 'local_government_area' => 'Mid Ulster', 'type' => 'Town', '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [[maximum depth reached]], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Towns' }, (int) 10 => object(App\Model\Entity\Town) { 'id' => (int) 14754, 'name' => 'Fallin', 'slug' => 'fallin-stirling-and-falkirk-283520', 'county' => 'Stirling and Falkirk', 'county_slug' => 'stirling-and-falkirk-scotland', 'nuts_region' => 'Scotland', 'nuts_region_slug' => 'scotland-scotland', 'country' => 'Scotland', 'country_slug' => 'scotland', 'grid_reference' => 'NS835917', 'easting' => (int) 283520, 'northing' => (int) 691716, 'latitude' => (float) 56.10397, 'longitude' => (float) -3.87431, 'elevation' => (int) 13, 'postcode_sector' => 'FK7 7', 'local_government_area' => 'Stirling', 'type' => 'Village', '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [[maximum depth reached]], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Towns' }, (int) 11 => object(App\Model\Entity\Town) { 'id' => (int) 15510, 'name' => 'Folkestone', 'slug' => 'folkestone-kent-622846', 'county' => 'Kent', 'county_slug' => 'kent-south-east', 'nuts_region' => 'South East', 'nuts_region_slug' => 'south-east-england', 'country' => 'England', 'country_slug' => 'england', 'grid_reference' => 'TR228361', 'easting' => (int) 622846, 'northing' => (int) 136189, 'latitude' => (float) 51.08172, 'longitude' => (float) 1.18028, 'elevation' => (int) 26, 'postcode_sector' => 'CT20 1', 'local_government_area' => 'Shepway District', 'type' => 'Town', '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [[maximum depth reached]], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Towns' }, (int) 12 => object(App\Model\Entity\Town) { 'id' => (int) 23649, 'name' => 'Knutsford', 'slug' => 'knutsford-cheshire-375123', 'county' => 'Cheshire', 'county_slug' => 'cheshire-north-west', 'nuts_region' => 'North West', 'nuts_region_slug' => 'north-west-england', 'country' => 'England', 'country_slug' => 'england', 'grid_reference' => 'SJ751785', 'easting' => (int) 375123, 'northing' => (int) 378529, 'latitude' => (float) 53.30312, 'longitude' => (float) -2.37476, 'elevation' => (int) 68, 'postcode_sector' => 'WA16 0', 'local_government_area' => 'Cheshire East', 'type' => 'Town', '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [[maximum depth reached]], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Towns' }, (int) 13 => object(App\Model\Entity\Town) { 'id' => (int) 24578, 'name' => 'Leyland', 'slug' => 'leyland-lancashire-354177', 'county' => 'Lancashire', 'county_slug' => 'lancashire-north-west', 'nuts_region' => 'North West', 'nuts_region_slug' => 'north-west-england', 'country' => 'England', 'country_slug' => 'england', 'grid_reference' => 'SD541216', 'easting' => (int) 354177, 'northing' => (int) 421644, 'latitude' => (float) 53.68922, 'longitude' => (float) -2.69536, 'elevation' => (int) 46, 'postcode_sector' => 'PR25 3', 'local_government_area' => 'South Ribble District', 'type' => 'Town', '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [[maximum depth reached]], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Towns' }, (int) 14 => object(App\Model\Entity\Town) { 'id' => (int) 26025, 'name' => 'London', 'slug' => 'london-greater-london-532473', 'county' => 'Greater London', 'county_slug' => 'greater-london-london', 'nuts_region' => 'London', 'nuts_region_slug' => 'london-england', 'country' => 'England', 'country_slug' => 'england', 'grid_reference' => 'TQ324812', 'easting' => (int) 532473, 'northing' => (int) 181219, 'latitude' => (float) 51.51437, 'longitude' => (float) -0.09229, 'elevation' => (int) 31, 'postcode_sector' => 'EC2V 8', 'local_government_area' => 'City of London', 'type' => 'City', '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [[maximum depth reached]], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Towns' }, (int) 15 => object(App\Model\Entity\Town) { 'id' => (int) 30211, 'name' => 'Newcastle-under-Lyme', 'slug' => 'newcastle-under-lyme-staffordshire-384799', 'county' => 'Staffordshire', 'county_slug' => 'staffordshire-west-midlands', 'nuts_region' => 'West Midlands', 'nuts_region_slug' => 'west-midlands-england', 'country' => 'England', 'country_slug' => 'england', 'grid_reference' => 'SJ847460', 'easting' => (int) 384799, 'northing' => (int) 346008, 'latitude' => (float) 53.01116, 'longitude' => (float) -2.22801, 'elevation' => (int) 133, 'postcode_sector' => 'ST5 1', 'local_government_area' => 'Newcastle-under-Lyme District', 'type' => 'Town', '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [[maximum depth reached]], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Towns' }, (int) 16 => object(App\Model\Entity\Town) { 'id' => (int) 32393, 'name' => 'Oxted', 'slug' => 'oxted-surrey-539389', 'county' => 'Surrey', 'county_slug' => 'surrey-south-east', 'nuts_region' => 'South East', 'nuts_region_slug' => 'south-east-england', 'country' => 'England', 'country_slug' => 'england', 'grid_reference' => 'TQ393528', 'easting' => (int) 539389, 'northing' => (int) 152880, 'latitude' => (float) 51.25805, 'longitude' => (float) -0.0038, 'elevation' => (int) 105, 'postcode_sector' => 'RH8 0', 'local_government_area' => 'Tandridge District', 'type' => 'Town', '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [[maximum depth reached]], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Towns' }, (int) 17 => object(App\Model\Entity\Town) { 'id' => (int) 33455, 'name' => 'Petersfield', 'slug' => 'petersfield-hampshire-474632', 'county' => 'Hampshire', 'county_slug' => 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=> 'north-west-england', 'country' => 'England', 'country_slug' => 'england', 'grid_reference' => 'SD540295', 'easting' => (int) 354046, 'northing' => (int) 429582, 'latitude' => (float) 53.76055, 'longitude' => (float) -2.69853, 'elevation' => (int) 44, 'postcode_sector' => 'PR1 2', 'local_government_area' => 'Preston District', 'type' => 'City', '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [[maximum depth reached]], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Towns' }, (int) 19 => object(App\Model\Entity\Town) { 'id' => (int) 37478, 'name' => 'Sheffield', 'slug' => 'sheffield-south-yorkshire-435449', 'county' => 'South Yorkshire', 'county_slug' => 'south-yorkshire-yorkshire-and-the-humber', 'nuts_region' => 'Yorkshire and the Humber', 'nuts_region_slug' => 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'england', 'grid_reference' => 'SU523093', 'easting' => (int) 452343, 'northing' => (int) 109365, 'latitude' => (float) 50.88141, 'longitude' => (float) -1.25733, 'elevation' => (int) 26, 'postcode_sector' => 'PO15 7', 'local_government_area' => 'Fareham District', 'type' => 'Locality', '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [[maximum depth reached]], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Towns' }, (int) 21 => object(App\Model\Entity\Town) { 'id' => (int) 46788, 'name' => 'Wigan', 'slug' => 'wigan-greater-manchester-358372', 'county' => 'Greater Manchester', 'county_slug' => 'greater-manchester-north-west', 'nuts_region' => 'North West', 'nuts_region_slug' => 'north-west-england', 'country' => 'England', 'country_slug' => 'england', 'grid_reference' => 'SD583056', 'easting' => (int) 358372, 'northing' => (int) 405618, 'latitude' => (float) 53.54554, 'longitude' => (float) -2.62969, 'elevation' => (int) 52, 'postcode_sector' => 'WN1 1', 'local_government_area' => 'Wigan District', 'type' => 'Town', '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [[maximum depth reached]], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Towns' } ] $custom_field_list = [ (int) 39 => 'Adviser Information', (int) 1 => 'Company Name ', (int) 15 => 'Company Type', (int) 28 => 'Company Registration No', (int) 36 => 'Street (Registered Address) ', (int) 37 => 'Registered Town / City', (int) 38 => 'Registered Post Code', (int) 41 => 'Same As Above - CF ', (int) 16 => 'Street (Trading Address)', (int) 3 => 'City / Town', (int) 29 => 'Post Code', (int) 58 => 'The Financial Services Register', (int) 45 => 'FCA Reg No', (int) 47 => 'Exempt Professional Firm', (int) 18 => 'Contact Details', (int) 19 => 'Email Address', (int) 17 => 'Contact Tel No', (int) 20 => 'Website', (int) 43 => 'Facebook', (int) 23 => 'LinkedIn', (int) 24 => 'Instagram', (int) 44 => 'Twitter', (int) 40 => 'Profile', (int) 26 => 'Logo', (int) 48 => 'What products do you advise on?', (int) 54 => 'Financial', (int) 55 => 'Mortgage & Loan', (int) 56 => 'Insurance', (int) 57 => 'Later life', (int) 61 => 'Commercial', (int) 52 => 'Headline Description', (int) 2 => 'Your Profile', (int) 32 => 'Tags', (int) 49 => 'Charges', (int) 53 => 'Details', (int) 50 => 'Our Advice Methods', (int) 51 => 'Minimum Wealth', (int) 35 => 'Languages you can advise in' ] $arrPackageCF = [ (int) 14 => [ (int) 0 => (int) 15, (int) 1 => (int) 32, (int) 2 => (int) 28, (int) 3 => (int) 45, (int) 4 => (int) 47, (int) 5 => (int) 43, (int) 6 => (int) 23, (int) 7 => (int) 24, (int) 8 => (int) 44, (int) 9 => (int) 48, (int) 10 => (int) 54, 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37, (int) 6 => (int) 38, (int) 7 => (int) 41, (int) 8 => (int) 16, (int) 9 => (int) 3, (int) 10 => (int) 29, (int) 11 => (int) 45, (int) 12 => (int) 47, (int) 13 => (int) 20, (int) 14 => (int) 43, (int) 15 => (int) 23, (int) 16 => (int) 24, (int) 17 => (int) 44, (int) 18 => (int) 48, (int) 19 => (int) 54, (int) 20 => (int) 55, (int) 21 => (int) 56, (int) 22 => (int) 57, (int) 23 => (int) 61, (int) 24 => (int) 52, (int) 25 => (int) 49, (int) 26 => (int) 53, (int) 27 => (int) 50, (int) 28 => (int) 60, (int) 29 => (int) 51, (int) 30 => (int) 35, (int) 31 => (int) 19, (int) 32 => (int) 17 ] ] $candidate_id = (int) 0 $session = object(Cake\Http\Session) { [protected] _engine => null [protected] _started => null [protected] _lifetime => (int) 3600 [protected] _isCLI => false } $loggedIn = 'No' $_job = object(App\Model\Entity\Job) { 'id' => (int) 103, 'candidate_id' => (int) 274, 'package_id' => (int) 13, 'admin_id' => (int) 0, 'parent_id' => null, 'blog_count' => (int) 0, 'review_count' => 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'consultant_email' => false, 'consultant_mobile' => false, 'consultant_profile_picture' => false, 'cover_letter' => 'No', 'registered_candidates' => false, 'quick_application' => false, 'application_emails' => '', 'show_digi_business_type' => 'No', 'show_digi_comp_reg_no' => 'No', 'show_digi_reg_address' => 'No', 'show_digi_reg_location' => 'No', 'show_digi_reg_postcode' => 'No', 'show_digi_trading_address' => 'No', 'show_digi_location' => 'No', 'show_digi_trading_postcode' => 'No', 'show_digi_email_address' => 'No', 'show_digi_contact_no' => 'No', 'show_digi_website' => 'No', 'show_digi_facebook' => 'No', 'show_digi_linkedin' => 'No', 'show_digi_instagram' => 'No', 'show_digi_twitter' => 'No', 'pa_verified' => 'No', 'meta_title' => '', 'meta_keywords' => '', 'meta_description' => '', 'platform' => 'general', 'is_pause' => 'No', 'is_suspend' => 'No', 'request_to_archive' => 'No', 'status' => 'Live', 'archive_date' => null, 'added_by' => '', 'updated_by' => '', 'no_of_views' => (int) 0, 'created' => object(Cake\I18n\FrozenTime) {}, 'modified' => object(Cake\I18n\FrozenTime) {}, 'Packages' => object(App\Model\Entity\Package) {}, 'JobReviews' => [], 'JobDetails' => [ 'Company Name ' => 'Delato Finance Ltd', 'Company Type' => 'Non-FCA', 'Email Address' => 'info@delato-finance.co.uk', 'Contact Tel No' => '01604389127', 'Website' => 'www.delato-finance.co.uk', 'What products do you advise on?' => 'Mortgages, Commercial', 'Mortgage & Loan' => 'Bridging Loans, Buy to Let, Development Loans', 'Commercial' => 'Bridging Loans, Commercial Finance, Development Loans', 'Headline Description' => 'We specialize in commercial mortgages, property development finance, and bridging loans as well as buy to let mortgages. Our team is dedicated to offering personalized financial solutions, ensuring you achieve your property goals efficiently and effectively.', 'Your Profile' => ' Your Gateway to Property Finance Unlocking Opportunities with Tailored Financial Solutions ', 'Charges' => 'Initial fee free consultation', 'Details' => 'If your enquiry results in a mortgage / loan agreement in principle or the submission of a full mortgage / loan application , there will be an arrangement fee of £250 payable. There is a completion fee of 0.75% of the mortgage loan payable on successful completion of the loan / mortgage.', 'Our Advice Methods' => 'Face 2 Face, Telephone Appointments, Video Conferencing', 'Minimum Wealth' => 'No minimum', 'Languages you can advise in' => 'English' ], 'ParentJob' => null, 'SaveJobCount' => (int) 0, '[new]' => false, '[accessible]' => [ '*' => true, 'id' => false ], '[dirty]' => [ 'JobDetails' => true, 'ParentJob' => true, 'SaveJobCount' => true ], '[original]' => [], '[virtual]' => [], '[hasErrors]' => false, '[errors]' => [], '[invalid]' => [], '[repository]' => 'Jobs' } $job_id = (int) 103 $package_id = (int) 13 $job_detal_url = '/adviser/delato-finance-ltd' $advis_arr = [ (int) 0 => '539', (int) 1 => '540' ] $i = (int) 2 $kv = (int) 2include - APP/Template/Cell/Front/Header/blog_latest_advisors.ctp, line 139 Cake\View\View::_evaluate() - CORE/src/View/View.php, line 1413 Cake\View\View::_render() - CORE/src/View/View.php, line 1374 Cake\View\View::render() - CORE/src/View/View.php, line 880 Cake\View\Cell::Cake\View\{closure}() - CORE/src/View/Cell.php, line 205 Cake\View\Cell::render() - CORE/src/View/Cell.php, line 215 Cake\View\Cell::__toString() - CORE/src/View/Cell.php, line 260 include - APP/Template/Blogs/detail.ctp, line 538 Cake\View\View::_evaluate() - CORE/src/View/View.php, line 1413 Cake\View\View::_render() - CORE/src/View/View.php, line 1374 Cake\View\View::render() - CORE/src/View/View.php, line 880 Cake\Controller\Controller::render() - CORE/src/Controller/Controller.php, line 791 Cake\Http\ActionDispatcher::_invoke() - CORE/src/Http/ActionDispatcher.php, line 126 Cake\Http\ActionDispatcher::dispatch() - CORE/src/Http/ActionDispatcher.php, line 94 Cake\Http\BaseApplication::__invoke() - CORE/src/Http/BaseApplication.php, line 235 Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65 Cake\Routing\Middleware\RoutingMiddleware::__invoke() - CORE/src/Routing/Middleware/RoutingMiddleware.php, line 162
Our website offers information about financial products such as investing, savings, equity release, mortgages, and insurance. None of the information on Sunny Avenue constitutes personal advice. Sunny Avenue does not offer any of these services directly and we only act as a directory service to connect you to the experts. If you require further information to proceed you will need to request advice, for example from the financial advisers listed. If you decide to invest, read the important investment notes provided first, decide how to proceed on your own basis, and remember that investments can go up and down in value, so you could get back less than you put in.
Think carefully before securing debts against your home. A mortgage is a loan secured on your home, which you could lose if you do not keep up your mortgage payments. Check that any mortgage will meet your needs if you want to move or sell your home or you want your family to inherit it. If you are in any doubt, seek independent advice.
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The information on the site is not tailored advice to each individual reader, and as such does not constitute financial advice. All the advisers we work with are fully qualified to provide advice in their areas and we only list firms that are authorised and regulated by the Financial Conduct Authority otherwise it is clearly stated that we are unable to verify their FCA status.
Sunny Avenue is not regulated by the FCA as we do not provide any financial services or advice. We act as a directory service for financial professionals.
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